What are things we can negotiate with a builder in buying new construction. It’s 13 home small community from a local builder 10 out of 13 builds accepted the offers. They giving bare minimum agent credit and 0.5% lender credit. All homes are accepted offers at list or more than list price

At what income level does it make sense to contribute more to traditional 401k over Roth 401k for company ?

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

Hi all. I just received an offer for $130k and will be eligible for about 29,000 shares of stock options. The vesting schedule is 1 year and then quarterly thereafter.

Can someone explain what this means? I “will be eligible”. So, I have to buy the shares? Should I be asking at what price?

Newbie here. Please help!

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Do you advise taking equity out of your personal home and use that to invest/down payment of a rental property?
Some facts below:
I bought my personal first home in 2020
Bought it for 795k
Mortgage of 400k
Current market price 1.6M

Are we on recession? My portfolio is super down - low cost ETF investor here

Just watched the Polka King on Netflix and feel a little like Jan Lewan's investors. What exactly am I investing in?

Can you buy fractional shares in Schwab for stocks not part of the “Schwab Slices” list? Example if I wanted to buy 5.5 shares of TDOC is that doable?

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Guy slid into my DM’s asking to be my sugar daddy. But he wants my PayPal info to send me money. Is PayPal a safe way? Also lol what is my life 🤦🏼‍♀️

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Well my $500 DOGE bet from yesterday is paying off 😂. This feels like people are just desperate for a bull market based on speculation.

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

Looking for referrals at MBB/S&/OW/Kearney in their Dubai/Doha/Riyadh offices for my sister since she can’t join Fishbowl. She graduated from top Canadian uni (UofT/McGill/UBC), grew up in ME and has an impressive academic background and work experience. Happy to connect with her directly.

Is Valuation ( financial advisory) a good niche to transfer into? How’s the job demand and exit opportunity look like ?

Is part time work in audit ever possible?

Hello Sharks
I joined Barclays on 21st March.
I heard that salary day in Barclays is 24th, so will I recieve salary this month or will it come next month only.

Moving to a new place and have space for a desk and office chair. Best recs for both? Wayfair would be great since I have a friend who has a corporate discount but open to other options

Managers/Senior Managers - How do you deal with your reports that are jerks?

We have a opening for someone 7-8 years of experience in finance reporting domain JPMorgan Chase . Person should be good in advanced excel powerpoint. Alteryx or tableau exp would be added advantage. Dm if you / any your acquaintance is interested

I’m really liking DMZ mode in Warzone. I think they have some real potential with this game mode. I like that it’s not as sweaty as Tarkov but still has some elements of it. Still in beta but I hope they realize they have a potential gem here.

Need advice on salary range for a role I'm interested in. Change Management Analyst role in HR at American Express. I have 3.5 years of experience, mostly in the CM space. Is 98K too high/low? (NYC)

PwC Toronto assurance: being offered a job as a transfer from the US. I’ll be transferring as a senior associate 1 (aka this is my promo year). I’ll be either tier 1 or 2 since I’m an easy promote here in New York. I was offered 61k CAD assuming I’m tier 3. They said they might adjust it if my rating comes in higher. What should I expect if I were either tier 1 or 2? Trying to minimize the salary reduction…

I have 4 years of experience. Ihave a job offer from cisco as Grade 6 software engineer with 17.8 lpa fixed, 1.34 lpa variable and 3 lakhs JB. I have another offer from publisis sapient with 21.5 lpa fixed and 1 lakh JB. Which offer should i take?

EY GDS or Macquarie. Both offering same salary. Which would be better?Macquarie Group EY

Anyone else have patches of hair that never want to grow? My upper left side in the back has always been way shorter than the rest of my hair

What is the package that accenture is giving for 5 yoe experienced full stack dev(bangalore)
I asked for 17 and they say that it is ‘VERY’ high as per accenture pay.

Any insights on PR agency MBooth?

What’s a rough comp range for Manager at Strategy& in Canada?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Anyone take the WI Real Estate state exam? Any tips on what to study?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

Is it common for HOA to ask you to prove your car registration is up to date?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Any one knows what’s the easiest way to order a radon test for new construction?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?