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Off Topic : 1) When Does a software engineer start financial planning for retirement since the our Career span is only 15-20 years on average.
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3) How much do we need for retirement? Tata Consultancy Infosys Mindtree IBM Wipro Capgemini Cognizant HCL Technologies
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Bankrate, but as you stated, that is not a good proxy. Unfortunately there is such variation between borrowers, it’s tough to get anything more than a high level overview.
https://www.mortgagenewsdaily.com/mortgage-rates/mnd
This is what most lenders use.