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buy it and use it as a rental if you decide to move out of state. Buy in the area of growth.
Only time I would not buy is if it is an area where there is no growth expected in next 5 year.
3 year rent could be your down payment for most states
It depends on a few things. I find this helpful:
https://www.nerdwallet.com/mortgages/rent-vs-buy-calculator