Why has home insurance in Texas increased so much?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Other than Airbnb, what is the best way to find month to month rental options?

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

How many of you max out all tax-advantaged space, i.e. 401K, Roth, and HSA, and is it doable to live on what's left?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

Looking for a good personal finance or similar book to read. Any suggestions?

I am pretty conservative w what I invest in (pretty much all vanguard ETFs). If I wanted to take like $5-10k that I have in cash and buy stock(s), what would you recommend?

What’s the deal with Cost of Living in SF? Is it me or does it seem like it’s on par with NYC? ~$3500 for 1bdrm. Looking at relo soon

401(k) gurus - If I switched jobs in 2020, does the $19.5k pretax 401(k) contribution limit apply to each plan or is it across plans? Also, does it matter if my spouse (joint filing) is self employed and bootstrapping and is not enrolled in a 401(k) plan?

Experts - I understand tha LEAPS help with liquidity amd magnify the returns but I am unclear what are the tax implications (Fed LTCG and state tax) when you are ITM and exercise LEAPS. Can someone shed some light on tax implications of the LEAPS? Thanks.

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

Kicking myself for not moving more of my retirement out of growth stocks and into inflation protected assets earlier this year. It should have been so obvious this was going to happen after all the events of 2020 and 2021.

What's a usual amount of time that you have to stay somewhere in order for your RSUs to vest?

I might come off as naive here. But how is options trading different from setting a limit buy or limit sell. Any beginner article I can read up on options?

Thought this bowl will be fun when I joined but people are posting serious stuff here as well 🤔

Hello Team

Could someone please help me with the expected CTC for service engineer inwith 3 years of experience?
I reviewed few details on Glassdoor & ambitionbox but not getting accurate details.
I saw someone with 2 yrs experience getting around 12lpa for Technical Support Engineer in MS.

Any guidance would be helpful!

Does HCL give any joining bonus to immediate joiners?

Hello Fishies-!!!!!

I had question, when we apply for a job in another country, they usually ask a question “Are you legally allowed/eligible to work in that country”

In such a case, do you select yes or no? What is the criteria to answer that question?

Please help!

So about that Google lawsuit...

Hello! I was wondering if someone can explain the difference between PM vs. PMM, and tips for non-PM/PMMs in making a transition to the industry. Are there preliminary skills I should acquire before applying? Any info on day to day and salary will be helpful! Thank you :)

How many of you have worried about finding a job outside of education since everyone is leaving?

Hello All, I have an interview for Salesforce Data & Integration Senior Consultant at Toronto. Can anyone help me with what kind of questions to expect?
10 YoE in the space.

What do y'all do for self-care? I have been trying to find easy, mostly inexpensive, mellow ways to occupy my free time in a positive way, and I'm not the most creative individual in town. Anyone want to share what's been working for them, especially during these increasingly crazy times? Thanks and Happy Thursday everyone. :)

What’s the going rate for a Group EP in nyc? Either freelance or staff?

Hi All,

Is it okay to join Mastercard Project from third party payroll?

Please suggest any good sources to prepare for data engineer interviews in GCP, Python, SQL, Pyspark. I have worked only in a few tools in GCP and done basic coding in pyspark and above average in SQL, but need to be prepared to handle all questions to grab some offer. YouTube has lot of resources but confused on which one to start with. I have an interview this Tuesday in another 2 days.

Would you rather take an offer at BCG as a consultant or at Walmart as a Product Manager? Currently at a top 10 MBA program.

How much is your firm giving for wfh accomodations?

What are firm’s known billable requirements? Is there a ramp up period?

3.5 years out of school, 2400 billable hours last year in TRS and just got promoted. what kind of year end compensation should I be expecting? Bonus and new salary

How many billable hours do people in prosecution tend to average each month? I’ve gone through waves of feeling like my billable hours requirement is reasonable to feeling like I’m drowning and can’t possibly do it for that long.

What's the best city in UK to buy a buy to let property, with best returns?

Better to aggressively pay off $15k in student loan debt and pay off by early next year or make the min $200 payment and save the rest for down payment/emergency funds?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?

For those that built higher end homes, what kind of appliance budget did you have?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

2.75% rate + $2000 lender credit for 30-yr conventional in Austin. Is this good??

Any downside to buying a 1bed 170k starter house instead of paying 1.5k in rent for a couple of years? Living with parents and thinking of getting a new place post covid.

I'm able to buy the house all cash or at least 50% down (credit is low) and assuming closing costs are not that big a deal at this price point. If my math is correct then buying comes out to be better in this situation but I've never owned any RE before so wondering what else I might be missing.

Can I get a commercial loan without 25% down?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

One way to invest in rental properties is paying the downpayment and any renovation costs using saved up cash. I know folks also use HELOCs. So you'll end up with 2 loans. When do you pay off the HELOC? Personally I dont think taking out a HELOC is a great idea. What other strategy do you use to invest in rentals?

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

The threat of nuclear bombs flying over cities should crash the real estate market

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with