Should I join RBC (fintech) or Gartner (consulting firm ) given the current economic conditions and recession ahead? Given that the package and benefits are more or less the same.

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I'll share some advice with you, regarding monoline fintechs that the CEO of Capital One shared with the company from the days when COF was a fintech and not a bank:

Access to inexpensive capital for a monoline is like air. You can't survive with it 95% of the time. If it's gone, even for a short time, you die.

COF survived the tightening capital markets of the 90s by becoming a bank and securing their own sources of capital. If RBC can't do the same thing, they will cease to exist in their current form.

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RBC is not a fintech and worth 3 times capital one in assets. RBC has a pretty big internal startup group as well, working on pretty cool projects

Since when is RBC considered a fintech? 😭

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Gartner

RBC unless you like being underpaid.

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