Dropped in 6k to my Roth on 1/1 🥳

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likeuplifting
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What did you invest?

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Me too! Time in Market > Timing Market.

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I actually use Fidelity Go, the roboadvisor! I don’t trust myself to make picks without second guessing, so giving control to our corporate overlords (for better or for worse)

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Could you share what funds you have in your Roth?

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Watch it tank today

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TIME IN THE MARKET > timing the market! Put in half already, looking to complete it all by next paycheck.

thank you for the reminder. backdoor time!

Congrats!

Well done. There is hesitation before you do it but you always feel great and relieved after doing it!

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Cross posted: Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

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Hey, visiting Austin from the north and think I wanna move here. Looking for a house . Single family 3 bd + and 2ba + . Wondering what good affordable neighborhoods to look in! Ideas and housing advice are more than welcome !!

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Anyone have any good book recommendations around building passive income sources/building wealth?

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Any realtor recs? Looking to buy in Seattle

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I am so kicking myself for not buying BTC like three years ago when I was toying with the idea. Any ideas where to start now? Prices look frothy.

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need help! Tenant OD'd in kitchen (sad) and now I need to find cabinet listings online (name, product number, pricing, etc) so USAA can approximate value of property damage claim. IKEA and Home Depot are options but are there *any* higher end sites with these details?

Currently I’m at 715 mark on my credit. If I pay off one more medical debt, it could increase it by 25 points. Should I wait to pay that off before getting a credit card or should I just get one now? I’m asking because it’s a pretty big medical bill.

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Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

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Hi Fishes,

If the gross CTC is more than 120K in Poland, tax will be 32% right?

Are there any other deductions apart from this?

My assumption is, we get atleast 68% of our gross. Are there any ways this can further reduce?

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I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

likefunny

Restarting my keto journey!! Lost about 5kg the first time I did it last year, then got lazy and fat and now want to lose 10kg!

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35 yo with 340k in 401k. Same amount between investment and savings. Would it be stupid to lower 401k contribution to pay down mortgage faster? (250k remaining, 2.5%/15 yr).

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What’s something you learned when you bought your first property that you didn’t previously know?

Hit 100k NW right as ZM sell order executed at $420!

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likefunny

$2k into XLV or VHT?

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Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

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Making a lot of money relative to the average but feeling poor? Median after-tax income was ~$55,000 in 1981 and was ~$73,000 in 2020. Using a Bank of Canada inflation calculator $55,000 in 1981 is equivalent to ~$165,000 today, which would put someone in the top 10% of earners today. But in 1981 the median family had that extra money. Who can I blame?

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What is the difference in subscription to notified and subscription to approved mutual funds?

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Does anyone have any tips to maximize miles when getting married? We currently only have one card that is the same. Does it make sense to add her to all of my other cards as an authorized user? Any tips appreciated

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More Posts

Hi fishes... Just curious of how longer will the hiring spree will continue? Will it dry out in a year or will it continue?
Also what skills will prepare to get better packages..i know SQL, python, machine learning. Planning to learn big data and cloud.

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Looking for servicenow developer position with 3.5 years overall experience and with 2+ yrs in snow.

I’m currently in the process of being converted from contractor to permanent. In my initial conversations I was under the impression that I was in a different pay grade and asked for a salary 25k higher than the max allotted for my position. I feel like it gave the impression that I don’t know what I’m doing. Any suggestion how I can recover from this?

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Received an email about doing a HireVue with Deloitte for an M&A internship position. Any advice or tips on how to prepare/questions that will be asked? Any help is appreciated!

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What agency is doing the new Mayham spots for Allstate?

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Any idea what kind of succulent this is? It's growing funny and I don't know how to make it happy. 🤣

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Is biglaw litigation slow right now?

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How onsite opportunity thorugh IJP work in CitiCorp

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How you guys are surving in EY. Its been 9 months no peace of mind. Counselors and SA are shouting at me, working with deadlines. I'm done with EY.

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What is the pay range for Manager level in Technology Consulting at EY GDS?

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Hi.. I am having experience around 2 years in Tata Consultancy The package is not close to 4lpa Is there any chance that i can ask for a revised CTC ( or digital package) if yes, to whom should I approach and what is the process Thank you in advance!

Exp 2yr
CTC around 4lpa
Stack Java spring boot, angular js,MySQL.

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Can anyone please tell me what is sapience buddy app? I observed it got installed automatically on my machine.

Have you had thoughts of quitting the job during pregnancy? My tolerance of low efficiency and meaningless grind is getting so low that it’s a constant thought in my mind. Does this get better later in the pregnancy?

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Hello Fishes,

What will be my monthly in-hand salary ?

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What will be in hand?
Please help

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Make 235k tc in tech consulting. Is there a role on the sales side where i can transition to and make more? 9 yoe.

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I recently laid off from First Source because There is no work in Mortgage process. I'm getting offer from a company but less 30% less package as compared to First Source. Im the only earning person for my family and don't have any financial backup. Should I Join for temporary ?

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How do you make the most of legal networking events without seeming too eager /disingenuous but also making sure to have meaningful (maybe even memorable) encounters?

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Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

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Hello All,
I am looking for a job opportunity in Seoul, South Korea in Marketing. I am an MBA in Advertising & PR with over 4 years of experience. Is there anyone who can help me, guide me or give me a referral? This will be a great help.
Thanks in advance!

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Additional Posts in Personal Investment Chatter

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

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Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

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As a US resident, (how) can you buy stocks on international exchanges (like Hong Kong, Bombay)?

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<$10 stocks to buy now ?

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Thoughts on investing in DISney ? Better to go in as a stock or via ETF exposure?

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What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

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ABNB @ $144. Invest or not?

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What are the best tax optimized investments from post-tax (take home) salary? i.e how can you defer and/or reduce/minimize tax on investments, and what are these investments.

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How do you make side moneys? Any apps or websites that would allow me to do work online and get paid? Thinking about bookkeeping gigs or something similar.

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Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

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Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

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Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Hey guys - Need some advice on my allocation. Consider unclassified as VTI. I know I have a lot more cash than needed for 6 months of emergency fund. But I don’t want to invest it all in index funds..

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Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

I’ve been using CoinList, but lately all their ICOs exclude US - so maybe we just don’t have many available to us anymore

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Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

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Anyone have experience with the Financial Advisors from Personal Capital? How was your experience?

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Does anyone mind sharing how they are saving for the future? Or just securing yourself? I have stocks/bounds, 401k, regular (1) savings/ (2) checking, about to open a self found Roth IRA. But, what else am missing? Should I do a health found? I’m also starting a bit later at 34, so I feel like I have a lot of catching up to do. Any advice?

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Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

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Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

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Noob question: I exited an ETF position on TDA however the funds aren’t available for me to plough back in. Any suggestions on how long it takes for a trade to settle?

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