After todays announcement of a fed rate hike of 75 bps, Mortgage rates over the next couple of months will likely remain within 0.25% to 0.50% of todays range. Unless the fed throws a curve ball in their remaining meetings, the remainder of rate hikes have already been baked into mortgage rates currently being offered.

Have any of you considered FIRE? I'm sure some of the partners are young and rich enough to retire. So why not say screw working until 60 and to hell with the pension? Travel the world and live life while I can?

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

This is an emotional dump rn. It may be lack of social interaction but I'm really frustrated lately. I feel like I lost last 2.5 years of my life with ongoing lockdowns and job instability in the first half of the pandemic. I was 28 turing 31. I get good dates but -ve self talk
Inflation is high & coming from a low income family where you're supposed to help your parents is driving me nuts. Although I make a good salary, after rent, car insurance, there isn't much left (unfav currency exchange)

For all the people saying BB is next:
BBs float is about 555 million while AMC's is 50 million. There are far too many shares outstanding to make an impactful squeeze. Shouldn't AMC be next?

Well I guess my holdings are never going back up in value

Looking for a soundboard.
Expecting parent, 35yo, NW of $1.2M with investment property in my hometown in Europe near family & friends (mortgage is less than $1k). Current expenses in Bay Area is 5K a month, probably more once baby comes.
Thinking of leaving Bay Area in 2 years and semi-retire for a few years in Europe, focusing on parenting and freelancing.
Any thoughts on this plan? Anything I should be aware of?
Thanks!

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

What is the best setup for Retirement Plan Advisors? RIA? B/D? Hybrid? Other?

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

Fellow EY 🐟. I left EY recently after two happy years there. How can I get the pension money back? I had around $1500 there and they are not able to help in EY-HELP3.
Can I at least do a rollover to an IRA?

Thinking about making the switch to BDO! Is there a traditional pension, like in B4?

So BDO doesn’t match 401K until 1 year of service..?

Roth vs Traditional 401k, thoughts?

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

why rent over buy; seems like “throwing money” away?

I’m looking for assistance on building your own portfolio in my traditional 401K. I’ve been reading that it’s important to choose funds with low expense ratios. Also, that it is recommended to have at least one US stock, international stock , and bond. I am 24yo so ideally, I’d want to allocate 90%-100% to stocks and 0%-10% to the bond. Any other things I should be looking at?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Which is better Virtusa or LTI

Hi all, I am looking for a job role in sales/business development manager for Gujarat, India location. Please let me know if any...

How to deal with the cuffing season? How to deal with the days post family gathering while being alone?

Keyboard shopping. Requirements: wireless, ergonomic, rated well, bottom left corner must be ctrl key, must have F4 key (none of that fn+ bs). Am struggling

Hi everyone, I have a couple questions. What are your thoughts on Scholz in Berlin after last year’s drama? And is Serviceplan Berlin worthy?

What kind of project you work in Accenture ATC ? Is it just internal development?

What is the average salary at Deloitte touche gurgaon location for a deputy manager level. Under taxation..
Have an offer of 13.5 for 5 years of experience.

Does EY GDS give its employees access to Udemy courses?

Elevator pitches: what are your best tips, examples and resources for crafting a really good one?

Anyone have anything to share with petals?? Craving some happy colors 🌺🌸🌼🌹💐

Hi All,

I am looking for a new opportunity on ITSM domain accross India on an immediate basis. Please let me know in case you can extend any help.


Prompt response is appreciated

Top 10 books to read about consulting life ?

Guys I am from Texas, USA. The last time I appeared for an interview was 10-11 years ago. I work in Java and related tech. I am also AWS certified (architect associate) but don't have much experience with it. I create small stuff on AWS for my personal learning. I am looking to switch jobs in the next 6 months so I want to use this time to prepare but not sure where to start? Any guidance on what to prepare etc? Like What skills are must have,
What skills are good to have, etc

If I have an offer on Networking Control plane domain and Dataplane domain which one should I chose for better career prospects?

Dataplane job -> 3 Lakhs higher paying than Control plane job offer.

@Cisco, @Juniper, @Arista Networks.

I know someone who is looking a job in Technical Research Analyst (stock market related) OR in banking domain and has 10 months experience overall. But he has been doing stock market research for few years as a freelancer. Will anyone be able to refer him to a reputed firm?
Qualifications: M.Com

Based on the current environment, if interest rates rise to what percentage, will you forgo buying a house for now?

If both are priced relatively similar, which would you choose: new construction or existing home?

What interest rate have you been quoted as of late?

What will interest rates be come December?

As the interest rates continue to rattle the market, how have they affected your personal situation?

How many quotes have you gotten for interest rates and overall costs?

Under current circumstances, fixed rate or adjustable mortgage rate?

Looks like interest rates have stabilized. What, if anything, could cause them to start increasing again?

Mortgage rates jumped in the last couple of weeks to 6.28% because of inflation data, as well as the fed increasing rates by 75bps. If the fed sticks to their plans (Jul rate inc if 50bps/75bps; followed by 3 inc of 50 bps), will rates continue to range between 5.75-7%?

Purchase a new build recently? How long is the estimated construction timeline?

For anyone that has used Lennar’s in house lender, Lennar mortgage, how do their rates compare against competitors?

Is 560K for a 3 bedroom low ranch in Ronkonkoma, long island a good deal right now?

A recession is already here. Inflation is still high, although hope hopefully peaking. Realistically I don’t see the fed dropping rates until 2024-2025. What will it take for the fed to reverse course and decrease rates?

Who is offering HELOC on second home with occasional Abnb rentals done.

Some.banks immediately turn this into an investment property and deny that.

Don't want to cash out refinance as underlying mortgage is <3% and fees plus new cost to carry are not worth it.

What interest rates have you been quoted lately?

If you were playing in buying a home, are you still going through with it or no longer in the market?

Whom would you opt for, Builders lender or traditional lender for new construction?