Should I get a conventional or FHA loan? Looking to buy a 650K house and my credit score is 680.
If I go with FHA; interest is 6.25% and cash to close is $63K while conventional is 6.6% and cash to close is $39k.
I plan to use 1 of the rooms for Airbnb. TIA

Anyone received Sodexo amount credited in your account for this month??? Still I didn't get the Sodexo amount

Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

Anyone know good property managers in the Denver area?

Hey, visiting Austin from the north and think I wanna move here. Looking for a house . Single family 3 bd + and 2ba + . Wondering what good affordable neighborhoods to look in! Ideas and housing advice are more than welcome !!

Where should I invest money ?
Apart from shares and mutual funds.

Note: max amt - 20 lakhs
Need good return
Blocking period can be of 5-7 years..

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

Places to stay in Iceland that aren’t hella expensive? Also, any suggestions on ways to save money when there?

If you were to receive shares in a small s-corp or ownership in a partnership due to sweat equity. Would you get basis in the ownership you get?

I’ll be a student again so no income and no guarantors that meet income requirement. How do I secure housing? Do landlords take full payment on the lease? Any places that don’t have income verification?

Wash sale rules don't apply to crypto? How did i not know this lol.
Question: Are we free to use any cost basis we like for transactions on coinbase pro during tax filing? Fifo, Avg cost, spec id etc?

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

off topic question.
peoe buying lands on moon but who is authorised to sell land on moon as its no country's property. is it a scam.

Quick question: will you buy vanguard index funds through a vanguard account or their ETF versions through Robinhood or Ameritrade (already have Robinhood and Ameritrade) ?

Trying to build a strategy focused on index funds.

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Oh Elon.... 500x returns for some put holders who bought OTM today...

At what point in the home buying process do you ask the builder/seller for evidence that property taxes have been paid?

Thinking of buying a house in Atlanta. Not sure if I should wait or not. Interest rates are good but I'm afraid of the possible housing market crash.

Is the only way to find out your case tracking number through the physical receipt notice?

Are hiring trends at Google, specifically at GCP, similar to other tech companies? Should I expect slowdown near the holidays and things pick up again early next year? For context, I'm considering a non-tech role such as BD, Partnership management, S&O etc.

Does Google value FAANG experience over consulting? Say if a person is trying to get into Google from Apple, will it be considered easier?

How to fake my resume with project which I have not worked?

Is it actually safe for my manager to ask me to drive my truck in the winter? I normally wouldn't mind since I've done it before, but this particular guy just told me to "drive slow" instead of providing me with the necessary safety measures to avoid accidents.

Do you work the holidays into your lesson plans this time of year? Or is it too much of a distraction from your routine? Teaching a SPED music class this year and the students have finally *mostly* become comfortable in the room and with the instruments + noise. We usually work on the same songs each week for one month, but I'm thinking of switching it up and doing Christmas/Holiday songs next week as a send off into break. I work with mostly autistic students.

Anyone know what would be the level and salary range I can expect if I try to transition to a sales job? Currently an operation manager making around 130k a year. Have about 3 years of management experience and 2.5 years of low tier sales experience.

Does anyone work for Capgemini invent? Got a call from a recruiter but looking for more details

I’ve been a nursing assistant for 35 yrs I just got a new job as a Lead care manager working from home but this job is not what I expected I want to find a new job working in a hospital or doctors office as a receptionist or administrative assistant or something but I have little experience does anyone have any ideas they can help me with please thank you

Any administrative assistants currently working at Molina healthcare right now??
I have questions…

Looking for a position in the ICU at Loyola Gottlieb Memorial Hospital, are there any recruiters out there?

How does one transition from mid-market insurance defense litigation to anything else?

I am getting third party company mails ,like working for xx client should I apply them?

Hi fishes is it okay to switch companies within 9 months I don't like to work here.

Anyone waiting for scores today?

Anyone else here kinda like doing doc review? (In moderation of course)

Hi Fish,

My LWD in TCS is on next week. Can anyone please help me what are the formalities I have to do and clearance I have to apply for.
If someone has gone through the process recently, a step by step guide would be really appreciated.

Any insight on the meta privacy team? I’ve had a few meta Recruiters reach out and I’m thinking about taking a call but I feel like recruiters usually can’t give good info about the work or culture of the team.

As a US resident, (how) can you buy stocks on international exchanges (like Hong Kong, Bombay)?

Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

Opening my first CD.. thinking of Marcus.. any suggestions?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

Thoughts on more aggressively paying down mortgage vs investing? I don’t have any real debt outside my mortgage & currently have 180k in my 401k, insurance policy & invest in a 529 for my daughter’s

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

ABNB @ $144. Invest or not?

Thoughts on vanguard money market funds to replace HYSA in today’s market?

My husband and I want to buy a condo in Chicago in a year. We are close to having a down payment plus closing and emergency funds in a HYSA but are still a 8 months to a year away from buying. I feel like we are losing money by keeping it in cash but it is the safest option. Is that true?

Who is excited for Tax season? Woot woot!
What's the highest refund you ever received?

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

Moving from Canada to the US. Anyone have recommendations on best credit cards to apply for to start building credit and that either leverage Canadian credit or don’t require credit? Have heard Amex and RBC (and a few other larger banks) seem most straightforward but open to ideas.

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

What's your target retirement savings? Target age? Combined or single?

What are the best tax optimized investments from post-tax (take home) salary? i.e how can you defer and/or reduce/minimize tax on investments, and what are these investments.

Anyone know what is the financial requirements to be approved for Fidelity level 2 option trading?

Im looking to buy a home, program is zero down (no PMI). I make 150k base salary; take home 8k mon. Im looking to buy a house under 350k in my area. Im looking at a payment of about 3k including prop. taxes in a newly gentrifying area. My plan is to house-hack and in a year move out. Is this monthly payment too high? I have under 10k student loans (will get wiped) and no other payments. I want to make sure I can afford it even without tenants just in case.

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

Looking for a referral for TD Ameritrade.