What’s the point of providing OID on a loan? Why not just increase the interest rate instead?

Hi all, how did you solve the retirement puzzle?

As an expat, I went on the Degiro for investing at the moment, since the account can be used from all countries.

Was considering to invest also in an insurance, but is apparently not possible if you live abroad and then maybe go back to the home country.

Have any tips?

I handleda very difficult and convoluted succession for a black family. My client was astute and intelligent. We got along great. His family was difficult. Willfully ignorant.

Part of the succession dealt with clawing back $450,000 in insurance proceeds that a niece fraudulent received from the decedent by making herself the beneficiary on policies. A separate attorney was hired to handle that part before I was hired to handle all other matters, including settling a $500,000 debt with the...

Just put my deposit down for a 6 mo wait for a datejust… any ways to speed up the wait time? 😬😳 Want it on my wrist already!!

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

How much GUSD do you keep in BlockFi to earn higher interest?

My parents FA set up an ira for me while I was in college. I funded the 5500 max for 2 years. Now I have my own Roth IRA and fund that. Just realized that ira that was opened when I was in school was not a roth. Converted in and now will have to pay taxes on the gain (15k of gains). Should Wells Fargo cover this or is this a lost cause for them messing up

Joining Google in few weeks and my side gig these days is researching 529 plans for my almost 1 year old. Does anyone know if Google offer & contribute to any 529 plans? If so which one? I see it listed in benefits section of onboarding site but looking for the plan name at the least.

If anyone here is wondering how to best use their GI Bill... I HIGHLY recommend using the GI Bill comparison tool. Has anyone else here used it??

35 yo with 340k in 401k. Same amount between investment and savings. Would it be stupid to lower 401k contribution to pay down mortgage faster? (250k remaining, 2.5%/15 yr).

Hello Sharks
Off topic: I am planning to buy or book a car by end of this quarter. I can spend upto 20 lacs max. So suggest me a good car.
Also, is it worth spending upto 20 lacs on a car? Why asking because constantly gets feedback from everyone includes friends, family and wife that live your life and don't think much if you can afford. I don't know if i can afford it not. But I am considering one time as well as running cost. My CTC is more than 35 LPA.

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

What stocks are you adding in this dip.

Anyone here into buying distressed commercial debt from banks and collecting on it or selling the assets?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

How does the pre-tax parking benefit work at kpmg? There isn't much detail on ssc or benefits connection but it seems like it is on the honor system vs a separate account like FSA?

Is everybody earning double NIGHTS with SPG? I had thought the promo was double POINTS but I've been getting double nights 👀

Which pension plan does KPMG UK use? I’m US based but needing to rollover my existing UK pension due to new job / new independence restrictions and trying to align plans. Thanks!

When is the right time to buy a second home (primary investment/ secondary vacation home)?

What is the difference in subscription to notified and subscription to approved mutual funds?

Hello everyone!

We (I and wife) are looking to buy a 2+ bed condo in Chicago area by this September.

We are doing research pretty much on our own for the houses. So, I am looking for any references for buyer's agents who could offer us good commission rebate and help us with just basic stuff like paperwork and reviewing disclosures etc.

Anyone can help me with getting a referral with Google,Microsoft or any other Saas company. I have over 2 YoE in Commercial Sales and currently at Dell. Any help is appreciative

How many leaves are there in PwC AC. Do you guys have winter disconnect?

Has anyone ever worked in Korea? What did you do? Are you fluent in Korean?

Hello,any interview tips for senior analyst role??

Hello people of San Diego! Would love to hear how y’all are affording to live here comfortably. Please state your company, position, TC, YOE, and do you have a side hustle? I’ll start - I’m an advisor in Wealth Management with TC of $70k, 3 YOE and no side hustle. Among other things, rent just jumped from $2500 to $3700 for 2 bedroom and areas were looking at. I’d like to “make it” here but if it means switching career to make money I’d like to get an idea to make the right job change.

Anyone left Toronto for Silicon Valley? What were the pros and cons. I already got a tech job making 400k but an opportunity to move came up but not sure if the valley is where I want to be.

Any edutech test for the folks on bench in LTI? Any idea on what is that all about?
#new joiner#experienced#bench#ltimindree

Anyone know of headhunters in publishing or entertainment, or good ones in our world who are savvy in such things?

Do you factor in career trajectory and earning potential when finding a SO? Is it so superficial that I care about these things?

Anyone who can refer in DXC. Looking for Splunk admin role.

I didn't receive the credentials email yet from @Capgemini after 48hrs as well.
When can I expect it?

Incoming expat here along with S/O! They are a product manager and are actively recruiting for the right opportunity - anyone open to having a conversation with them + help with a referral?

Hi looking for referral for position VMware consultant. I am having 5 years experience with VMware vsphere, NSX, VRA, SRM , TKS , tanzu kubernetes and TKG.

Hello folks,

I am a TAC enginner with Cisco ,yoe 14 , currently on CTC 18, Is this normal ?

Thanks,

Best advice in 6 words or less:

Tips on dealing with being on a team who thinks it’s normal to work 7 days a week in the office until 9/10 pm because “this is the business”?

Those of you who have transferred offices at the same firm, how did it go? How did you present the request? I am a junior hoping to transfer from a satellite to a larger market’s office.

I just graduated from a nontarget in Dec 2020 & am currently interning at PwC before I go back to do my Masters. My initial plan was to accept my full time offer and slowly work my way into IB.

I see postings right now for FT IB analyst programs. Should I even try applying online?

Ik recruiters don’t really read cover letters, but I learned about banking rlly late into college. i’m the daughter of blue collar workers who don’t speak English so I never really knew what jobs were “prestigious”

Steel Case vs Herman Miller

Is Herman Miller the undeniable winner in the office chair market or is Steel Case a contender for first?

Anyone analyze QoEs before? Need to come up with questions for due diligence call and looking for some guidance

What does the branch transfer process look like for UBS? I'm wanting to transfer from my current office to one closer to home.

Need some advice: I currently do corp dev and FP&A for a smaller company and just got an offer for about double my salary at a F200 company. The catch is I would no longer be doing corp dev, just FP&A. My goal is eventually to crack into ib, do you think I should take the job and the pay bump or stay at my current role and try to lateral in to ib.

currently debating if i should work on the hill or accept an IB role. i feel like working on the hill is invaluable experience that could get me into IB but maybe i’m wrong? Which opportunity gives me best resume experience?

Any recommendations on brushing up on PowerPoint?

Is breaking into equity research/coverage teams as hard as breaking into traditional advisory/M&A IB being from a non target school with a non finance degree?

When is external hire IBD recruiting season?

For those of you working in your physical office in nyc in IBD or S&T right now, do you have to wear a mask all the time? Or like only in elevators

If at all, how do you guys manage romantic relationships in IB? It’s easier if your s/o is in the industry bc they have an innate understanding someone outside wouldn’t but I don’t think that means you have to find someone in the industry. Curious to hear some thoughts.

Will I burn bridges if I don't do a full two weeks notice?

For example if I put in my 2 weeks on a Wednesday, will I burn bridges if my last day is the following Friday?

I personally think that's more than enough time especially since it's 7 business days (instead of 10), but would love to hear thoughts

Have people gotten their bonus’ prorated in a year they were on parental leave? Any hunches to tell if it was more less than a straight prorate?

I'm not hung up on PE/buy side exits, not closed off but nbd. Would be just as happy to stay and make MD (or exit into corp dev if I want an easier life when I'm older)

My dilemma:

I'm at a LMM investment bank. Can get crazy sometimes, but otherwise chill. Typically done around 7-9 pm, had maybe three 1 am nights. Haven't worked a weekend in over a month. Fridays almost always done at 5 pm.

Have an offer at a reputable MM bank but probably pretty sweaty. Worth the move?

Alt + Tab. iykyk

Am I more or less likely to be laid off if the economy tanks even more if I just started as an analyst two months ago

What does everyone wear for client meetings in a WFH setting

Can anyone shed light on the Houlihan lokey process