Today's question: What's an idea/concept traditional schools need to retire?? Let's get this ball rolling!!

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Do desi consultants opt for 401K? Upside/downside?

What percentage of your gross salary is saved including 401K or equivalent?

How much should I contribute to a 401k?

Hey guys, so I have competing offers. One at Bank of America for 124, and one at Allspring for 110.

Does anybody work at Allspring? They did not provide any information regarding benefits, 401k match, or any annual bonus structure. I was told, verbally, that the Bank of America bonus is something like 15 to 20%, but nothing in writing.

Just wondering if anyone has any knowledge about compensation structure at Allspring, or any opinions on the culture there. I would be in Charlotte.

What provider does BDO use for its 401k plan? (Fidelity, Vanguard etc.)

For those who cold call on 401k plans, what is your approach?

I’m looking to buy a practice in the Wilmington or Jacksonville area of North Carolina. In the business 17 years with clients in MA, NY and NC. Also interested in succession planning for any advisor in eastern NC looking to retire in the next 5 or 10 years

Hi everyone just left my permanent role to go the contractor route. Currently employed through a staffing company so I am a W-2 but plan on going the independent route. They offer insurance and 401k. I understand I’ll need to start an LLC. Any advice or things you wish you’d have known when you first started? Would you advise I stay with the staffing? They take. 16% cut but the projects are lucrative

I’m interviewing with a startup and the range has a 40k difference from the lowest to highest point. It’s also pre-seed and comes with equity, and health, 401k benefits. It’s a director of sales role so I would eventually be recruiting and managing a team along with building the processes and strategy. What would you consider a fair compensation package? If they offer me something on the lower end of the range, is it still appropriate to counter with an offer that is over their stated range?

Working for a small RIA on 1099. I receive about 80% payout AUM and the firm covers port mgmt, marketing, and a client service rep. However no other benefits such as office, health, 401k, bonus. Stay?

I have an issue: just been informed by compliance I have a violation. Using a brokerage restricted and at this point I am at a loss. I sold off all my stock just to comply. Then put the only stock I kept with the broker, the other one is my wife’s employer 401k savings broker. The instructions say they will reach me within 90 days for next steps. It also says there may be financial penalties.

What should I do? I replied the email immediately asking for help. I am a new to Deloitte and the US

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

What are you doing for a retirement plan as an independent consultant? Solo 401K, SEP IRA, etc.? Any recommendations on where to open an account?

Does your job offer a pension? Care to share? I’m wondering if ours is competitive and also wondering whether to stay or leave for greener pastures?
Population: around 35K; 5 years to vest; retirement age 65; pension calc based on average of last 5 years’ salary times years in service times multiplier; multiplier is 1.25%. TIA!

What is the present value of a government pension? How does one calculate it? Trying to get a sense of weather it's worth moving over to Federal.

Hi fishes,
How is the wlb in Amex?

Have a great weekend everyone! :)

How do I stay relevant in the Salesforce ecosystem?
I am 24 year old Salesforce Developer with 1.5 Years of Experience. Coming back to Salesforce, I have worked on Salesforce Implementation of Small to Mid Level Businesses which required me to have an all-around knowledge of Salesforce(Admin + Development) on both Sales and Service Cloud. But I wish to specialize in one Salesforce Skill/Path and become an absolute master of it (CPQ, Vlocity, Pardot or tablu,Mulesoft). What path should I choose?

How does one most effectively make the transition into management from an Individual Contributor?

I've been an individual contributor for 4 years in Tech, have 8 years of experience total. I'm finding it difficult to make the management transition despite having management experience, performing beyond expectations, and having a genuine passion for enablement and development.

I'd appreciate any success stories or pointers you can offer in regards to this transition.

Any single females want to grab drinks/dinner in the city?
28M for reference!

Have zero data experience. Best way to start self learning?

What is the difference between NTT and NTT data?

Why are some entries on the creative circle shortlist in red? Have they accidentally leaked the gold award winners?

I didn’t got the bonus mentioned in the increment letter. Only increased salary. When do we get it?

Thoughts on DDB Chicago, more specifically the Army account?

I’m a 6th grade ELA teacher. I am struggling with teaching writing. Any advice to give?

Does Legato Health Technologies matches counter offer usually ? How many days before its better to ask them before joining?

Tech - Data Science Role

I’ll be renegotiating my contract soon and would like to provide my own contract terms vs signing the client’s

I’ve been working beyond my contract terms reporting to their office daily and I’ve decided to finally stand my ground and only work per the terms of my agreement in order to maximize my time and accept new clients. Does anyone have advice on having this conversation or have a contract template. I’m overseeing digital marketing for a non-profit.

Is Art Director’s Club (ADC) worth submitting work into for their awards show? I know its not on the scale of Cannes or D&AD.

I HATE my job. I've been looking aggressively for 6 months and haven't found anything. I am in the running for a job I think I'd like, but the money is not nearly what I make now. Thoughts?

Would any biglaw recruiters/HR be willing to give advice on a resume/CV? Undergrad senior looking for an entry paralegal role at an NYC biglaw firm, I would really appreciate any insight. Thanks!

Are there any other job titles that I can use in surveys other than an “accountant” if I work in FDD?

What have you been doing for dealing with being alone in your apartment? (Besides video chat or working out)

Has anyone here installed a security camera or system in their own apartment? Any you’d recommend?

Anyone here ever been to RCA? Is it worth it ?

Has anyone done online teaching with VipKid?
I’m considering it as a side job.
Any other ideas/suggestions would be great

Does anyone have experience working for or using Sylvan Learning Centers?

What's your experience working with United Way?