As the interest rates continue to rattle the market, how have they affected your personal situation?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Start raising cash family. Take some profits. 4/14 3:51 est

Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

What kind of digital (design, platform) RFPs are you seeing out there recently? Looking for some digital new biz trends. What keeping digital marketers up and where are they investing in 2021?

How do you earn $500k and still feel average?

I’m prepping someone’s tax return who I see everyday on tv. It’s kind of cool being privy to a celebrity’s confidential financial information. 😁 I’ve also prepped a famous athlete and actor last week.

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

I be wanting to go off but then I check my bank app, calm down, and keep working.

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

Does anyone here have a Tesla? Should I do it???...

Has anyone here had a problem with a background check? I accidentally forgot to put a semester at a community college and to list schooling as periods of unemployment. Emailed HR to disregard form.

How do you effectively plan for retirement?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Does EY let you keep Amex rewards points?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Anyone has experience in investing through Angellist?

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

Has anyone at EY recently paid for premium processing of their i-140? How soon did you get you receipt and receive your decision?

Can I get connected to someone working in Markets. Have got a few things to ask before I start applying.

please help me get to 11 likes to unlock the messaging features. Thanks a ton in advance 😊

OMERS OTTP Onex or top US firm's Canada office if moving back to Canada -- what's best?

Folks if ur looking for referral in EY across the globe then DM me with requisition job ID.

Must not applied or attended interview in past at EY

Only above fullfilling folks DM me

11 likes please

Thank you!

Any good recruiters in the Product / Program / Project management space in Dubai? Active on LinkedIn but aware many smaller companies don’t post there due to the costs. Adecco has been recommended and roles look the right fit.

A lot of people here seem to glamorize MANGA positions - good pay, and good WLB. There has to be a catch, right?

Its just 3 months, I joined a company and I am already stressed. I was told that I need to come to office twice a week ( which is 2 hrs away from my home) but now since 3 months I am asked to come thrice a week. Sometimes have to extend a hour or two in office without extra pay. Is it okay if I switch or shall wait for few more months and then see? Please advise

Anyone with type 2 diabetes while on the road each week? What works for you and how do you keep your blood sugar levels in control? How do you monitor your levels?

Hello fishes,

I need a referral in PWC for Salesforce Developer Role. I hve 2+ years of experience in Salesforce lightning Development. Please let me know if anyone can refer me. Thanks in advance.

Anyone looking for an AAE or Asst Media Planner? Have a friend w a Cornell degree looking to change careers and join our crazy industry

Ps5 vs Xbox. Which ones better?

Anyone buy les mills bodypump for at home? I started going to classes pre-COVID and really loved it. Curious about the at home experience. OR any experience with Beachbody Lift4 program?

6’0 and weighed in at 220lbs today. All time high and have gained 20lbs since gyms closed in March. When I did workout it was more or less 100% compound lifts. I’m now limited to a few kettlebells but am not even close to as consistent as I was. Any idea on how I can lose this excess 20lbs? I feel like it crept up over night.

Mortgage rates jumped in the last couple of weeks to 6.28% because of inflation data, as well as the fed increasing rates by 75bps. If the fed sticks to their plans (Jul rate inc if 50bps/75bps; followed by 3 inc of 50 bps), will rates continue to range between 5.75-7%?

Whom would you opt for, Builders lender or traditional lender for new construction?

If you were playing in buying a home, are you still going through with it or no longer in the market?

Purchase a new build recently? How long is the estimated construction timeline?

Looks like interest rates have stabilized. What, if anything, could cause them to start increasing again?

Under current circumstances, fixed rate or adjustable mortgage rate?

How many quotes have you gotten for interest rates and overall costs?

After todays announcement of a fed rate hike of 75 bps, Mortgage rates over the next couple of months will likely remain within 0.25% to 0.50% of todays range. Unless the fed throws a curve ball in their remaining meetings, the remainder of rate hikes have already been baked into mortgage rates currently being offered.

What interest rates have you been quoted lately?

If both are priced relatively similar, which would you choose: new construction or existing home?

What interest rate have you been quoted as of late?

Who is offering HELOC on second home with occasional Abnb rentals done.

Some.banks immediately turn this into an investment property and deny that.

Don't want to cash out refinance as underlying mortgage is <3% and fees plus new cost to carry are not worth it.

What will interest rates be come December?

For anyone that has used Lennar’s in house lender, Lennar mortgage, how do their rates compare against competitors?

Is 560K for a 3 bedroom low ranch in Ronkonkoma, long island a good deal right now?

Based on the current environment, if interest rates rise to what percentage, will you forgo buying a house for now?