What site is best for calculating the cost of your rental property? How do you factor in so many variables(vacancy rates, market rate, appreciation, etc) to be able to see your long term financial returns?

So my offer letter says I have return back the signing amount if I leave within a year. How does the math work-full rerun of 20k or post-tax deduction the any that I received ?

US Grand Prix at COTA officially renewed to 2026. Any idea when deposit holders normally hear from COTA/Fevo?

Hi Fishes!

My cousin has moved to another company from DXC technologies.
In DXC, PF amount is not credited in to EPFO directly.
We have UAN and it looks like not activated.
How can we transfer PF amount from DXC to EPFO portal?
There is no relevant response from DXC till date.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Any story to share if you are caught knowingly or unknowingly trading on a non approved broker platform for stocks

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

What is the most difficult part of buying a home for the first time?

Guys, what platform do you use to trade US stock?

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

What salary would you feel comfortable buying a $100k car? Trying to gauge how bad of a decision that would be…

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Please rip apart my investing plan. Am 24, already max out retirement and have 150k in cash I need to invest. Planning to invest a chunk each week for the next six months. See proposed portfolio in comments—>

Is anyone familiar with McKenna Capital? I’m interested in investing in a real estate syndicate and McKenna looks compelling. Hard to tell if they are legit or potential scam?

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Hi, can someone tell me if I need to manually claim higher rate tax relief on Accenture UK workplace pension e.g. via self assessment? I had assumed it was all taken care of out of the pay packet as it’s a net pay scheme but I have a financial advisor telling me otherwise. It’ll be the first I ever heard about it if so…guess I’ve lost a load of money…???

Anyone has a good financial advisor they’d recommend?

Does anyone have a realtor that they love in center city? We’ve outgrown our starter home and looking for a little more space!

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

Is anyone investing in liquid funds? How do they benefit and what are their returns?
Recommendations are welcome.

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

PWC Boston salaries? Please specify rank and JD or LLM or both. Thanks!

Surprised so few of us in here!

Has anyone ever said no to a federal clerkship and if so, why?

Hello Fishes,
I received a call for interview from Deloitte. However I don't have all the skills/exposure mentioned in JD. Has anyone cleared an interview with similar scenario in big 4?

Anyone here from the Merck group. Have some questions about the company

Hi Fishes,
I have offers from below org. with almost same CTC-
Birlasoft
Atos
Wipro

Tech stack- ETL developer
Exp- 7 years
Immediate joiner

Kindly suggest which one is better?

Where's everyone watching the world cup final? Can't imagine a lot of bars are going to be open at 7am on Sunday

I've become really jaded about consulting. I find all so often you need to tell the client what they want to hear to keep their business and I feel like so much of the what I recommend doesn't actually get implemented. I'm looking to make a career switch so I can both create and execute on my strategies. A product management path seems very promising for this.

Does anyone who switched from consulting to product management have any recommendations of h helpful PM books, courses, or programs?

Have a really good relationship with current company, but got an amazing offer and very likely gonna leave (signed the offer, waiting for all the background checks to come back). How do you tell your boss you are leaving the company (if boss is not a dick lol) and not ruin relationship?

How is the IBM Consulting practice in Canada? How does it compare to the Big4 consulting practices, and what sort of projects/clients does it work with?

Anyone ever quit their job without notice? Why did you do it?

Looking to get advice on two different job offers. I am only concerned about long term career prospects in choosing one or the other. Offer 1: warehouse manager for a beverage company. Offer 2: material distribution manager for an industrial equipment manufacturer. Again, only want input on future opportunities that each might provide. Thanks!

Who are the top consulting firms for competitive strategy?

How is Bain & Company’s Healthcare Practice? I know McK is solid for physicians and military folk, but I don’t know anything about how Bain would be for a doc

Welcome everyone. I hope to keep this bowl clean of any promotional content while discussing ideas to grow our wealth together. Please share the group link on your company bowls so that we can get good participation and useful insights...

Thoughts on leaving PA primarily due to the metrics based culture (utilization, dtc, use of X digital tool, revenue, margin, etc). I find this aspect of PA stressful and exhausting but not sure if this is something you just get used to. Currently a manager and seems like the metrics just change over time / don’t get easier.

Does buyer have to share appraisal with seller? Can seller request it?

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

I’m graduating undergrad in May and want to do real estate investing long term. Is it worth it to get my brokerage license in the state that I’m moving out of (I would want to do out of state investing) or should I just take a general real estate investing class. The goal would be to grow in knowledge about all things real estate. Also, any advice on real estate investing for a beginner would be appreciated!!

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

My SO and me are looking to save for our first home.. we don’t have kids.. any tips from you who may have saved for your first home? Did you aim for 20%? How long did it take? What kind of a home would you recommend buying first?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

How can I invest in real estate ? Looking for an additional passive income source

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?