Quick poll: how much do y’all tend to keep in your chequing account? I tend to keep 6-8k but feel like I should probably maintain a lower balance to maximize investment income.

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

Can wife claim husbands PAN for HRA? Flat is in the name of husband

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Hi guys, have an offer around 6.5k SGD fixed from a big 4 in Singapore. Current fixed 13 lakhs. No rent as of now as living with parents. Is Singapore good from the perspective of growth ? How hard will it be to move to a country like Singapore? Please assist

How long do you guys think it will take for rental prices to rebound?

Looking for a new apt, and noticed 24 month leases cost more net effective (obviously because prices should increase next year).

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

Im so happy! I just paid off all my debts!

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

Everyone has a different perspective on this but would love to hear yours. Someone has debt ranging say 4-5% interest rates. Do you attack debt more then investing to move towards a debt free life or do you go after investments since they return historically above that then paying down closer towards retirement. I know the latter looks better on paper but what about the psychological factors of being debt free and the guaranteed return on interest savings.

Tax Senior Manager and Bowl Creator have thrown out WPF, SVOK, and AVAN recently. With these all barely above $10 (and SVOK actually temporarily below), what’s the downside to investing in these? Am I missing something? Don’t they offer you the opportunity to sell back the shares at $10 around the merge date? So max loss would be $0.12 per share on WPF (at current pricing) and $0.19 per share on AVAN?

Are there other SPAC plays that people like that seem like no brainers at these levels?

What are your thoughts on the marital debt? Do you ever talk about it or ask for the debt to be paid by your spouse?

Marriott or SPG credit card (for the sign on bonus)?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Is Argyle, TX good place to buy home and raise family?

I told myself I wasn’t going to do it. Re-assured myself I wasn’t going to do it. Told myself you’d know what would happen and still ended up gambling away a bunch of money I know I couldn’t blow. I don’t understand.

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Hi

Wellbeing Program
Employees will receive a reimbursement of up to INR 10,000 for eligible expenses per calendar year.

What's this program in S&P Global?

Are people who joined in January not receiving any hikes this year at ac kolkata?

Will TCS change the work location before joining. What is the process

I just want to say that I feel really grateful for all the kind words/tips I got from this group , I hope I can help those who have the same issues to the extent possible. You are loved, don’t give up

Got On track (O) rating for JPMC year end review, can someone help me understand what can be the expected hike and bonus if any?
Is this a good or a bad rating?
Joined JPMC in April 2022

Marriott or SPG credit card (for the sign on bonus)?

In IBM GBS project, cab is available for manyata tech park?

Curious how many folks are working on Covid projects? Is it all you talk about? Or just a few things here and there? I’m seeing a shift in brand tone. Seems like it’s not just a one off anthem ad.

Anybody having to participate in/listen to discussions at work regarding the recent events at the Capitol where your views are in contrast to others in the discussion? If so, how have you handled this?

Losing two key accounts. Layoffs look pretty much inevitable. Any agencies hiring a Project Manager in the LA/OC area?

Hi all,

Please help in referring to infosys Chandigarh...
Yoe - 8.4
Domain - Network infra, cloud consultant, Infrastructure project management, project management

Thanks

Figma: frames or groups?

I am looking for permanently remote position that is no tied to US time zone or is subjected to European time zones(flexible hours).

Any recommendations of companies hiring for data analyst or junior data analyst positions?

My work place is and has been quite toxic and lately micro managing "everyone". My health can't take it anymore.


NEED RECOMMENDATIONS:
Companies hiring remote data analyst.

Timma be high and eat hot dogs.

Agree or disagree: devil dogs is only good high. Dog Hause on the otherhand - low key date night and high

I've heard a couple of things about how the partner pension amount @ PwC is determined, both similar in approach.

Both calculations I have heard of result in an annuity paid until death, at which point a surviving spouse (if any) receives the annuity.

The first calculation I have heard is that you get 80% of your highest earning year as a partner (e.g. If your best year was $1M, you'd get $800k as an annuity).

The second calculation I have heard is that they look at your three highest earning years as a partner, and take the second highest and you get 100% of that. (e.g if your three highest earning years were $1M, $800k, and $1.2M, you'd receive $1M as an annuity).

Is ANY of this true, or just all rumor? Any PwC partners that can chime in and explain the pension plan fact for fact? Perhaps with sample numbers?

Hi ,

Anybody working for Telstra client in hyderabad on behalf of FRACTAL Analytics ?

Please let me know the benefits of working at Telstra client when your payroll company is diff ?

How the company benefits like food ,cab and leaves do apply.

Please do comment.

Thanks

Has anyone here installed a security camera or system in their own apartment? Any you’d recommend?

Senior Risk Consultant + CPA at big 4 (4 YOE) looking to break into IB with no Deals experience. Would appreciate any tips, tricks and resources for interview prep and beyond. I have an interview coming up with an MM bank in their Real Estate group. TIA

What are some great investment banks to work as an associate in the Washington DC area?

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

For those that have worked at a Bulge Bracket and an Elite Boutique, I’d love to hear you compare/contrast your experiences.

Received an offer for equity research and IB, both in toronto. ER paying $120k base and my understanding is that bonus can be around 25-30%. IB is paying $105k base but likely higher bonus? Which one would u choose if you think you would be good at both

Equity research associate considering to pivot into IBD. Is this a wise choice? Heard ER is an exit for some of the IB folks out there.

Is 36 too late to join IB as an associate? Alternatively, can stay in my industry (not banking) as manager.

Lateraled into banking and I'm getting killed. My aso will mention to do stuff as he's walking out, says do this this and this and by the time I process what he said he's out the door then I miss something he's like I told you to do it. If I ask questions to clarify he gets annoyed, he says read what I wrote again, how is what I said confusing, etc. Dude I just want to be fed info my first few months until I reach a critical mass level of info to run shit on my own to some degree's

Anyone know of any banking analyst lateral opportunities in Chicago? Looking to jump to BB/EB. Any insight to the shops around here is much appreciated!

Have an internship next summer in a vertical I don’t want to work in and is completely unrelated to where I want to end up. However the firm is strong in PE. To try and break into that side after my internship at the same company, would it be more beneficial to take on a (very small boutique) PE internship or an IB internship this fall?

When is external hire IBD recruiting season?

Is breaking into equity research/coverage teams as hard as breaking into traditional advisory/M&A IB being from a non target school with a non finance degree?

I have a meeting with a CEO of a start-up IB. She is meeting to help guide me in the industry (not just a job interview). What questions would you ask?

Any advice for moving from being a lawyer to secondary advisory or private fund groups that combine this with placement/fundraising?

Lower middle market bros. What’a your comp structure? I will share:
100k$ + 60k$ discretionary bonus

Does anyone know Barclays Ib summer bonus cycle month?? Thanks in advance

What are bonuses like for a first year IB Analyst in London? (Think US banks like GS, MS, Citi etc.)

What are realistic expectations for 3rd Year Analyst / Direct Promote Associate bonus range at a BB? Note that at MS, 2nd year bonuses in my group last year were 90-115K, while MBA associates received a pro-rated 90K stub (~40k). Personally would be pretty unhappy to take a pay cut between 2nd and 3rd year…