Where do you guys go with new money under an advisory minimum for a year or so? Multiple clients saving 5-10k per month. A sh., C sh., ETF’s, other? Believe it or not, I don’t push WL insurance to all

I had no income in India and was in US the entire year. Do I need to file IT return with 0 income?

So wanna run something by you all. Looking at insurance plans. There are 4 plans that allow an HSA. 3 of the 4 are identical.
500 firm contribution to HSA = ~21/ pay period. Add that to lowest HSA premium plan. It still comes out lower than the out 3 plans. So what am I missing?

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Since the Chase Freedom Unlimited gives 3% cash back on dining, does that mean you get more UR points that way vs. using the Chase Sapphire Preferred?

Pretty new to stocks and investing I would like to invest $200-$300 a month in an ETF index fund which do you guys recommend? Also would like to invest some money monthly in a more risky stock which do you guys recommend?

I have been working the same position for 5 years. But our job title has changed a few time I went from a pre registration rep to a verification specialist during my time there I want to branch out but not sure where to go from here. I have a bachelors in Health Science. 5 years experience dealing with patients, insurance, referral, data entry, etc.

Has anyone successfully “ported” their mortgage? Just learned about this and doing some research since rates are so high now. Current rate is 3% and new home will be more expensive, for context.

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Guy slid into my DM’s asking to be my sugar daddy. But he wants my PayPal info to send me money. Is PayPal a safe way? Also lol what is my life 🤦🏼‍♀️

Currently have $10k in student loans and $30K in savings. Graduated in May and deciding whether or not I should pay them off. They are not accruing any interest right now, due to interest being halted on federal student loans. Some are saying student loans could be forgiven in the future. Would it make sense to write a check and pay them off now?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

What is the average salary for an account manager in employee benefits at brokers firm? And what about a senior account manager salary? I have 7 years of experience in the health insurance industry. I want to see if I’m on track or if it would be out of line to ask for a raise.

Looking for a great realtor with knowledge of East Austin. Any recs?

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

Blue shield of CA fired 375 people. Any other insurance companies having massive layoffs?

Confused as to how I should be buying more ETH. I have a Trezor, but would like to stake it while also having it be as secure as possible. Any advice?

What are questions to ask in an interview with a startup? I work at a medium sized company that brings in ~$70m in revenue with decent health benefits and 401k. I’ll be interviewing with a startup that’s under 50ppl and from what I could find online makes ~$4m in revenue and received a second round of funding (but is in debt). What are smart questions to make sure the company would be a good fit and for me to know what risks I could face joining a startup?

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

A former studio I worked for submitted some my work for consideration for an award, but I’m mis-attributed in the awards credits for something I didn’t do. What should I do?

Hey all, new hire here! Going to receive a $250 wfh credit; any recs on what I should get to build out my home office?

PWC SA2 got an offer for 34LPA fixed.
Currently at DUSI at 24 LPA.
Worth the jump?

Im a test away from passing my HFA in Indiana and also have B.A. 's in psychology and criminology, my MBA, and have been an LPN for 8 years. Any area I should be looking or reaching out to for a job? Thanks in advance.

Fish, I trust your advice. Anyone have leads or recruiter recs for SF biglaw litigation? Looking to lateral as a to-be second year, mostly antitrust/white collar.

Do you give the office manager (who does assist you with admin tasks from time to time) a christmas present (aka cash)? I have an admin assistant so that's an obvious yes but I don't know how to handle the office manager or receptionist!

Currently single with no major financial obligations (no debt, no car, etc.). I feel like I make decent money ($225k) but somehow can’t seem to save at all. Anyone else feel like this?

What's the best form of compensation to ask for and why?

My employers' CEO just announced that they just received $7 million from investors. He wants to use that money to offer incentives to employees that hussle and drive more revenue for the company. We're not sure what those incentives look like yet, but here are some post-announcement rumors from my co-workers:

Cash bonuses, raises, profit-sharing, company equity, 401k match, etc.

Cognizant Sharks
What is this metaphosis event.
I have not join cognizant yet ;though I have accepted the offer letter. Doj 29 nov 2021
Not sure on Cognizant that I will join. I am waiting for better offer to be released.
Any inputs or guidance.

Hello Everyone
1. Wanted to know what are the roles and responsibilities of HR Solutioning Teams and how can one enter those teams ?
2. Also is having in-depth backed knowledge and practice on Workday has massive demand in the market?

Purely mercenary question here: If I'm currently a 7yr working EPLI at an ID firm, and want to break $300k in the next few years, is there a route to get there?

Partnership at my firm won't come close. My transferrable book is probably less than $100k a year. BL is probably not interested in me given my law school tier and current firm. Am I dreaming?

Any international senior creatives who are on O1 visa ? Need some assistance please.

Hi All - Just wanted to have a sense check if it is easy for an experienced individual to find a job in UK on dependent Visa ?? Based on this I would be taking a call to resign from existing firm.

I have 4.5 years of experience post MBA - 3 years with an MNC bank in India and 1.5 years in Consulting

Do you guys have any transfer pricing opening for an in house position? I am so fed up with big 4 life lol

What is scale of Pay for SAP ABAP profile in market? For 2-3 years of experience?

Has anyone bought a list of prospects that was actually legit? If yes, what company did you use?

Best technology to use that LPL has?

Anyone here currently at EdwardJones but previously with Prudential? Are you happy with the move?

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

best resources for brushing up on excel?

Looking for an investment that will produce current income and has a small minimum investment size. This would be for myself just to have more income. I'm willing to take any amount of risk

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

What is the biggest "burden" about your jobs? The research of stocks, funds, bonds, etc. or putting together a portfolio for customers during the busy seasons?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

CFP thinking of taking a few month career break to search for a new position. Need a recharge and to reevaluate, not to mention time to search. Would this be a mistake? Thanks

What do you or your firm do to provide first class service?

What time do you arrive at your office on Monday morning?

If you could go back to college what would you major in?

Anyone use computer glasses to reduce eye strain? Do they work? Any recommendations?

What are some good networking clubs, organizations, or groups to get involved in?

During the warm weather months I try to set up impromptu events (Storefronts, etc.) where I can be in front of people at little/no cost. How do you guys proceed to take advantage of the summertime?

CFP & ChFC looking to change firms. Currently in a bank program, but not a large portable book to bring over to the next firm. Over a decade experience and about to finish up my MBA. Currently nowhere near the income level I want to be. Any suggestions for a good program to go to for my next move?

What is everyone doing w/ their bond allocations w/ rates where they are? Thinking of using FIA for this portion until it settles down a little. Not a big fan of FIA, but might make sense. Chu think?

Anybody familiar with the Fisher Investments sales role? They give you a salary first 2 years plus commission, but the only thing that I don’t like is they no longer pay the trail on any account you open after 3 years. Just wanted to know if anyone knows anything about their program and if the FA’s are really getting THAT many leads to justify that comp plan.

When emailing someone for an interview for the first time do you address them by Mr/Mrs last name or by their first name?