For anyone that has used Lennar’s in house lender, Lennar mortgage, how do their rates compare against competitors?

Is it a bad idea to take a job that doesn’t offer a 401K match program or HSA option?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

When settling with a title company plaintiff on a subrogation claim, have any foreclosure defense counsel received settlements over and above policy limits? What is your typical settlement range? How has settling on your subrogation claim negatively affected your counterclaims against the mortgage lender if at all?

Do we need to submit rental agreement to claim HRA tax exemption in Ericsson or rental receipts enough ?

How frequent rental receipts should be ( yearly ? Or quarterly)

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

Is it typical for in-house pharma roles to offer pensions?

What’s the fastest WI-FI provider in Austin? I have Spectrum abs it’s not fast enough for my house of 5

Hi guys!
I am here to request for some support from the community in form of referrals as you may know about all the uncertainties that are prevailing at better mortgage. Any lead would be highly appreciated.

Shifted more options profits into 250 NOK shares

What's your biggest net new account this tumultuous year?

How does NY (or any other states that tax income) enforce taxes on nonresidents? Assume the taxpayer does not file state return with NY and does not have NY on W2.

Seems NY would have no way of targeting said taxpayer for audit. Thoughts?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Hey
I have investment in crypto and as per kpmg policies we cant hold it. Can anyone please tell is there any way of holding the same and not getting caught.

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Coinbase Premium - is it worth it? How do you get it?

Hi Amazon guys,

Can anyone share or refer me to Amazon. I have CSR exp about 3.6 years. Need a good fit. Dm me Or leave a comment.
Thanks in advance.

Room not ready (needs 5-10 minutes for housekeeping to finish it?) at 9:40 pm for a category 7 property

I am relocating to pune near baner or kapil malhar. If you could help me to get the accommodation as pg Or rented 1 bhk flat. Pls comment or dm me. If you know any place or have the contacts pls share with me @

Been seeing a lot of gt500 slander in this bowl what’s up with that 🤔

When is WFH ending ?

Hi Fishes,
I am new to EY. What is EY GDS promotion policy in general?
Where can we get those details to check the required and expected things to go the next level?
How many levels in Staff? What is the min YOE is required to be a Senior?
How many months/years minimum we need to spend to be eligible for promotion (ex: minimum 1 year a person need to spend on one grade like that)

Why do things escalate so quickly at the end of my shift? Ugh - I feel like this is the Murphy's law of medicine.

Hello, I am new to the app. Looking for likes so I can dm please.

Where can I find a heart shaped box with vegan chocolate

Moving to NY in spring. 25F, single, work a lot. Not sure if I want to get a place with a roommate or live alone. Anyone have experience making this decision and have any suggestions?

New to the city - what is the general vibe of each neighborhood in Manhattan?

Tailor recommendations around Hell’s Kitchen or Lincoln Center?

Me? I was just buying shirts online and then immediately added underwear because the model wearing them was hot because I am gay.

Hi
How to encash our leaves ... I have 20 leaves

Can we take leaves while serving NP?

Hey Fishes

I have asked for location transfer recently, can anyone help me approx when it'll be completed? How much time?

Who’s working in house in LA? Where? Doing what?

Today is supposed to be our “day off.” I always laugh when I see emails announcing special days off. What’s even funnier are the reminders about “half days.” Hilarious.

Mortgage rates jumped in the last couple of weeks to 6.28% because of inflation data, as well as the fed increasing rates by 75bps. If the fed sticks to their plans (Jul rate inc if 50bps/75bps; followed by 3 inc of 50 bps), will rates continue to range between 5.75-7%?

Whom would you opt for, Builders lender or traditional lender for new construction?

What will interest rates be come December?

Who is offering HELOC on second home with occasional Abnb rentals done.

Some.banks immediately turn this into an investment property and deny that.

Don't want to cash out refinance as underlying mortgage is <3% and fees plus new cost to carry are not worth it.

As the interest rates continue to rattle the market, how have they affected your personal situation?

If you were playing in buying a home, are you still going through with it or no longer in the market?

Purchase a new build recently? How long is the estimated construction timeline?

Under current circumstances, fixed rate or adjustable mortgage rate?

A recession is already here. Inflation is still high, although hope hopefully peaking. Realistically I don’t see the fed dropping rates until 2024-2025. What will it take for the fed to reverse course and decrease rates?

Is 560K for a 3 bedroom low ranch in Ronkonkoma, long island a good deal right now?

What interest rates have you been quoted lately?

If both are priced relatively similar, which would you choose: new construction or existing home?

What interest rate have you been quoted as of late?

Looks like interest rates have stabilized. What, if anything, could cause them to start increasing again?

After todays announcement of a fed rate hike of 75 bps, Mortgage rates over the next couple of months will likely remain within 0.25% to 0.50% of todays range. Unless the fed throws a curve ball in their remaining meetings, the remainder of rate hikes have already been baked into mortgage rates currently being offered.

How many quotes have you gotten for interest rates and overall costs?

Based on the current environment, if interest rates rise to what percentage, will you forgo buying a house for now?