What are you currently investment in besides the standard stock portfolio or RE rental? Looking for some high risk/high reward.

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

How much money have you lost? Misery loves company

Should I do the IPG employee stock plan? Anyone else do this? Don’t even know if it’s a good stock or not

This is gonna sound stupid, but I’m honest - I can’t do math. Calculating a tip is as advanced as I get. Thank god for excel formulas and a math savvy husband. At the end of the day, I pay all the bills (I know- but I’m more organized) and make double his salary, what low stress effort (on my limited math capacity brain) can I do to increase wealth?

I feel like I should be doing more with extra money to help us financially, but I’m scared of having to study stocks and understand the numbers. 😖

1M net worth, 450k total comp, age 35, just paid off tons of student loans TONS, want to retire at 50. What’s the move?

Where in Atlanta do you live and how much is your home? I thought Atlanta was supposed to be an affordable city? In the market for a town home and it’s only getting more expensive .... single income.

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

Is there anyway i can analyze profit/loss for my coinbase pro purchases?

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

from logistic perspective..how are you guys transferring/moving your money from your US bank account? wire transfer? write yourself a check? idk about check, but cashing in $50k might raise a flag.

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Best credit card for someone who goes out to bars and restaurants a lot and enjoys travel???

If I have a traditional account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Will pay taxes on the amount that I Withdraw that year following the Tax bracket rules at the time of withdrawal correct?

Conversely,
If I have a roth account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Could I hypothetically withdraw the entire account and not pay taxes in a single year?
Ex. withdraw 10M

What companies do you recently regret not investing in?

What is the average hike we can expect this year considering outside market conditions?

I’m four months into my job and I got put onto a PIP. I worked so hard to break into IB, put up all the hours and even working 2am nights for weeks, learned a ton, and improved a lot along the way as the sole analyst yet this happens. I’m extra worried because it doesn’t seem there’s IB analyst positions out there. Im really hoping come January more positions come up but I’m just praying they don’t fire me until then. Anyone have general tips for this situation?

Has anyone been to or knows about those glass igloos that you can stay in - I think in Finland? - to watch the Northern Lights? My dream is to see the lights and want to do it in the best and most magical possible way

Is anybody available in this group from Benetton India ?

Downtown Austin nice highrise apts? I hear good things about bowie and northshore. Stick to those two or any other good ones at that similar price pt

Hi Sharks,
We have a huge openings for Java Full Stack and Java backend Mircoservices Dev's
DM me to get referrals

What are the chances of me getting unemployment after quitting? I left for solid reasons that went unaddressed for months so will that have any impact on my eligibility?

Hi all! Just got an offer from EY cyber security data protection and privacy practice. Can folks tell me if you really do only work on one engagement? Any pros/cons about the group. Thanks!

Hi sharks,
I recently got offer letter of barclays and I accepted it. What is next process they do in regards of background verification.
Also want to clarify on offer letter after fix pay.. I am not getting variable pay section.
It is included in offer letter or not.
Please provide ur inputs.

Very curious to get folks' perspectives on having kids at 30 vs. 35 vs. 40? Context: I'm 27 and am leaning towards 35ish age range for first kid.

Hi Fishes,

I am an AWS data Engineer with 8 years of experience, how much maximum salary can I expect ?

Applied for a position in PWC UK and status shows as 'interviewin' on workday. Does this mean I'm selected for an Interview, or that the position itself is now in the interviewing process.

Any recommendations for a day date dress watch under 5K? Going to be my daily beater.

Will Amex restricting guess access for Centurion Lounge actually make any difference?

I can see short term changes but the way Amex has been aggressively marketing Platinum card, we just will have overcrowding of primary card holders 🤷🏻‍♂️

What's next, everyone has to spend min. 50k a year to get Centurion lounge access or pay per visit.

FIS is giving retention bonus to particular employees. Fortunately I'm selected. They are giving 1.5 lakh and requested me to stay for next one year 😂

A company was ready to extend an offer two weeks ago but no updates yet. Now another recruiter from the same company reached out for a slightly different role. I’m still interviewing with other companies and would be open to learn more. What would be the best practice when it comes to different roles at the same company?

Need referral to Deloitte.Job requisition ID ::  4113

Fellow Fish with little kids.
My son is just over a year and has been a mommy's boy since the day he was born. This weekend he came to Daddy over Mommy and has been wanting me to pick him up more. I felt so useless during his first few months because he was so attached to his mom, but now I finally feel the love he has been giving mommy and my heart feels full.
Just wanted to share a good story with my fellow fish and hope it brightens your day.

Current ctc - 11

offered ctc - 16.5
yoe - 4y
level - C4

Is it a good? and how much in-hand it will be?

Difference in A1 stub bonus when joining in March vs. summer as usual? I’m joining early, but still part of the 2022 Class.

Anybody willing to help a broke kid out with some mock interview prep?

Does anyone know about Sage Group? Seems to be a boutique firm but not sure about their culture and overall dealflow in the market.

Lower middle market bros. What’a your comp structure? I will share:
100k$ + 60k$ discretionary bonus

What “lifestyle” exit opportunities pay decently? Been interviewing for corporate development and strategic finance roles but total comp looks to be almost a 50% pay cut.

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

Any advice for moving from being a lawyer to secondary advisory or private fund groups that combine this with placement/fundraising?

Just signed an offer and moving to Chicago in about a month. Unfortunately, I don’t know anyone there. Any best practices for finding roommates?

Any recommendations on brushing up on PowerPoint?

I just graduated from a nontarget in Dec 2020 & am currently interning at PwC before I go back to do my Masters. My initial plan was to accept my full time offer and slowly work my way into IB.

I see postings right now for FT IB analyst programs. Should I even try applying online?

Ik recruiters don’t really read cover letters, but I learned about banking rlly late into college. i’m the daughter of blue collar workers who don’t speak English so I never really knew what jobs were “prestigious”

What’s the best VDR and why is it datasite?

Anyone know of any banking analyst lateral opportunities in Chicago? Looking to jump to BB/EB. Any insight to the shops around here is much appreciated!

When is external hire IBD recruiting season?

Interesting all the noise about these PPT, my take:

The pandemic took all the upside of an IB analyst life (client meetings in person, fancy trips, suit up, worshiped at networking events) and left all the juniors with the downside (long hours, monkey-like type of job, aggressive work environment).

Not that the complaints are not sort of legitimate but you may need to revise the decision-making process that led you to accept a return offer. Specially if you were looking for less hours.

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

What are bonuses like for a first year IB Analyst in London? (Think US banks like GS, MS, Citi etc.)

Nyc based. Is it at all possible to make at least 200 base in corp dev or strategy at a tech company? Super burned out but don’t want to take a paycut in base. I realize I’ll never make all in comp the same in tech but if I can match base I’d be content.

How do you find out who’s “top bucket” and who’s not? Do they disclose this? Also how do you become one?

What are some great investment banks to work as an associate in the Washington DC area?