Where do people get 1 million cash from to pay for a house all in cash?

I have no credit history and am just out of undergrad making ~$100k. Any chance of me being approved for Citi Double Cash or Chase Freedom Unlimited? Do I need to get a “starter” card to build some credit first?

Is anyone aware if we are eligible for pension component?? I know D does have for Core Consulting model.

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

What's your biggest net new account this tumultuous year?

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

I’m on vendor side. Can anyone recommend any good resources or communities for production companies, studios, and reps etc to help navigate the potential financial fallout of COVID?

My sons friend is looking to get into real estate . He is a junior at Indiana University. Looking for recommendations.

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

If I received 2019 income in 2020, do I need to amend my return? I just received a K-1 for a few thousands that is for income earned in 2019. Not sure if I need to amend or if I can just put it in my

Any guesses/predictions on when this housing market gridlock ending? Reasonable prices and reasonable mortgage rates? Umm like a 2017 or a 2018?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

Anyone seriously wanna start a hedgefund with me ? I can assure a 30% cagr with my quant

Does anyone know about the difference between PepsiCo GBS and India holdings?

Does Bristlecone have parmanent wfh for SAP practice....

Love those Orchard Thieves Xmas VODs 👏

What's the size of TV that you use at your home?

Hi Fishes,

If the TSC HR generates offer letter for me , I accept the offer & later in the joining date decide to not join TCS, will I be blacklisted from joining the company again like an ex-TCSr is blocked from joining TCS>?

Do we have to sign a bond if PWC buys out an employee from the previous company?

Had interview rounds with client, director, partner however no round with HR but today got a mail for documents. Can i expect HR round now?

Forza Ferrari! Let’s go!! 1-2 in Round 2!

Is Tcs onboarding started in person? My onboarding manager asked me to report to noida for onboarding ,whereas I have asked for gurgaon location and work location on Ibegin also shows Gurgaon. Did she asked for Noida just for onboarding process or the work location will also change to Noida ?

If you had to choose between Dallas or Houston to practice RE. My wife wants to move to Texas and we're narrowing options. Chime in if there's somewhere better I should be looking.

I have resigned and my agency is not counting my approved PTOs for two weeks. I put notice for 30 days, is there any way I can negotiate? Or is there any law that prevents companies to cancel hard earned PTOs?

Hi Fishes,

Please share Barclays designation hierarchy with salary bracket.

Anyone working for AstraZeneca or Pfizer within oncology?

Is it ok to share my offer letter with realty company to secure an apartment? Or is that confidential and not to be shared?

I just started with a company as an HR Generalist. Within the 3 weeks of being there, my boss’s boss left, and today I found out my boss gave notice. HR is not valued at the company and it’s disheartening to know I was hired into a mess. I am now actively looking but how do I explain to other employers why I am actively looking and what do I put on my resume? I have never had to deal with this before.

Not sure if this is the right forum but - my H1B extension has been approved (just got to know today) but my driving license will expire soon. Can my license be renewed without the original extension petition? Or do I need to wait for the originals to come in. Trying to understand what do I need to carry to the DMV. Based in CA. Couldn’t find a lot of info online, appreciate any help and advice!

And to throw into the mix, my lease is up so will be shifting to a new address soon.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

I’m graduating in a year. Will be working as a consultant in Chicago. Want to begin real estate investing. Thinking of house hacking. what’s the best way to start REI after graduating?

Any one knows what’s the easiest way to order a radon test for new construction?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Any Property Management recs in Seattle area? :(

How can I invest in real estate ? Looking for an additional passive income source

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Does buyer have to share appraisal with seller? Can seller request it?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Anyone else a landlord on a condo unit? Any recommendations for landlord condo insurance? Do I need to look specifically for an insurer that provides this specific plan or do most insurers have an option for landlord condo?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?