Why do so many people lie when applying for auto insurance. Had a customer today that insisted they had a clean driving record and agreed to issue based on the quoted premium. So the system pulled the MVR, the driver with a perfect record had a suspended drivers license and needed an SR22, a DUI and three at fault accidents in the last 2 years. Ultimately our system denied the policy. Gee I wonder why. Don’t people realize their MVR will be requested by every insurance company. Just be honest.

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I wonder why ask though when you are going to check anyway. I hate applying for home and auto insurance because of all of those questions they know the answers to and I struggle to remember. Granted, I think I would know if I had a suspended license and three recent accidents! But just run the data and give me the quote without wasting my time and insufficient memory.

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Thanks for explaining.

The same people lie about their health when applying for life insurance! You won’t believe how many times I’ve seen this!

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They also lie about their claims. It is never their fault!

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THIIIISSSS!!!!

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They act as if this isn’t what we literally do every single day of our lives. It’s the Wild West out here. lol

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Now think of all the lies we hear in claims

I’ve been an underwriter for 40 years and have seen it all. It’s not just “forgetting” about tickets and accidents. Some people don’t know they have kids in the household who drive and some don’t even know what state they really live in.

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Especially when you tell them you’re going to be pulling a report.

They lie about household members and resident drivers more than anything else.

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