What do you think?:

Is the student loan system "broken" OR is it working precisely as it was intended to create a debtor class?

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Rental property managers in ALX

Hi! I am preparing to rent out my condo in Alexandria (off edsall road) in the spring. Anyone have any tips for first time landlords? I’m planning to work with a rental mgmt company that has 3 properties in my complex. They’ll charge 1 month rent for the marketing and 7.9% mgmt fee. I am moving to a lower COLA and don’t mind paying for the mgmt, but I haven’t found a good cash flow calculator to forecast taxes, etc. Any guidance would be appreciated! Thanks.

Can anyone tell me where I can declare a home loan in the Payroll portal?

I am a little confused...

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Solicited moonshot shilling please.

I have about 10k to invest and am happy with my bags of BTC/Eth/link/Sol/etc. and defi blue chips. Looking for a moonshot or at least an up and comer. Thinking of dropping it all in Fantom (FTM). Thoughts? Others?

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

How much do you keep in the bank vs brokerage?

So who all here made a fortune on these meme stocks like BB GME TSLA PLTR BBBY etc? Is YOLO-ing the most shorted stocks a good consistent strategy?

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

How to save tax for the money from freelance work? As i already have a full time job.

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

Investing US 50k per year on a joint income of 170k. This on top of mortgage payments for a 400k penthouse. How does this look?

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Recommendations on how to simultaneously pay off student loans and invest?

Thoughts on Dechert FRE (real estate)?

What companies do you recently regret not investing in?

Hello guys,
I have heard that most legacy systems specifically mainframes are being replaced and new technologies taking over for similar purpose.
How about employee like us who just started in this mainframe tech . Where will we end up if you stay in this.
Many of onsite leads tells that move of it as they are migrating larger part of it to new platforms but BU heads says it is going to stay for a long long time don't get panicked.
Can anyone let me know the real scenario.??

What do you when you begin to feel yourself emotionally detaching and spiraling back to a depressive state?

How is the WLB and travel requirements in EY-Parthenon India(Senior Associate in Strategy and Transactions)?

Hello fishes, I am working at IBM as a Data Scientist and currently on bench. I will be resigning today as I have a better offer in hand right now. Wanted to know if I have to serve entire notice period of 90 days even when on bench or IBM gives early release ?

Anyone who can share their experience with the Harvard Extension School?

I love when people use a QR code. When already in a digital channel like social. Where I’m on my phone.

Hello fishes, I am looking for a part time UI UX role to expand my knowledge on a single product.
Let me know if there are any opportunities available.

What’s a normal annual collections amount for a first year lit associate? I am on pace to pay my salary and generate some extra $ for my overlords. Is that good?

Saturday night and I’m Netflixing (for the last 15+ Saturdays). For the love of everything, let next year be normal again!!

What is your salary for your job with a brief description if how many years of experience you have and what area of the world.

Started the internal GC process in October 2018. Today I-485 status changed to "we ordered your new card." My jail free card is finally on the way I guess. Hope everyone with pending I-485 gets your GC soon!

How long does it take to get an offer letter once the mail offer is discussed and thru..I have been waiting for more than 10 days but there is no approx. TAT indication

5+ years of full-time job as developer and still waiting to reverse a LinkedList at work.

Since there is a heavy impetus on solving Tree, LinkedList, and Graph problems for tech interviews, it can naturally make freshers believe that these concepts will be used in day-to-day life at work. In reality, most of these DSA concepts are already implemented in some libraries our code uses and we rarely have to code such Algorithms by hand.

Problem solving skill >>> DSA
What's say?

Hi Fishes,

I have 4 offers and 25 days is left in my last working day HSBC is paying 3L less as compare to others offer
Can I ask to them for revise my offer letter make it X+5L... before 10 days of last working day?

My co's IA dept is very new and my boss has asked me to look into a format for a memo we would write to a process owner to make a process recommendation. Not a formal finding in an audit report but more of a process recommendation. Do other companies have something similar?

Hello,

I am trying to see what is the average salary for a business analyst with a year experience in a medical device company. I am in the bay area.

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Damn LIBOR rate up again...

SOFI or who else?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

If you could go back in time what would you tell yourself before taking out student loans?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?