Normal to have "no appraisal contingency" and or "water conservation plumbing to be finished by the buyer if it is not completed by the seller when escrow ends" normal terms when buying a house?

Anyone know of any agencies focused on cause marketing / social good in NYC? Feeling the need to use my powers for good but have too much student loan debt to go back to nonprofits.

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

I am going to buy AntShares aka NEO bigly. It has a potential to go to 100$

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

How much should i save from my salry for securing post retirement life and all general commitments before that. I'm 30 now. Assume no Inheritance. Current in hand 1.85 lpm

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Anyone have a good (and not exorbitantly expensive) accountant? My taxes have gotten more complicated than TurboTax and I can handle this year

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

First time investing:

1) When I sell my stocks and have capital gains, how much do I pay in taxes? %?
2) Are Boeing shares worth it?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

Anyone from SaT Bangalore? Looking for help/referrals.

🐠 Fam - What’s a good whiteboard solution for my home office? What do you use and from where do I get it? Thanks!

hello all,
I have joined CTS on dec-2021 ,I have been assigned to a support project i had 2 years of java development experience before joining CTS ,i have asked my reporting manager to provide release from the project but he is denying it now whom should I approach plz provide me your valuable suggestion

So I worked from home yesterday and my husband had a sneak peak on my meetings with clients (which I’m very new to being a senior). He mention that I should read some sales pitch books of some sorts so I can get a process down and not be drain from having genuine conversations with every client. I think it’s a great idea. Anyone have thoughts or recommendation?

Anyone else’s league finding it difficult to re-organize given uncertainty around the season this year?

When looking at offices to work in, what do you value the most? As a realtor, to me what matters the most is flexibility in my hours.

What's the best way to stay productive throughout the day? I often hit an afternoon slump

Which style home do you prefer and why?

Does Amazon typically set up a call to reject you? Seems cruel 😭

We’re expanding to USA soon - anyone with experience in order management looking for an opportunity? Part-remote work available and I don’t require a yes-man or overtime 🥳

We've started doing basic check-ins on patients through ipads, particularly for small stuff. Good way to preserve PPE

any of you pick up freelance work on the side? how do you find it if not via LinkedIn?

Any company (consulting or others) still sponsoring h1b visa or green card for new hires?

Jummah Mubarak Fam ☪️💚

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

What are 72 and sunny and droga benefits? Looking for details on 401k like vesting periods, matching etc.

You know how when you do something bad to someone else you get bad karma w that person? Who decided who was in the wrong? What if you both think you’re right? Who gets the karmic debt?

Has anybody else experienced (what seems like) irreversible physical damage from working long hours? I worked about a month of 19 hour days 2 years ago (this was the peak of the season where I worked at least 12 hours a day) and my facial skin hasn't really recovered and the experience really aged me.

Looking for a home office chair…I need something really ergonomic/comfortable but given the visibility of the office in the house the wife wants something stylish. She keeps calling all my ideas ‘gamer chairs’ even though they’re definitely not. Anyone have any chairs they really like that may be worth looking at? I feel like I’ve looked everywhere (Steelcase, Herman Miller, humanscale, Haworth, xchair, etc).

For the first time in my life, I know what I’m supposed to do at my job, with relationships around me and it’s all because the enormous sense of anxiety I used to experience evaporated during quarantine. I didn’t know that I lived with so much anxiety that it crippled me. I didn’t know I needed this time to myself.

I feel like I have to work but I don’t want to😩 happy Labor Day y’all

Spent the pandemic working on myself, got sober, focused on working out, left the music industry and started a career where I can make money and have a steady work schedule. Maybe this isn’t everyone’s version of “growing up” but that’s what this was for me. Now that I’m vaxed and seeing my friends, it’s clear we have little left in common, and honestly a lot of the things they do straight up embarrasses me. I don’t want to lose these long term friends. Has anyone else been in this situation?

What's a fair share of taxes? In my view, ideally 0. But curious to hear what people here think.

Does anyone have any book recommendations for information on buying a house?

When is next set of layoffs at EY??

I work on a team that is 95% H1b (it’s really just me and 1 other on a team that’s 20+). The client has a few topics that are restricted to US citizens on US soil only. There’s a few team members that are visibly (not recently because it’s virtual) upset when asked to leave the room for these discussions to take place. Why would they get so offended?

My professional life at the moment is far from ideal. I’ve been on quarantine (long story, but a good one) for the last seven years. Royalties from my books don’t pay the bills. My entrepreneurial pursuits remain hampered. For the interim, I’ve been looking for a remote opportunity where I can leverage my skills in marketing, sales, social media, and elsewhere for a decent sum. I have a social media presence which, in recent years, reached millions. There has to be something exciting I can do.

So recently my SO has been accusing me of being in control of when we are intimate (sex and cuddling). She says that every time she wants to I say no - and whenever I want to - she says yes. So it's by default doing whatever I want when I want. It's a gross exaggeration of what's happening - but does anyone ever deal with something like this? How do you say no to something like that - without your partner thinking you're just looking out for yourself or you're controlling?

🐠 who got Covid, do you know how you got it? Can you please share what you did that exposed you to someone with an infection.

Is US the only country (or 1 of very few) that is allowing open COVID testing i.e. with or w/o symptoms. Could US openness to testing be a contributing factor to why cases trend high in US compared to other countries?

Seems that the vaccine that usually takes more than 10 years to develop, test for side effects and go through the regulation process is being very fast tracked to roll out - which is a super great thing to potentially eradicate the virus. on the other side of the spectrum, people with life sciences n healthcare insights, how reliable and safe would you say vaccine (being fast tracked) is...?

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

Bank of America H5 Job Band. Can someone tell me the salary range?