Thoughts on refinancing in six months? Entering into a loan as a second mortgage but lender is saying can refi as a primary as early as in six months with no additional closing costs.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Hi everyone

Is there any disadvantage if I get relieve on Friday compared to on Monday?

What I am thinking is I will be loss pay for sat and Sunday?

Actually my last is 27th
I asked for a week early relieving so thinking about this.

Thanks.

Does anyone know if Visa’s 401k plan allows for a mega backdoor roth?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

Feedback needed. Given the current influx of interest rates and looming economic decline. Is it wise to purchase two new rental properties one a fixer upper in a thriving town, and the other needs minor fixes in a growing community. Both prop may have tenants that have had rental payments delinquencies in the past…. Part of the agreement is to remove all tenants.

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Best oil stock to buy right now?

Personal finance book recommendations?

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.

Can anyone invest in Roth IRA asking with 401k or is there a limit based on salary? I was told if you are making above X, you can't invest in Roth IRA. If this is true what's is X amount?

I really don’t understand this housing market. Did execs from big companies really decide to screw first time home buyers by purchasing all these homes for cash and driving up this ridiculous market? I truly don’t know how I’ll ever afford to buy a decent home. I’ve never been more stressed about something.

Newbie to investing. What are good online courses / books to get smart on investing?

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Fedloan servicing's stopped interest payments until Sept due to CARES. I'm a recent grad with more loans than most. Would you continue manual payments on the principle or invest that money? ~$300/mo.

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

For those who own investment properties - Rate being a landlord on a scale of 1-10

How is the wlb at paytm noida, going to join as a Business Analyst-Senior associate and what is the salary range( have not finalised on this component with the HR)

Hi People! I need a referral in Eli Lilly.

Currently in ZS as DAA! Almost 2 YOE but total work ex 2.5 yr.

Thoughts on Pathmatics?

Can it actually provide media spend? Are all brands in there or do you have to request to get brands in, etc?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Anyone start later in life? About to turn 32 and my retirement savings are sad.

What are exits for tech transfer? Have an opportunity, but idk if I want to work for university commercialization offices for the rest of my life

For some time now, series about the pre-end of the world time is becoming more and more popular, this is the case with "The Handmaid's Tales" it has a perfect image design, characters with a perfectly defined background, and the ability to represent a totally possible pre-apocalyptic world. It has it all. Any other series with these features?

Anybody here an Account Manager at AON?

How do you like it?

What company runs the background check?

Is there anyone working in Philly? What’s the best place to live for professionals ?

How does one tell their boss (owner of the company) that you are burnt out? The sheer volume of work is exhausting and I haven’t taken a true vacation as we are a small company so if something urgent comes to my email I feel like I must respond. I was given an additional title and more responsibilities last year as well but only a 3% raise for it.

Recently started a new gig (less than three months). Team is great but client is a nightmare, deadlines and workload are insane and unforgiving and the type of work is a dead end road creatively. Another recruiter reached out with a role that is closer to the kind of work I want to be doing - is it awful to jump ship so soon? The agency is great but in remote mode I don’t have any interactions outside my team. Recruiting agency is newer and less established. Advice?

Chief of Staff roles, yea or nay?

What is the wildest thing you've seen working in law enforcement?

Amazon Offer- Accept or decline?

Base: 75k
Sign-on: 43k
RSU: 825 shares
TC: 122k

Current TC: 98k
YOE: 6

Received an offer for non- tech CCM role and wondering if I should accept. I feel like I was lowballed and downleved despite having 6 YOE (relevant but not in tech). Not sure it will be beneficial to leave my current role for this offer to get my foot in the door.

I’m at the cap for salary at the level/role and can’t negotiate offer any higher.
#Amazon #tech #salarynegotiation

Of anyone needs reference at Amazon. Let me know

What advice would you give someone starting out. Offer in hand - starting first as a SNOW Business Analyst while learning how to be a Developer. No coding experience but 7 YOE in consulting.

Just got the call from a recruiter that they won’t be moving forward with my application after reviewing my take-home writing assignment. I was very proud of what I submitted, and know it was great quality and up to industry standards given I review/write this type of document quite frequently. They gave me good feedback on it, and I have it in the back of my mind that they are using applicants from consulting as free labor. Anyone else feel this way about interview take-home assignments??

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Hi - any good books recommendations for getting started on real estate investing?

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Feedback needed. Given the current influx of interest rates and looming economic decline. Is it wise to purchase two new rental properties one a fixer upper in a thriving town, and the other needs minor fixes in a growing community. Both prop may have tenants that have had rental payments delinquencies in the past…. Part of the agreement is to remove all tenants.

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Any Property Management recs in Seattle area? :(

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

How much importance do you give to proforma numbers when purchasing an investment property?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Any one knows what’s the easiest way to order a radon test for new construction?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Is it common for HOA to ask you to prove your car registration is up to date?