Thinking of getting CSP + Amex Platinum for 200K total bonus points. Would be $795 a year in fees but wonder if anyone else has this combo?

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I think CSP+Amex Gold+Hilton Aspire is much better. Also $795 in annual fees but much better value preposition. You have both Amex+Visa in your wallet too for different scenarios both domestic and overseas.

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But you’re not getting access to Delta Skyclubs and AMEX Centurion lounges, a CLEAR membership, use of FHR rates (and the $200/year FHR credit), or $200/year Uber credit, all of which you’d have with AMEX Platinum. You are getting Hilton Diamond status, a free weekend night, and a $250 Hilton credit though.

Sure for the sign up but def don’t keep more than a year

You can downgrade a CSP to a Freedom card for free. And the Freedom Unlimited earns more points per dollar than the CSP for almost all spend. Keeping a CSP while actually putting charges on a Freedom Unlimited can be a great idea, as you need to also have a CSP or CSR to be able to transfer the UR points you earn from a Freedom card to airlines or Hyatt. The Freedom cards also have a 3% foreign transaction fee for purchases made outside the US, while the CSR, CSP, and AMEX Platinum cards do not.

I have this combo. I’m not a point guru but I’m happy with it.

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