With rates projecting to come down, does it make sense to ask for lower price or ask for concessions and use that to buy points?

Monday Wordle :

Wordle 401 5/6

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Is it just me or does anyone else know or have an inclination that their employer committed fraud after receiving PPP loans during COVID pandemic?

Anyone here work in Israel ? Planning to make Aliyah in the upcoming year

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

First instinct this morning... put more money on coinbase. Hope by the time it clears I still catch the bottom.

What is the most reliable way to make $750k a year by your late 30s?

Should I lower my contributions to my 401k and save up for a down payment faster? I want to start having multiple streams of income. Planning on getting a multi-family apartment but not living there since I want to buy a semi-cheaper house so it won’t be in a great area (Chicago). Has anybody done it and regretted buying a house as an investment?

How long do you guys think it will take for rental prices to rebound?

Looking for a new apt, and noticed 24 month leases cost more net effective (obviously because prices should increase next year).

I closed on a new build a few weeks ago and now the same home is available for much less with the builder offering all appliances, additional credits, and buy down of the rate. Is there anything I can do to get now? It seems unfair that I paid more and didn't get the incentives.

Is it still worth buying Tesla stock? Especially after rising so much since year start?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Is it worth it to buy a multi-family home to rent out?

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Any opinions on Atlanta vs. Vegas IMC Markets?

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

Ally bank dropping rates again. CD a good choice?

Anyone who has transitioned from M&A work to finance work, how has your experience been? I am considering a similar transition and would love to learn about any changes to your work/life balance, stress-levels, etc.

What are the hours like for a program manager in the Bay Area?

What's the difference or gap between the skill set of L3, L4 and L5 engineers? Basically, how to know the exact correct level to apply for?

Heya guys, actively looking for a senior/staff optical engineering position if anyone knows of anything let me know 😬

Anyone have a couple of great recruiter that you could recommend for a SAAS sales position in Houston Texas?

What are some easy to make, low stress holiday meals for a school holiday staff party? I was "volunteered" by our principal to set it up this year (🙄). I'm making decorated sugar cookies but kind of drawing a blank when it comes to savory dishes. Bonus points if you have any adult holiday themed games or fun drinks to suggest! It's off school property and there will be a bar (thank god), for context.

Hi fishes,

As i have recently joined EY GDS as Consultant, Can someone let me know of an estimated hike %age the company awards?

I know it depends on the service line and the individual, just wanted to know an average amount

Hi fishes,
How is the hiring process of cognizant?What we can expect in telephonic round and in the 2nd round?will there be any coding round?
Skills-react js
TIA

Is digital marketing as reputable as tech jobs? What should be the salary range for 9 years of experience?

I had applied in Infosys but the application was rejected after scheduling interview. They said they will but they did not. My ex colleague tried but refer me later but it says another application already exists.
When can I apply again??

Hi All, I just joined and need your help with your likes so that I can be helpful to all. Thankyou

Hi All,
Need your help for 11 Likes to unlock 🔓.

How is job security in PwC India?

Anyone on here familiar with California’s treatment of a conservation easement deduction for individual taxpayers? I’ve found a bunch of research indicating it’s limited to 30% of AGI, but the people who orchestrated this whole deal think it’s 50% of AGI.

I’m currently a Grade 11 at Cisco. With the recent pay structure changes my annual comp will be $150k + 12% bonus. I live in a large metro area in the middle of the US. I’m looking to move around the company so that I can make commission but I don’t want to be an account manager. Can anyone tell me if there are Customer Success Managers, etc positions that manage customers post sale and have a similar range base as me with commission plans? I’m just trying to understand income potential.

Has this ever happened to you that each time you meet your bf/gf , there is extreme nervousness from both sides ? It’s a good kind of nervousness (shyness , awkwardness) and almost feels like meeting someone you have known forever for the first time?

Buying a Cathay Pacific Economy flight, am AA Platinum, can I use AA miles to upgrade my CX flight?

Would you give your new tenant some leeway if there was a few days delay in transferring over utilities?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

What are leading indicators of a housing bubble? When might prices drop in HCOL cities?

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Do you thank your tenants for paying the rent? A quick thank you text?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Recently joined and maybe a long shot: does anyone have insight or advice for condo buying in FT Lauderdale? Realtor and area recommendations?
This will be my secondary property until I can shift residency. Early 40s single. Looking at las olas condos at the moment. Thanks!