What interest rates have you been quoted lately?

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Does anyone have any inspiration stores of FIRE without an incredibly high income/family financial support. Looking for hope 😅

Has anybody invested in Yamuna gaur city or planning to do so?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

My friend is originally from South Africa and is on a student visa in Texas. She’s a senior and her parents want to buy her a house there after graduation. They will give her $50k for downpayment and whatever else she needs, but we just wanted to confirm if that’s even possible? We know she will need a job and steady income. What else is required?

How does Fidelity make money from folks like me, who only trade select Vanguard ETFs?

Can somebody explain what the outlook for dogecoin is? Should I buy like 1000 shares?

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

Is there a way to get closer to the 58000 total contribution limits in a 401k after initial contributions up the 19500 limit? My employer match isn’t great but I’ve maxed out my contributions this year and they’ve only added an additional 1500 so I’ll be at 21k total in the account for the year. How can I get more in there to bridge that 37k gap? Or can I?

Any advice on ESPP plans? Should a maximize my contribution? It would be 15% of my salary and purchased twice a year

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

Fish fam - quite new to all this and would appreciate your support. if I am based in a high income tax state but work on site in a lower income tax state. Can I claim the paid taxes back from my home state or do I always pay income tax based on where my home office location is?
Thanks

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

Anyone trade their personal account actively? How successful have you been?

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

How do y’ll save money on taxes? Other than obvious routes like 401k.

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

What are the travel opportunities for a functional consultant at PWC AC Banglore and also any info about moving abroad internally

Thoughts on Fox Rothschild?

Is anyone interested in taking over the lease for a top floor 3 bed 2 bath, 1500 SQ ft apartment in a newly built complex in Plaza Midwood? The lease runs through Sept 2023. It's one of the nicest complexes in the city, has close proximity to Uptown, and has excellent amenities (e.g. CrossFit style gym, two pools, dog park, on site complimentary cafe, etc.). My unit has an ideal layout for work from home and a huge patio.

Edit: $3,196/mo including valet trash pickup ($35) and pest control ($4)

Hello! I've been struggling the last few weeks because someone on my team has been taking credit for my work. This coworker is really good with buzzwords and getting the attention of upper management. I'm feeling discouraged - what should I do?

Now that SCOTUS has provided LGBT+ employees with Title VII protections from discrimination, do you think that will make it easier to be an LGBT+ educator?

Hi Guys, this is the platform to share your queies and experiences with various IT / IT related things. Please feel free to join and engage this bowl.

Any recommendations on where to invest 10k? I have about 15k in stocks but I don’t think I’ve done a great job picking stocks. Also for people making 150k+ how do you budget your money monthly?

I feel inadequate and unsure of how or if to acknowledge the US/Buffalo racist murders and terrorism of this weekend in the workplace. I don’t want to do disservice or unintentionally further traumatize anyone. I know my Black colleagues are traumatized. I am horrified. And yet we just have our meetings and I guess compartmentalize it away.

Honest question. Why did you guys decide to move to Miami? I really thought people from other cities hated this city.

Thoughts on FrontGate?

Any delta 🐠 willing to donate some miles .

Its scary the way startups are laying people off!

Hi everyone,

One of my connection is looking out for opportunities in content writing/editing.

Skills:
•Content marketing
•Creative writing
•Content editing/copy editing
•Template creation/population
•Content search
•Proposal writing
•Business writing
•MS Suite/Google Suite proficiency
•Social media marketing

Experience: 5.3 years
Notice period: 1 month
Current location: Kolkata
Looking for permanent WFH for now.
If there are any open positions, please reach out at indranilbagchi90@gmail.

Did you have someone doing hair/makeup for bridesmaids or did you have them do their own? And were you glad you made the decision you did? I’ve been in weddings both ways and trying to decide what I want to do

Mortgage rates jumped in the last couple of weeks to 6.28% because of inflation data, as well as the fed increasing rates by 75bps. If the fed sticks to their plans (Jul rate inc if 50bps/75bps; followed by 3 inc of 50 bps), will rates continue to range between 5.75-7%?

Whom would you opt for, Builders lender or traditional lender for new construction?

What will interest rates be come December?

For anyone that has used Lennar’s in house lender, Lennar mortgage, how do their rates compare against competitors?

Who is offering HELOC on second home with occasional Abnb rentals done.

Some.banks immediately turn this into an investment property and deny that.

Don't want to cash out refinance as underlying mortgage is <3% and fees plus new cost to carry are not worth it.

As the interest rates continue to rattle the market, how have they affected your personal situation?

If you were playing in buying a home, are you still going through with it or no longer in the market?

Purchase a new build recently? How long is the estimated construction timeline?

Under current circumstances, fixed rate or adjustable mortgage rate?

A recession is already here. Inflation is still high, although hope hopefully peaking. Realistically I don’t see the fed dropping rates until 2024-2025. What will it take for the fed to reverse course and decrease rates?

Is 560K for a 3 bedroom low ranch in Ronkonkoma, long island a good deal right now?

If both are priced relatively similar, which would you choose: new construction or existing home?

What interest rate have you been quoted as of late?

Looks like interest rates have stabilized. What, if anything, could cause them to start increasing again?

After todays announcement of a fed rate hike of 75 bps, Mortgage rates over the next couple of months will likely remain within 0.25% to 0.50% of todays range. Unless the fed throws a curve ball in their remaining meetings, the remainder of rate hikes have already been baked into mortgage rates currently being offered.

How many quotes have you gotten for interest rates and overall costs?

Based on the current environment, if interest rates rise to what percentage, will you forgo buying a house for now?