Student Loan debt for a liberal arts degree isn't worth it. STEM maybe.

Full Disclosure: I have a History degree but now work in tech.

https://fortune.com/2024/03/19/worst-paying-college-degrees-majors-new-york-fed/

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

150K in Singapore, and $150K in Chicago. Which one would you accept?

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

Is it worth it to save up to fly business or first class internationally [even just US to EU] - or save the money for other things?

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

Can someone help me understand the advantage of Backdoor IRA. In my case, I don’t think My taxes will be higher in retirement than they are right now (32% tax bracket currently)

If you could go back in time what would you tell yourself before taking out student loans?

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

Why is the market going back up already? Is this how it was in 2008? Should I keep my 401k same or increase?

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

Just bought a home and have some large capex coming up. Redo kitchen/finish basements and other stuff. Does it make sense to pay out of pocket for it if I can afford it or borrow and add on to my mortgage?

I'm currently a property accountant with an MBA in finance. I desire to earn more income considering my credentials and experience. I currently earn 93k and striving to get to 150 or even 200 to be able to live the way I want to live, pay for good schooling for my children, eat organic, travel etc. Even to buy a nice house in a great neighborhood is at lease a million. I'm looking for salary comparisons and recommendations to reach my financial goals

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

Sell or keep my old condo? Condo worth around 450k and still 310k balance to pay off. Mortgage is 2200 (adding HOA) and monthly rental is 2300-2400. It's an old condo so maintenance has already ate 50-60k over the course of 3 past years. Should I keep it or ditch it given that the cash flow is so minimal & upcoming maintenance might take me another hit?

Hi! I maxed out my Roth IRA this year.. recently changed jobs and it looks like I may just cross the income limit. What should I do?

I know my contribution but not sure of the dividend earned against this year's contributions. I have had the Roth for a few years now.

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

Has anyone used The Warton Group for 401k appointments? Seems like a lot of money for uncertain success...

Hi Fishes,

I am S4 ABAP developer having 9+ years of experience. I have HR round today. How much should I negotiate with HR. What's the standard package given by Wipro for 9+ years exp. Please guide.

About to start my first PM job! Any tips to be prepared and ramp up quickly? Books to read, courses to take, etc.. any tips are appreciated! Currently in ops consulting. No tech background.

Is there good project opportunities in globallogic nagpur location?

Hello fishes,

How do you engage your team in this pandemic time. Pls share your ideas.

Thanks 😊

Any one here from HCL Bangalore working DBS project as a L2 Enginner?

Who’s your favorite movie director? Mine’s Wes Anderson!

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Anyone want to work for us in our chicago office and make me some referral money?

We’re looking for ACD’s, seniors, and a mid-level writer. Send me a DM with your book(s) and i’ll refer you.

What big firms let you get to manager and above with an MBA and/or EA for tax?

I work at an agency and I'm about to be promoted from senior to lead designer. What do you think would be a fair % of salary raise?

My mentors (partner & senior) have scheduled a feedback meeting with me on Wednesday. It’s not just me, they’re scheduling meetings with everyone so I’m probably keeping my job. Thing is, I’ve been incredibly frustrated with the firm - I’m buried in work and billing like crazy, but there’s zero transparency on financials and zero communication on bonuses (...)

I’m looking to take some certificate classes. Can anyone point me in the right direction for affordable online classes?

Can we share one company offer letter to another company ??

It says strictly confidential and copying or distribution of this e-mail or use of information contained herein is strictly prohibited and may violate rights to proprietary information.


Any other way I can avoid this process?

Hi - wanted to check if someone have any links which i can refer to.
I have been into techno functional BA role, where i was working more on implementation and using sql to query data and comeup with analysis.
Now, after I switched I need to create SRD/FSD from BRD and also mapping documents for the same.

Is there any way where i can go through any videos and understand the concept of writing it down?

How to register for nxttrans for transport

Is it wrong to work low budget favors from the small local production/post shop and never give them a chance at a regular budget job?

Being forced to work out of a spreadsheet is killing me

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

If you could go back in time what would you tell yourself before taking out student loans?

Damn LIBOR rate up again...

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

SOFI or who else?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Does having student loans impact your ability to get a mortgage?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???