What should I do with my cash in this environment? Have quite a bit sitting in savings which is obviously not ideal with inflation running high. Are ETFs still the play?

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Invest in our mortgage fund

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When do you need the cash? If not for a long time, I'd buy VTI.

If you need it short term, best bet is going to be some combination of ibonds, bank bonuses, HYSA, tbills, CDs, etc. I got $600 through Chase checking/savings bonus and $325 through Sofi (happy to provide a referral to the latter). That alone was worth more than trying to chase a fraction of a percent in interest.

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Yes

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A 2 year treasury is paying 4.48% today. As you get closer to term the risk to the principle changing gets very low and at maturity there is none. If you need it in a bit less than 2 years you sell it on the secondary market and if not, it will mature in 2 years and the par value will be put in your account. Very low risk investment.

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What is the cash for? Short term, long term, medium term? ETFs are always a play. Not all ETFs are for the same purpose. Need more details

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No short term need for cash but potential to need it in ~2 years. Already have money tied up on high/mid risk assets. Looking more for a secure asset with some growth potential.

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Ally Bank offering 6.25% for next 3 months on $50k

https://www.doctorofcredit.com/ally-bank-bonus-earn-up-to-500-1-of-deposit-new-existing-customers/

The market is flooded with opportunity. Buy low!

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Lending Club and UFB both have better APY than Marcus

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Lending Club savings is 3.12%

If you're looking into a HYSA and need a Marcus Goldman referral link, let me know!

First 10k to treasury bonds. Then I’d just do HYSA for 2 years or less (maybe add some 3 to 12 month bonds if the rates are good)

Could do laddered CD strategy to keep some semblance of liquidity

Look at SGOV. 0-3 month government bonds etf. Most liquid way to access t-bills.

Buying Tbills and notes through your brokerage is also extremely liquid if you want individual bonds

Look into 4,8,13,&26 week TBills. They are paying 3.5-4.2%

Buy a mattress. Put money under the new mattress.

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Celebrate azadi ka amrit mahotsav and reach your financial freedom when India will be celebrating 100 years of independence. 🇮🇳🇮🇳
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