Selling a house soon. The windows are in rough shape. Half were painted with the ac installed, so they don’t shut. Others have gaps near the frame. And others for some reason were painted with like 1/2” gaps up top. I got a quote to replace the windows, but I might just disclose that the windows need to be replaced and price accordingly. Market is still relatively good in the area I live, and the state has a program (Mass Saves) that the buyer can use to fix the windows.

Tax question: married filing jointly for 1st time next year. Company recommends/requires me to fill out its tax calculator. Is this required? Can I just leave it at 0? What are implications if I skip this exercise? Overpay? Underpay? Enough to maybe have a penalty? Me and wife are ~$250k/$150K=$400k total.

Will base jump from 120 - 145 make a significant difference in my saving? Offer has significantly less PTO and a lower 401k match. 32F with 400k saved, interested in buying a home soon in HCOL.

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

Priority Pass (through my CSR) cancelled their relationship with the lounge in my home airport all of the sudden. That was a huge benefit of having the card for me. Anything I can do with Chase?

Please excuse my innocence, but the way it looks is that it seems so to be worth it to join a firm that allows personal card vs Corp amex. Thoughts?

Does anyone have a recommendation for an accountant (for self employed consulting)? Usual stuff I need them to handle, personal and corp tax, VAT returns etc.

Anyone have any tips for visiting Sonoma on a budget. Trying to find a balance with the group we are going with where we still get to do tastings etc but don’t break the bank. Thanks!

Hey folks I applied for a credit card they were asking for official mailid is it legal to provide bank mailid for credit card processing?

Does having student loans impact your ability to get a mortgage?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

Can I save tax by buying second house if first house is already in my name?

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Hi all, my office is in RMZ ecoworld. Please suggest 1bhk house available for rent nearby starting from Oct 1

Has anyone here used New Western to buy real estate deals?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

I want to work with plants and trees.
How can I use what I’ve learned as a copy to work with, let’s say, reforestation?

Best campaigns since the pandemic began?

Any suggestions on Tech Consulting to Product Management path (certifications, courses etc)? 6yoe including tech implementations (BI, ERP) ; consider myself a generalist. Honestly looking for an exit into some intesesting product related work (potentially in big tech) but wondering how to reframe my exp & upskill myself in Prod space.

I’m looking for some new things to read or listen to — doesn’t need to be ad-related. Books, podcasts, whaddya got?
I’m not really into fiction, but open to anything. Last books I enjoyed were Junior and Moonwalking with Einstein, last podcast I binged was Startup (Gimlet).

What are your working hours usually? How many of you work over 8-9 hours on a daily basis? And are you okay working late evenings and longer hours?

Hi Guys, Can anyone please let me know howz the M4 band in LTI and what are the responsibilities mainly.

Hi Fishes,
After one year of internship in Intel, what CTC can I expect if I try to switch to other companies (Qualcomm,Nvidia......etc.)

@Bain folks - What is the salary for Associate Consultant (Experienced Hire) after the recent hike. Is it same as AC (Graduate hire)?

Anyone have any insights on the banking & financial services practice at Cognizant in Canada?

Whats up with these rumors of six-figure associate bonuses at Skadden?

Does anyone work for Capgemini invent? Got a call from a recruiter but looking for more details

Are there any particular companies that are known for allowing consultants to go on international projects (jr staff level)? At PwC I feel like it’s basically impossible.

Just walked out of FAR test, literally cried after submitting it. SIMS were something I got ripped off by, can say clearly 4 out of 8 sims I kind of missed completely...😭😭😭 don’t know if I can ever get over this

Hey fishes,
Is it okay to decline an offer( from a startup ) 2-3 days before the joining date?. I don't intend to do this but i am stuck in a situation where the other company is taking time.
Just wanted to know if that's okay in this corporate world

Any Mexicans interested in watching or attending the gold cup games?

Would ey gds renegotiate the package with just few days of joining..?

I joined on Nov 2020 in EY GDS as Senior 1,so when I will be getting progression for senior 2?

Guys once u start getting letters for tax pls ping here, not sure if today also tax people will get letters

Can anyone tell me the salary of Associate Consultant SAP at Infosys for 2 YOE.
@infosys

SOFI or who else?

Can I get a commercial loan without 25% down?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

What's the best city in UK to buy a buy to let property, with best returns?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Any Property Management recs in Seattle area? :(

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?