Question for people who actually FIREed - What made you finally pull the trigger? Also, if you are comfortable sharing, at what age did you FIRE, and what was your NW?

I feel like I'm living the "one more year" syndrome. In my early 50s with liquid NW around $3M but hesitating to FIRE.

Anyone interested in a side hustle . Holidays are slowly approaching

I am new to EY. How to check one's exact designation in the system (I am a senior, but want to know whether it's SCon1/2/3?

Anyone up for practicing McKinsey style cases together? I have availability on weekends and after 7pm on weekdays.

What are the tldr differences between HR roles, people Operations, and people business partner positions? They all seem similar but I’m curious how y’all characterize them. I’m coming out of a very internal position at a nonprofit and I’m trying to better align my work accomplishments to make sense in more traditional career paths.

Guy any openings for senior business analyst role for pune location i am serving notice period and LWD will be 19 july. Having good knowledge of capital markets investment banking and scrum master as well

How do you handle billing disputes? Already feel like we’re a steal compared to other firms, but it’s the pits when clients kvetch about the bill after working hard on their matters. For five figure disputes, anyone recommend collections? Don’t really want to institute retainers, especially since it doesn’t seem common for our practice area.

Can someone refer my profile in Finance and account. I have 7 years of experience (4 years in AR) and rest AP, OTC .

To be active - Ignore the post

I teach first grade at a Spanish-English bilingual school with Spanish as the primary language for most. Waffles are some good reading fluency building ideas and activities for English learners?

I am writing this message besides the staff group of EY GDS. Specifically Staff -1 at assurance level. I would request everyone to spare few minutes and read it -

Wanted to bring out that staff-1's are paid peanuts (3.33L CTC) please don't expect them to slog 12-13 hours. They don't have enough motivation or incentives to work that long. Seniors,AM's and Managers should be more kind and explain the work to them clearly rather than making last minute changes.
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Anyone play of games here? Some overwatch or HOTS? I'm a gamer nerd

Counselor told me yesterday that the firm is considering cutting me due to low utilization. Any recommendations?

Happy weekend, everyone

Is it true for Assoc 602 level who hasn't completed one year, can't have S. My managers(functional and local) gave this reason for my OOO?

My functional manager personally messaged me later and said his recommendation is SOS but they cannot work past through the rules of less than 1year

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Anyone here working in the NYC area? Wondering how you manage to save and buy for a house with such a high cost of living in the city and the suburbs around it. How did you do it? And areas that you would recommend looking at. I’m currently 24. Maxing out all retirement accounts, debt free and have 6 months emergency fund. Looking for areas to buy a house in the future, but getting discouraged with these crazy prices

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Does anyone know the answer to this? - My first mortgage statement was generated on 11/2 with a due date of 12/1 and includes a month of interest based on the balance on 11/2. I made a principle only payment on 11/14 of $500 which was applied right away. Will the interest automatically recalc to reflect a lower outstanding balance for a portion of the month? I plan to do this every month.

Have 20k, what’s a good small business to start with this fund? Serious question here

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

How much have you saved from refinancing your student loan?

All these weddings are blowing my mind and budget. I've had 5 weddings so far this year with several more to go by EoY. On top of that I've been asked to be in a lot of them which adds additional time commitment and cost. The cost of a bachelor party + shitty men's warehouse suit rental + travel and airbnb for the weekend + couple hundred bucks for wedding gift means I'm blowing tons of money for these weddings but I feel bad to say no.

Are we on recession? My portfolio is super down - low cost ETF investor here

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

Anyone else into Bank Bonus churning?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

Whats the biggest tip you have for FIRE?

For me, I think “pay yourself first” is the most important. It forces me to save money first so I wouldn’t need to worry about making a budget for expenses, since I can see how much “disposable” money I have to spend.

I just started this recently. Each month, I allocate $1k of my pay to my brokerage acct and $1k to HYSA (to buy property). I max out 401k and do backdoor roth. And save all my bonus. So each yr, it’s around 70k: 24k + 20k + 6k + 20k bonus.