Should I buy a house?
Home price: 625k in MCOL at 6.5%
Down payment: 30k
Household income: 280k base
No kids

Any suggested reading / books that one can use to learn options trading? Experienced investor, who wants to get into options.

Best way to store coins? Best wallet to use?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Looking for a great realtor with knowledge of East Austin. Any recs?

Do any of you ever think about paying off your student loan in one go ?
Given that student loans in the UK is structured differently than the US (the higher you earn, the more you pay - gets written off after 30 years); at what salary range would you even consider paying it all off?

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

Anyone holding Hyln for long term ? What did you buy it for and what is your price target ?

What is the best way to invest in IPOs.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Looking to buy a home in 1-1.5 years. What are some good neighborhoods inside the beltway for 500-650k range?

Reporting your shares to independence reporting. Do you guys actually follow through and not trade restricted stock? If you have a separate brokerage account, what’s the risk? At what level does it matter (manager, senior manager, etc)

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

Sub dollar coins that are going to absolutely pop in the next year or two?

Any Sloanies here caring to share about life@Sloan paying full ticket price and if it’s worth it? Just submitted my enrollment deposit today🎉 Now to find some financial aid....

I grew up poor and was obsessed w financial security. After investing my blood, sweat and tears into my career for years, I’ve decided I don’t care about my career or earnings as long as I have enough to support my family. We are happier than ever making less and saving little. I wasn’t there when my mom was sick and died because I was working and my employer didn’t allow me to be in a mental headspace to be a good person for my family. I can never change that but I can be better going forward.

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Anyone have a good office chair recommendation? Really not trying to spend more than $150 but willing to go to $200 if there is a really good recommendation.

Thanks!

For those of you who left the Midwest for a FAANG company like Apple… was the move to CA worth it? Have an opportunity and it’s just really difficult wrapping my head around the cost and standard of living, being far from friends and family, etc.

Golfer 🐠 is there a simulator or somewhere to practice in Brooklyn (DUMBO/Downtown Brooklyn), or are the closest ones in Manhattan? TIA

Anyone jumped on the Infy bandwagon due to the dip??

Tomorrows race has so much potential to be really interesting; really excited for this!

Accenture employs 700,000+, Deloitte has 400,000+, EY/PWC/KPMG are all 250,000+. How can you not feel like just another employee ID #?

So what are some of the best boutique consultancies (with at least some scale, so let's say 250+ consultants) where you can feel like you actually make a difference? And the firms get the same level of respect as their larger counterparts?

People that take medication, do you find that using marijuana in the evening helps with sleep?

How is work culture @Visa are they are any programs to employee developments?

Fishes who applied for UK Visa, I need to submit last 3 year's ITR. Which one of the below shall I submit -

1) Single page Receipt from the IT Portal.
2) Multi page detailed form from the IT portal.
3) Intimation 143(1) which IT department sends after processing.

Help appreciated. Thanks

How is Genpact Credit Risk Modelling team? Is it worth joining??

Where can I see the reviews post manager discussion?

Any idea what would the main topic for today's webcast. I believe split is getting delayed and timelines are extended

only buy VIX if you think the market plumbing systems are clogged.

Otherwise your sinuses will become increasingly VIX allocated over time.

Maybe that's ok.

What are unqiue ways to find clients besides word of mouth?

Hi friends
I have been working with Oracle since four years in a sales role my total experience is six years
I am keen to change my career and move out of sales can someone suggest what all options are available after having been selling IT solutions
Your suggestions and advices or highly appreciated

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Anyone in CA dealing with increased insurance costs on rental properties. AllState just increased my rates by 46% from last year. I had no claims what so ever. I am reading online that several other companies have raised their costs as well and wondering what others are seeing and if there is a preferred insurance provider for you.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?