Anyone have any tips for visiting Sonoma on a budget. Trying to find a balance with the group we are going with where we still get to do tastings etc but don’t break the bank. Thanks!

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

Pre-tax 401(k) or after-tax...thoughts?

Has anyone else looked at putting their money in an offshore bank account (ie ArabBank) in order to capitalize off of extremely high interest rates (10%+)

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Hi guys!
I am here to request for some support from the community in form of referrals as you may know about all the uncertainties that are prevailing at better mortgage. Any lead would be highly appreciated.

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

What’s it like in these SF Bay tech companies ? With the crazy benefits and high pay ? Any tax folks here can shed light on difference between that and PA?

Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

What's the best way to repair someone's credit score? Anyone here experts in this category?

What is the best credit card offer these days? Good credit score, a travel spend about 5-6k coming up..

Just had my discovery flight and I’ve been wanting to go for my PPL for a while, just not sure I can justify the 15k or so investment in my current financial situation. Would it be really bad to spread my lesson over a period of a few years?

I’ve been using other people’s stock site logins for years from 3+ jobs ago

Amex folks,
Do you use your amex laptop for your personal work? Accessing gmail, social media, OTT platforms, etc.

Have a crush on my co-worker. He asked me out to go rock climbing one-on-one after we were texting for a while and I acted awkwardly when we went because I didn’t know if it was a date (nothing was explicitly said). Now I’m stuck in this weird limbo state where things have fizzled out but I’m re-reading texts and think he might’ve actually had a crush too and I pushed him away. Ambiguity sucks.

How do I request suite upgrades on the new app? I have 10 that will expire this year and can’t seem to find a way to apply them on a reservation. Thanks for the help!

Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

Any thoughts on Doner in LA?

Anyone in Deloitte Germany who can explain the basics of Empire Time and ESS to me in English? Thanks!

Hey friends, I've been in sales for over ten years in retail/ hospitality.

I'm focusing my efforts to make a switch into tech sales and id like to work for AWS.

I completed a tech sales bootcamp and have purchased a couple books on sales methodology, more so enhancing sales + active listening skills.

If anybody would be willing to chat! I'd love more insight on roles Within AWS tech sales.

Care for a quick dm chat?

What are the most underrated destinations in Canada?

Hi
Can someone refer me in Citi
If there is an opening for analytics position

Skills: Python,SQL,excel,sas

Yoe: 2.3

Hello All,
can someone help me referral at citi pune, I have job ID with me.
YOE - 6

For appraisal in jan, employees who joined after which month will be considered? I am joining citi in feb. Will i considered for next year appraisal cycle??

How is the WLB in the GPS practice in McLean, VA?

What are the promotion cycle and salary review cycle months?

How much fixed CTC to expect from synechron, pune ? Any range ?
YOE-12
Skills - Full stack java react microservices

Does anyone in this group have ADHD? Are you finding that working in a law firm setting and billing hours is just not something they can do or is it possible with the proper medication and therapy?

I don’t cut my hours, I consistently reach 7 hours a day, but it’s not enough to meet my firm’s minimum requirement. I’m usually working 9 hours/day.

HCl tech takes how many days to release offer letter after approving asked CTC?
Also do they change base location post offer letter release?
My HR said first take offer letter and then request for location cahnge.
Pls guide.

Prior to applying, on average how many current students, alumni, or adcom members did you connect with from each program?

What are you drinking this evening?

Anybody getting in on Bordeaux 2020 futures?

Costco has a 2005 chateau montelana cab for $170. This is a bit more than I usually spend for a special occasion wine but I’ve had more recent vintages and love the producer. Is this too good to be true or should I pull the trigger next time I’m at Costco

Who on this bowl prefers white? Red?

Best wine app? Wanting to catalog the bottles I have, see stats, get notified when wine is coming up to drink (out of hold periods), etc.

I need a new rec on a consistently good daily red. $20-30/bottle price point - I tend to go for Sangiovese, Chianti, and Pinot Noir. Thoughts?

Opinions on 150-200 bottle wine refrigerators?
Am considering the artevino iii but having a hard time justifying the $850 difference to the wine enthusiast classic 150. Current collection is 65 bottles with majority benefiting from additional aging.

Any advice for how to transport wine during a move (1,000 miles driving)? There’s only about 15 bottles i actually care about from my collection - I’ll probably end up just drinking the other 30 by the time we move.

Interested in exploring emerging wine regions. I’ve tried some snake river valley and liked it quite a bit. Anyone have any recommendations?

Sparkling Wine or Champagne around $30 that’s really good? Need it as return gift to all guests for our baby shower.