SEP IRA: is it worth it? which service do you use? any tips/recommendations for newbies?

Need suggestion:
I have offer from Morgan Stanley Budapest. They offered me 1.1 Million HUF Per month. I need advise weather this opportunity is good and how much can I save there. Also want to know whether it is advisable to move to Budapest.

Current CTC is 20LPA in India

Thanks!

How many of y'all have trust funds? What'd you do with the $$$?

Trying to transfer to Traditional model in September and recently got a trading violation. Would my transfer get denied?

MBB—>trading? Have crushed it with my investments the last few years, think i might be in the wrong line of work

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

How do you split income/expenses with your spouse? Wife earns about 75% as much as me. Don’t have kids yet. Do you have a joint account for everything or do you split common expenses 50-50 or in proportion to income? Something else? This has caused some contention so want to benchmark. Thanks!

Unrelated to work, but what's the expectation on getting your realtor a gift after buying your first home? What would be some examples on what to give them other than a nice handwritten card?

Anyone here works full time at public accounting and has a part time job to make some side money? I have been thinking to get a real estate license and work as an agent on the weekends/ free time. Is that possible time wise? Thought housing market is hot now and would be a good time to enter.

Do we have tax calculator in tcs

Guys ..
When will final settlement take place? What will be the components of it?

Hello,

Can anyone please tell , how to upload the rent receipts for Dec-March ?
Should it left as blank and HRA will be considered?
Or something we need to do from our end.

Doing HRA claim for the first time.

Does your job offer a pension? Care to share? I’m wondering if ours is competitive and also wondering whether to stay or leave for greener pastures?
Population: around 35K; 5 years to vest; retirement age 65; pension calc based on average of last 5 years’ salary times years in service times multiplier; multiplier is 1.25%. TIA!

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

I recently paid off my loans and have some savings, debating if I should get a house/condo here or in India! Super conflicted. Would really appreciate any help

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

How much importance do you give to proforma numbers when purchasing an investment property?

I use SoFi to consolidate and pay off my mostly private student loans. I’m gonna call to confirm later, but what happens if I’m 2 weeks late on making a payment?

New to US. Which brokers offer best margin accounts? For e.g. I have equities worth $100K and want to trade options. Is there a broker where I can do so without paying more in collateral money - essentially using stocks as collateral, and also not paying margin interest. Was able to do so in London, Hong Kong, and India. However, Robinhood here doesn’t seem to allow it.

Hi fellow PMs, Question for the group: has anyone here made the switch from being a creative agency PM to a digital producer or digital agency PM? I.e. going from managing creative projects like TV to managing website builds/UX projects. If so, what was the transition like and what helped you get your bearings in the new environment? I’m thinking about making the switch myself but I don’t have a digital background.

Ex-consultant now in marketing. Used to be an avid follower here and got great insights on companies when trying to exit consulting so thought I’d try here for advice. Outside of FAANG, what are good large CA-based tech companies that provide good pay, WLB, and culture? DD has great people and WLB, but pay is low and you’re not given the tools and resources to succeed + truly make an impact. Google and Apple are ideal but need backups. Like is Salesforce still good? A company along those lines.

51% of americans apparently would get a vaccine (survey from Axios). Would you?

Any lawyers with nose piercings? I am a 2nd year (F). Had a nose piercing for years and loved it, took it out to article/practice but I miss it :(

Can someone inform me of the average salary for a Workday HCM Recruiting Functional Consultant - Sr. Associate @pwc

Hi, does anyone know the salary of a manager in IT Audit (or regular audit) in the big 4 in Singapore? Also, do you know what the working hours are like in normal and busy season. Thanks in advance

Just received an offer with expected / standard salary for role but no signing or relocation bonus. They know I don’t have any other offers which is why I assume they didn’t offer any signing bonus - do I have any chance of getting one without “leverage”?

F, 27, any ATLiens in here?

I have 5 years of work experience with equal experience in Data Engineering and DevOps. Now I am thinking to focus on a particular area. Can someone suggest me which one will have more scope in future. I am equally interested in both.

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

How would you spend $60K-$70K? M2C, M3 ZCP, M3 CS, M4 ZCP, another car or 1.2 BTC?

Can we please, please, please stop using "DPI" and "PPI" when talking about specs in purely digital creative environments? Some of y'all have never done print design in your lives. Say what you mean. Use pixels.

If I'm totally off base, can someone explain to me the value in keeping this old language around?

Hello there audit folks! Anybody considering a shift to financial due diligence? Happy to discuss opportunities at EY, please DM me if interested. We are really looking for folks with healthcare or tech experience and can move extremely quickly during the interview process. I've been in the group for years and transitioned as a senior so can share the positives and negatives.

I’m shooting for the moon and applying to jobs I am mentally ready for and can qualify for but my resume is very short sweet and to the point because I’ve worked at the same place for 6 year and climbed the ladder & wanting something new. How do I explain that to my future employer?

Feel like I missed the boat years back to get into Director of Product role. Back in the day there was only Senior in between a Director role, now there’s Lead and Group levels, so much hierarchy now.

I'm a journalist with 5 years of experience in public relations. I got offered a job as a production assistant where I'll have to so tasks related to my experience in PR, but they want to pay me as a junior journalist. Should I accept this?

I've been here (NYC) for 4 years already but for some reason I'm not happy. My first job out of college is okay but not thrilling. I have this constant sense of hopelessness and doom.

Data / “marketing strategy” peeps - how are you getting freelance gigs??

Hi everyone. Looking for freelancers in NYC and LA to work as business developers for the photo/film industry for our website. Work your own hours. High comms. Please message if you d like more info.

What would a fair day rate be for a pharma/health agency? Also, is it worth taking the gig just for money? I have other gigs to put in my book. Thanks!

Hi all, I’m new to the freelance game so this may be a dumb question but how far in advance do you look for your next gig? My contract is up in December so I’m trying to game plan the best time to start really engaging.

How do you go about driving up business as a freelancer? I used to search for email contacts but I’ve started to connect more on linkedin and IG

Does anyone else struggle with being a freelancer while also being a natural leader? I always feel in freelance roles that they would prefer I just shut up (even though my ideas have been praised and implemented plenty), esp within my own dept. In a full-time role, taking charge is expected, but I'm feeling like I should just sit back and take orders vs trying to be proactive or having thoughts in a freelance role.

A client of a former employer wants to hire me as a 1099 employee through a separate vendor. If I'm under a non-compete, what's the best course of action? addendum? request release? too sketchy?

If you’re my partner and you’re double dipping, don’t you dare show up to check ins with fewer ideas than me. If you can’t handle the extra workload, stick to one job.

Is freelancing as a Photographer and Retoucher possible in LA or SF? Is anyone making that happen for themselves?

Have you ever shut down a project after verbally agreeing to do it, but before they sign the contract? I’m really torn, the project manager has been a nightmare and we’re on day two.

Freelance social media managers: how to you charge for your services? What deliverables are included? What’s your rate?

Current place I'm at wants to extend me. Thing is I had already (verbally) agreed to another place. But other place is less $, less time, though more "prestige". Stay or go?

After 10 years of working as a FTE PM/producer I’ve now been laid off (thanks Covid) and am looking to start freelancing for the first time. What advice do you have for a new freelance PM/producer?
Also, what kind of insurance do you take out as a freelancer?

Does anyone here freelance (in design or deckmaking) on top of their full time position? How does that work?

What’s a good hourly rate for senior copywriters these days in LA? Couldn’t find anything under the search function.

Spec work, need the good bad and ugly stories. Was it worth it and did they continue to work with you paid?

first time freelancer here - should I make a second bank account or do anything special to track income for taxes? or just pay estimated taxes quarterly and square up during tax season?

Anyone hiring broadcast / content producers in NYC? (Freelance and/or FT). It’s been a bit dry, but seems like things are picking up.

Any advice on how to get clients to pay your invoice on time / what to do when they don't? I'm currently working with an agency who agreed to net 30 terms, but has been late with every invoice so far...It's probably a lost cause on this particular job, but Im wondering if there's anything I can do in the future to avoid this situation. Does anyone charge a fee when invoices aren't paid on time? Or is this just par for the freelance life?

Question: since August last year, the same recruiter at a mid-size agency has asked me about freelance gigs maybe 4 or 5 times......continued: