What are leading indicators of a housing bubble? When might prices drop in HCOL cities?

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Foreclosures?

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I’d argue that’s lagging ...

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When it’s a buyers market and listings remain on the market for longer

Foreclosures. More foreclosure = a flood of cheap supply which drives prices down even further.

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Hi do you interview from time to time just to check what’s your market worth?

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When selling a home have been able to negotiate lower commission with your broker if the buyer is not represented by a realtor (eg, 3% in this situation versus still paying the full 6%)?

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

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Do we need to submit rental agreement to claim HRA tax exemption in Ericsson or rental receipts enough ?

How frequent rental receipts should be ( yearly ? Or quarterly)

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

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Question for anyone who may be able to answer.

We are looking to file something like an injunction injunction to stop a property sale. The property is owned by a sister and brother. Brother is deceased so it passed down to his children. The heirs bad no idea the aunt is trying to sell. Can we file some type of injunction?

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Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

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Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

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What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

likeuplifting

Is it just me or does anyone else know or have an inclination that their employer committed fraud after receiving PPP loans during COVID pandemic?

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Best credit card for travel?!? And, why? Never really used airport lounges.

I have the Marriott Bonvoy, SW rewards and CSP.

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Thoughts on airline stocks? Good time to get in?

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Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Looking to transition to a new career, possibly to SWE. I have a physical science background with some student loan debt. Before I dive into more student loans, I wanted to check out some Software Engineering boot camps....

Any recommendations? What's your personal experience? Are they worth paying, or is college the way?

likeupliftinghelpful

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

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Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

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For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

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How is everyone finding the year-end craziness to close deals this year?

How do you start searching for mortgage loans and what do you look into lender

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Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

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More Posts

I’m in a tough spot—still waiting for conflicts to clear and out of the blue, a partner reached out regarding a project that they’ve staffed me on. They want my availability to begin working on the matter next week…how do I handle this? I haven’t given notice, but expect to do so soon…I don’t think it’s prudent to start a new matter esp. since I know I’m leaving…but I can’t turn down work with a straight face (especially because my hours are in “checked out” mode)…

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Hi Fishes, Need advise.. what will be fair deal to demand the package from 2nd company when holding offer from 1st company for 16 LPA Fixed.
Negotiation with 2nd company scheduled this week.
Pls note:
Industry: Banking & Finance
CCTC: 10.5 LPA Fixed
YOE: 8yrs (2 Years in Banking & 6 Years in Market Research)
Tech Stack: Data Analysis/SQl/Tableau/Spark/Alteryx

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So I feel like I want to keep eating something all day. Even though I'm full and not really hungry. It's the thing of chewing I guess. What to do to combat this?

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I think that I have eating disorder. I am always hungry but when I get food I can’t finish it, usually I am done after 2-3 bites and then I am hungry again after an hour. Anyone has similar issues? Have you been to a nutritionist or dietitian? If yes, is it covered by Insurance?

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What is everyone’s unhealthy habit they just refuse to shake? Mine is that if I see chips and queso on a menu I am 100% ordering it. If it is queso with chorizo I might as well order two servings. It brings me so much joy to just eat a chip covered in cheese 😂

likefunny

I started doing the 90 min waking rule for when to drink coffee and I’m wondering if it’s all fluff, thoughts? I use to look forward to it.

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Why does my left arm keep getting numb when I sleep on my back? Anyone experience this?

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How many days before onboarding mail came for BOA?

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Brand new single post divorce. Was with ex almost 18 years and never dated as an adult. What the hell am I in for? 35f.

There is a certain air of respect you get when you become a military professional. As long as you earn that respect, of course. But I like it, it feels good!

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I got an offer from Gartner for software engineer (advanced) role and they are offering me really good salary package.
1. How is the quality of work in terms of full stack web development with respect to latest tech and career growth.
2. How is the work life balance for software engineers ?
3. What is the difference between their software engineer and software engineer (advanced) role?

YOE: 3 years

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Larsen & Toubro Infotech Larsen & Toubro Infotech

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How’s my D365 fam doing this weekend?

Need 11 likes to unlock DM

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Bain & Company For those that work in Strategy/Management consulting:

1. How long does it usually take for you to do an expense report?
2. How many reports (for each travel period) do you usually do per month?
3. Do you use Corp card or Personal card?
4. Which firm do you work at?

Deloitte Accenture EY PwC McKinsey & Company Bain & Company Boston Consulting Group Oliver Wyman AlixPartners L.E.K. Consulting

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When will it end?

Hi Fishes, need your Insights on laptop purchase.
Can I buy and reimburse IMac? Or should I buy only laptop?

How often do you respond to emails from law students who want to learn about your firm/practice area? I get like a dozen requests right around OCI every year. Frankly I’m tired of speaking to them and answering the same boring questions, especially if I know they have a low GPA and no chance of summering at my firm, but I do feel bad saying no/ignoring them

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So the feeling that you’re forgetting something important because you have so much on your plate…that never goes away right?

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Additional Posts in The Real Estate Bowl

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

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I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

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I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

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(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

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If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

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Hi - any good books recommendations for getting started on real estate investing?

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At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

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Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

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28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

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I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

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When selling a home have been able to negotiate lower commission with your broker if the buyer is not represented by a realtor (eg, 3% in this situation versus still paying the full 6%)?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

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My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

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Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

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Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

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Any one knows what’s the easiest way to order a radon test for new construction?

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From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

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How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

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