post tax(Roth) or pre tax 401k? which is the better option for us on h1b?

My company uses ADP for retirement. It has a contribution allocation for just 401k and roth 401k. If I wanted to contribute to a traditional IRA does it need to be through ADP and if so how is that done?

Alright, who’s going to short GameStop? +80% in intraday trading, +600% as of 2021. Per WSJ - the bull rally is fueled by individual investors encouraging each other to buy the stock.

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

Frustrated by paying so much tax!

My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

Is it true that Recruiters and ECDs don’t consider creatives with Healthcare / Pharma experience when they apply for Consumer jobs? I have lots of Consumer experience (in my country) and I’m currently working in Pharma (in NYC), cause you know... I need to pay my bills. I’d like to go back to Consumer. I’d really appreciate your objective feedback.

anyone else feels stuck at current job, but not able to apply due to upcoming paid maternity leave benefits that you don't want to miss out on? currently still in first trimester !

The threat of nuclear bombs flying over cities should crash the real estate market

Hello London 🐠

If you’re working in Life Sciences / Healthcare and know if you’re firm is hiring and open to visa sponsorship please do let me know. I’d really appreciate any referral / leads. Thanks so much!!

Hi! I’m doing some research on employee benefits (medical insurance, 401k, HSA/FSA, commuter benefits) and was hoping to connect with People specialists or HR professionals in the comp & benefits space. I’m trying to better understand any pain points or challenges you might face with utilization/enrollment. Anyone interested in connecting? Thank you!

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

My fiancé and I invested in a small startup about five years ago and are about to get a $300,000 pay out (after taxes). What would you do with an extra $300k? (We have no debt, have sufficient savings and own a home already so the basics are covered.)

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

Any one have any insight on working at Change Healthcare?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Just sharing! Landed in offer at AWS over five weeks ago and still waiting on a visa transfer update from US CIS. So many work updates from other folks in these five weeks moving in and out while I am unable to share an update with my folks or celebrate in anticipation of the final approval of the petition. Trying to stay calm and collected, but sometimes it takes a toll

Hello Fishes,

I have got my L2 Dependent Visa stamped for the US through the Wife's organization and she has booked the tickets for the both of us in the next weekend. I am currently unallocated in TCS and seeking projects in the same US location as my Wife. Can I travel to the US just like that and then continue my search within TCS from there or do I need any approvals to even fly in the first place?

I am worried because of the time crunch and will be glad to hear some points on this.

What percentage of your income do you save, invest and spend?

Best shops for puppets state side? Loving blinkink

How do you get more dopamine?

Any one familiar with Ocala FL. Does it flood? Would you send your children to the public schools? Is it a good place to live and raise a family?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Does wipro provide any internet reimbursement for Wfh ?

0 motivation to get out for a run today

Alright, Elon Musk, SNL. Is DOGE mooning or tanking?

Underrated tech companies to work for? E.g. not FAANG.

What are key ways you try to practice sustainability in your personal life, outside of work? Has anyone gone zero waste?

SM promoted from M salary range? EY

Any M&A tax practices out there that will allow remote/mostly remote work in the future? Where?

Hi Fishes, I am a RPA DEVELOPER with 3.3YOE in Blueprism, UiPath and python looking for opportunity.

Please help me with referrals.

Thanks in advance.

Accenture Tata Consultancy Infosys IBM Deloitte EY

My client’s site got hacked yesterday. I didn’t see any actual signs of impending attack. But knowing how little we do for cyber security when building a site, I knew we must have been vulnerable in some way. I’ve tried pushing for more cybersecurity measures in the last year, but being a Jr, I don’t know a lot about it. My manager had brushed it off as something that would be nice to look into if [insert excuses not to here]. Can’t push it off any longer. I’m afraid heads are gonna roll.Advice?

Maybe this sounds privileged.. or plain dumb... I just got back from a really fun vacation and I’m sad! Guess i got the “back to real life” blues. How do I get back to my happy self!??

Any tips for having to attend a team lunch and a separate happy hour while fasting? Outside of Ramadan happy hours aren’t awkward bc I’ll just drink soda or something. However, now do I just sit there and stare at them when they are drinking/munching on their lunch ? 😂

Do you know what a CLNA is? The Comprehensive Local Needs Assessment is a tool for determining CTE Program design/accountability for Perkins V. Who’s responsibility is it in your district? Has it helped at all?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

I'm 6 months old at D! Planning early promotion next year.. counselor and pm both are backing me.. I need to go to India for at least 4 weeks in Dec ... most probably would be rolling off from current project by then .. would this vacation hurt my promotion chances coz of utilization etc?

Hello! Need some advice. Trying to move to SOs city and EY does not have a big base in the city so i was told the move won't happen. But i am finding it hard to strategize my job search.

How to deal with a relationship trauma? Especially when your ex has moved on.

Looking for Indian store recommendations in NJ where I can find some desi style footwear (women) to go along with my lehenga for a wedding. I’m in Hoboken, but able to drive into the interiors. TIA!

What do you guys think would classify as a good savings amount by the age of 30?

You know how when you do something bad to someone else you get bad karma w that person? Who decided who was in the wrong? What if you both think you’re right? Who gets the karmic debt?

Did anyone file AOS and i140 together (assuming your priority date is current at the time of PERM approval)? What was the process like and how long did it take to get your GC from PERM approval date?

Typical days on a difficult project with a difficult partner

How much does it cost to send a package from India to the US and what’s the best way to send it? It will be a little less than 2 pounds.

Any recommendations for books for desi parents ? Politics , economics, world order , self help

Just received H4 EAD for my wife. Any suggestions around business ideas? or remote work opportunities? Please share any personal experiences, good ideas.

How long does I-140 preparation take? From the moment they receive the hard copy PERM doc to the moment they mail out the application? Can this be done technically under 2 days if law firm obeys?

RFE REASON: GGlaw not sharing RFE Reason on my H1 change of employer RFE, shouldnt a beneficiary get to know the denial/RFE reason. Anyone in same boat?

What does the bowl think about the new education policy?

Anyone works at Salesforce? I so want to be a part of the firm!!

Recently sold my car on carvana. I had initially bought it using a loan from DCU. Now that carvana has paid me the balance after paying of the loan, i still see on the dcu app that I owe money to dcu. People that can relate, can you take me through next steps?

I had no income in India and was in US the entire year. Do I need to file IT return with 0 income?

eb1, 2,3 ,5 all seem backlogged .. May have limited knowledge of gc process..but does it mean unless there’s a major change in policies, there’s no real chance of GC for Indian born immigrants now?

Is it legal for green card holders to work on a second /side gig on Corp 2 Corp ?