Do you guys do the highest coverage insurance?

Posting as :
works at
You are currently posting as works at

I do today, but changing it next year to a higher deductible so I can get the FSA built up. That’s a better resource to have if you only do normal checkups

like

For most healthy folks, HDHP is a financially sound choice

like

Pretty sure BCG does

No reason to do the highest unless you are older or have a medical need. For instance the “highest” may not have a co-insurance. But, most of us will rarely have a large procedure and even if an accident a 90% co insurance just passes off 10% of the risk. Not a big deal in the course of 12 months if you add up the premium differences. But, it does vary on the health, age, and other factors of the individual, including if they have a family and kids.

Related Posts

Life insurance agents!! I’m in the process of getting licensed now, what are some tips you have for me just starting out ? How long did it take for you to start selling? I’ll be doing telesales only , let me know your way of selling and why it works best for you. Thank you !

like

Does anyone have a list of the things (food, drink, other OTC meds) that make adderall less effective? I know I can simple google search and ask my doctor but want to hear other peoples thoughts…I love drinking my coffee to wake me up in the morning but I’m afraid it’s making my meds less bc of its acidic nature 😵

like

Base is at 180k, after tax, insurance , 401k and ESPP (max out), my bi-weekly pay is only like 3600 (like 8000 monthly). Can people really save this kind of money, or most people rely on their stock appreciation?

like

Had an FET transfer and just got the news that the pregnancy test is negative. Feeling very defeated about it. All my labs are good (AMH 3.1) and the embryos were PGA tested. Have only two left now, and this was the best quality one. The irony is I did feel pregnant couple days after transfer but then I stopped feeling pregnant. I read that some women don’t really “feel” pregnant until 6-7 weeks… but i did “feel” then stopped. It just sucks. If you have any advice for coping, I’d appreciate it.

like

How’s McCann Health doing these days? Culture/businesses/client?

like

My mom has been sick for nearly a week now (fever, fatigue, nausea) but isn't able to get help or tested because she doesn't have respriatory symptoms...yet. Our numbers are definitely underreported.

likesmart

I would like to transfer my career to Healthcare Data Analytics. I’m gaining my data analytics certification by the ending of November. I’ve also worked and still currently working for great healthcare company’s. I also have lots of great healthcare data experience. My only concern is no degree. What can I say to recruiters that will WOW them or replace the fact I have no degree because that’s what most of these company’s require.

likesmart

Looking for remote healthcare opportunities in business ops or project management. Recommendations welcome.

like

What are some of the truly impactful, long-term cost curve bending opportunities you have worked on for health systems?

like

Hello guys, can anyone please suggest how can i bring down the tax in the given CTC.
P.S : All allowances which i am not claiming will add up to special allowance which is taxable. No gratuity or insurance premium will be deducted from this CTC

Post Photo
like

Got the second moderna shot yesterday around 5pm est. All day, my body is in such pain, I am crying as I can’t get comfortable, and i have a fever. Took Tylenol but only helps moderately. Feels like the flu with the body pains. Grateful to get it but this feels awful rn. 37 female 🐠

like

A sleepy summer Sunday watching the end of a great test cricket match, grabbing a beer with friends and glorious weather. Honestly it is the first day since covid that life feels normal for me

like

Anyone haves OB/GYN in the Chicagoland area you would suggest? Looking for west suburbs, Elmhurst, Lombard area. Thanks!

like

Anyone work for Wells Fargo Corporate and Investment Banking? Have upcoming interviews for two teams (industrials and healthcare) for corporate banking analyst positions and wanted to know what kind of questions to expect. Thanks!

like

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

like

Anyone noticed that with aerobic / cardio exercises it gets more difficult to focus? It is like my mind a TV and someone else gets the remote and goes through every channel every 30 seconds or so

like

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

like

Got offered a pharma/healthcare role (currently work consumer side). 15% more than current role, lateral move, remote for now of course. Not sure if I should take the offer or not, given I have no experience in pharma & health. I said I would sleep on it. Advice?

like

More Posts

What are some post-clerkship paths other than big law?

like

Hi 🐟,
I have 2-offers which one is better to join
1)Bosh (18+4jb)
2)epam systems (25+1jb)
yoe-4
Qualification: m.tech
Tech stack: C,Linux,C++, Embedded system

like

Any of you heading to SXSW? Looking to meet some new peeps.

like

Can anyone from EY provide some insight into their experience leaving the firm? I put in my two weeks and have a meeting with HR. Just trying to figure out what to expect.

like

Does anyone have a promo code for Fashionphile? First time shopping there and I can’t find a code anywhere, even signed up for emails and nothing…

like

Anyone has a sephora promo code to share? 🐠🐠

like

Hi fishes
How.much percentage of hike is infosys and TCS offering to retain their employees.?
If anyone has any idea please let me know.

like

LTI is Hiring for below Oracle - BU positions

Need immediate to 30 days joiners only

Location: Bangalore/Mumbai/Pune/Hyderabad/Chennai

JDE CNC
YOE :4 - 10 Yrs
Skill : CNC

JDE Finance Functional
YOE: 4 - 10 Yrs
Skill : FUNCTIONAL-FINANCE

OCC (Oracle Commerce cloud)
YOE: 4 - 10 Yrs
Skill :OCC

Oracle Flexcube
YOE :4 - 10 Yrs
Skill: FLEXCUBE

Oracle CPQ CLoud
3-5 years of experience in Oracle CPQ Implementation & Support
location - Mumbai

Interested plz DM with job codes

Post Photo
like

whether it's a good decision to jump to another company just for a high package?

I took this decision as it takes longer to get the same package in the current company. Please suggest… more

like

What is the salary range at Oracle for product manager II level Oracle India Oracle

like

Anyone try Celsius, the Gatorade drink? I think I heard about it on this app, but wasn’t sure if people prefer it to coffee?

like

Is a CISM or CISSP in higher demand? What’s the better cert?

like

How is the Change Management Analyst L2 work, role and responsibilities?

like
like

Looking to sublease a 2/2 at the Santal in SW austin overlooking hill country views July-November 2k/month

like

Just want to say that I've learned a lot in this bowl! Really grateful for people posting questions, do's and don'ts and for the community responding!

likeuplifting

Hi fishes,

I'm currently into analytics domain, want to get into front desk/quant role in investment banking/markets domain. Can FRM, CFA or CQF help me land there? Since I don't have any workex related to finance, any CTC ranges I can expect?
Or full masters is the way ? Anyone on that

like

Hi,

I have experience of 3+ years in HR recruitment and employee services....looking for any openings in HRBP associate role.

Please share any open positions that I can apply for.

Thanks and regards.

like

I tutor ESL after school and recently switched over to Zoom. Students are stating that they are unable to annotate. I’ve read that this is common for Chromebook users. Does anyone know of a way to bypass this and/or any video/picture tutorials? Otherwise, it looks like we’ll just have to add an additional open tab with a google share doc. Many thanks in advance for any guidance you can provide.

Additional Posts in Staying Healthy

Help! If I'm going to fall off the healthy eating wagon, it is most likely between 3 and 4 pm. I believe it is normal for blood sugar to dip at this time which may be why cravings are strong. Even if I eat something healthy, I will still crave salty crunch and it is so hard to resist. Would not buy such foods if it was just me at home, but do not live alone. Tips????

like

Anyone else have trouble hitting their calorie goals in the winter because it’s just too cold outside to go get groceries/lunch/dinner? 😩

like

How do I pick a personal trainer?

like

How do you cook chicken breast so it stays juicy? Also how do you warm up leftover chicken so it stays juicy so you can cook less frequently? When I make chicken it is so dry and tastes terrible warmed up.

like

Got the second moderna shot yesterday around 5pm est. All day, my body is in such pain, I am crying as I can’t get comfortable, and i have a fever. Took Tylenol but only helps moderately. Feels like the flu with the body pains. Grateful to get it but this feels awful rn. 37 female 🐠

like

Anyone have wrist guard recommendations for weightlifting? I have small wrists and they don’t love a lot of pressure.

What is a good alternative to coffee to stay awake throughout the day? (other than sleeping 8 hours...)

Anyone here diagnosed with gum disease (periodontitis)?? What’re you doing to improve your gum & general oral health? Any recs for toothpaste / mouth wash? Thank you!

like

Anyone has a promo code to the “Lose it” app?

like

Does anyone else get super gassy during/ after flying?

like

Sunday check in - who got their work out in today?

like

Anyone here start playing golf later in life? How did you pick it up? I'm in my early 20s/F, and I want to try out golf but don't have any friends or family that play.

like

Rower or Airbike??

Trying to decide which one to purchase for a home gym. Which one would you guys say is the better investment?

like

Accidentally found the song ‚Life‘ by Zivert on Spotify. Perfect to lighten up a Sunday morning. Anything else you find worth sharing music wise? Have a great one!

like

Thoughts on body size positivity movement?

like

Who else trains legs on Monday ?

like

Best hotel in NYC with a decent gym?

Anyone use magnetic earrings to promote lymph flow? Notice any effects or have any info to share on that topic?

Anyone with type 2 diabetes while on the road each week? What works for you and how do you keep your blood sugar levels in control? How do you monitor your levels?

Does anyone here do OTF for weight loss? 29F, need to lose ~50lbs and have been doing IF, low carb, high protein diet. Wondering if OTF is enough to get me started. Need to get into an exercise routine. I need the motivation of a class, group etc and don’t have the motivation to workout alone in a gym. TIA!

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal