What do we think about extended rate locks for new construction builds? I see a few lenders offer 9+ month extended rate locks for a fee and wondering if it's worth it with current rates?

Anyone ever take a taxable withdraw out their 401k? What was your reason for doing so? Knowing what you know now, would you have still done it?

Amex Platinum or Chase Sapphire?

Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

Financial literate people of the bowl, in your opinion, what should be your net worth to buy a Rs 10 lakh car?

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

What’s a good credit card to get with great intro offer and points valuation? Already have Chase Sapphire. Have an upcoming large expense < 4k. no points guy page link pleass

New to investment and have saved 50k from my job. Is putting them in ETF strategy till I learn more about investment?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

how do you put in your 2 weeks when WFH?

do i just email my boss requesting a meeting and tell them there? what should i say in the email?

only been in this position for 7 months so i'm kinda nervous

Any thoughts on Phillips Lytle? If you could please provide insight on culture/billable requirements? Thank you.

Any paralegals ever switch to a legal tech company? How did you like it?

Lookin for a McKinsey or Accenture strategy referral specifically in tech consulting or digital. Currently a tech consultant in financial services with 3 years of experience. Thank you!

I recently got promoted to Assistant Account Manager after being at an agency for around 6mo. I enjoy the people I work with but I realize that I want to pivot into a more creative/strategic role. Does anyone who has made this pivot (or know someone who has) have any advice?

Hi Fishes!!
This might be an unusual question for this group, but nevertheless I'll ask. Is it advisable to go for masters to US next year ( Aug-23 ) , considering all the recession talks and layoffs?

All/any advice is welcome!

With so much uncertainty in the economy and waves of layoffs that have hit tech especially hard... do we think there's really such a thing as a recession-proof job anymore if you're not an "essential worker"?

Please tell me how is insurance vertical in coforge@

New to the area, anyone in this group into hunting?

Is it possible to switch from a pricing strategy role to a strategy and business development role?

Just landed a full time gig, looking to get some furniture so I’m not working on my parents’ kitchen table during this remote period. Any recommendations for desks and chairs? I’m hoping to find something that’s easy to assemble and break down for when I need to move, and something that won’t cost an arm and a leg.

I know everyone has a different kind of setup that works for them. I currently have a laptop, drawing pad, second monitor, and a desk riser.

One thing that COVID-19 has taught you?

Welcome everyone to this EY - UK bowl. Please feel free to invite friends and 🐠 fellows from UK practice. I encourage to share your experiences and contribute with those that are looking for insights and recommendations!

I’ve worked as assistant manager for years, but it doesn’t look like I’ll be getting a promotion anytime soon. I feel bad leaving since I'm kind of the glue around here and I’ve gotten to know pretty much everyone. Any advice?

Foreign LLM student here. I plan to take the NY bar exam in February. I’m thinking of taking a bar prep course (most likely Barbri). They offer two options: the “traditional” course (which lasts around 2.5 months) and an extended 6-month course. The difference in price is substantial – 2.5k for the traditional course vs 6k for the extended one. Any thoughts/recommendations on which one I should take? In case it is helpful, I come from a civil law country. Thanks!

Any one looking for job in SAP-IBP profile then please Dm me

There is an opportunity with in EY India.
Role will be SCon

Anyone have good/bad experience with a dietician? Is it worth hiring one? I just started tracking my calories and doing IF, but I honestly really don’t know what I’m doing.

Anyone having any experience working for NetApp account in TCS ? Would like to know about the experience. Thanks.

Any suggestions or reviews for volvo Xc40?

Anyone here who moved from India to Singapore in a VC/PE firm or FANG (business roles) in the last year with new EP issued (not an internal transfer)?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Do you thank your tenants for paying the rent? A quick thank you text?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Looking for 2bd or 3bd with garage rent of $2,000-$2,200 ready to move in after July in the Orlando,FL area if anyone has any info. Please let me know! Thank you!

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?