Where do you invest your money once you’ve exceeded the annual ISA limit?

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Posting as :
works at
You are currently posting as works at

Where are you all working to have this much cash left over?

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That really narrows it down haha

funny

Wife’s ISA, sons junior ISA, pensions and if I’m lucky to have anything else in an EIS/SEIS company.

Have you maxed out your personal pension contribution?

SM1 is spot on, pension contributions attract a 20% uplift at source plus another 20/25% off your tax code when you notify HMRC (and you don’t have to do a self assessment; it can be done through the app). If you’re maxing out your isa contribution and a cash ISA, you shouldn’t be worrying about having it locked up.

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