Feedback needed. Given the current influx of interest rates and looming economic decline. Is it wise to purchase two new rental properties one a fixer upper in a thriving town, and the other needs minor fixes in a growing community. Both prop may have tenants that have had rental payments delinquencies in the past…. Part of the agreement is to remove all tenants.

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

How do you start searching for mortgage loans and what do you look into lender

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Anyone has a good financial advisor they’d recommend?

Is there any way to get around the coinbase fee when buying crypto?

I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

Restarting my keto journey!! Lost about 5kg the first time I did it last year, then got lazy and fat and now want to lose 10kg!

Guys, what platform do you use to trade US stock?

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

Which style home do you prefer and why?

Personal finance/investing advice for recent college graduates? Best personal finance and investing books/websites/subscriptions/YouTube channels? Thanks!

How often do you come across Schedule F? I have prepped 3 tax returns for farmers this busy season? It’s interesting. I’ve worked for large and small firms. I never had to deal with Schedule F until now.

What’s a reliable crypto broker that some would recommend? I’ve been using Coinbase Pro but I’m worried to keep investing with them because of their non existent customer service and if I might need support I probably won’t get help

Anyone have a good PE specialist financial advisor?

Anyone ever change their delta flight and not have to pay the difference?

Would love some gift suggestions for the husband. He’s been super amazing and I wanna get him something super nice for our 4th year anniversary. Can’t do vacays or experiences because of the Covid and new baby combination! Don’t know if it helps, but he enjoys fancy gifts, not into drinking or smoking or gaming!Trying to keep it under the $500 ish range if possible!(Fully aware that it won’t get me something super fancy)

Any suggestions? I’ll owe anyone that’ll help out! 😅

I’ve noticed that HR, when explaining why a candidate didn’t get the job, tend to lean on “You’re great, but we had candidates with more experience in [skill relevant to the job].” I do believe this is true in some cases, but it can’t possibly be for all of them.

HR folks — what feedback have you obscured by offering that line instead?

Hi, Is cab facility available for daily pickup and drop for Chennai DLF location. Or is it provided only for people working in shifts.
Any input is appreciated. Received offer but work location is very far from home.

I’m an Environmental Protection Specialist and make pretty good money for what I do. I just feel like I have more to offer than being a worker bee in a system at 25. I work with a lot of retirees and would love to return in my latter professional years. I have my Bachelors in Applied Coastal Environmental Science and want to expand my options. Any suggestions that won’t require me taking a crazy pay cut? I’m pretty much open to anything.

I have an experience of more than 2 years in financial operations, audit and compliance, reports management and data analysis. Is there any opportunity in EY GDS as per my skills?

Does anyone have an email address of the recruiter at Trailer Park?

Would you be willing to move to a different job with less pay of that means you hate your coworkers less? How much do you value absence of mental anguish and/or rage?

Hello!! Anyone from Microsoft willing to chat and provide a position referral for a Business Strategy Manager opportunity. Happy to provide more information in DMs (including, of course, background prior to any referral). Thanks!!

When did this bowl become so competitive and spiteful? Why can’t we just be happy and support each other?

How many days kpmg to release offer letter and how much offer expect for 3.5 years experience

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

Hi fishes,

Working in KGS, Is Work from office Mandatory for Advisory Consulting? I saw several posts below for 1 April but there is no mail around it. The only mail is about 1st March returning to office. Should I plan to relocate to base location by 1st March?

Hey Fishes,

Does anyone know any reliable password generator and store application within PWC app store or network?

There is multiple applications and I dont want to strore passwords outside of pwc or in google linked pwc account

Hey fishes, let's do a poll!
What would you prefer between these two?
1. Great wlb, decent if not so good pay
2. Great pay, poor wlb

Edit: you are welcome to include a one liner reason supporting your choice.
I am trying to understand how people prioritise life & work.
Thanks in advance.

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

Okay finance lawyers. I don't understand this issue. Client says books show we're highly profitable but we have no way to pay our tax liability.... Well where the hell did tbe money go ? Client also claims that they are only taking a small portion of the revenue as profit. I don't understand how your books can be different than reality.

In chamath we trust. This guy prints money. The wave will end eventually but damn it has been good.

Should I start Landry, ARob, or Anthony Miller this week in one of my WR spots?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

Is it common for HOA to ask you to prove your car registration is up to date?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Any Property Management recs in Seattle area? :(

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Any one knows what’s the easiest way to order a radon test for new construction?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

How can I invest in real estate ? Looking for an additional passive income source

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.