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Hi Fishes!!
Need suggestion from you all.. I will be having HR discussion with Wells Fargo on Tuesday where initially before process started ,expected CTC was told 36(33 fixed+3VP) LPA and I agreed to.
Yoe 9.8y
Tech stack Angular,.Net Core Csharp
Do you all think that this is fine package or any room for negotiation?
I am holding another offer of 32LPA on which this was stated as expectation
I feel being lowballed. Any suggestions or advise?
Wells Fargo HCL Technologies Accenture KPMG
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100%. If universal healthcare happens in the U.S. in my lifetime, I will quit full-time in a heartbeat and go freelance. I’m only full-time because I need benefits.
This is a great opportunity for you to move on if you’re unhappy. I have been with a company I love for one year now as a permalancer. I have no access to benefits but but my cash flow is better and as a Sole P I have much better deductions as a homeowner/home office, etc but downside is I have to spend a lot more time managing my finances, those deductions, solo401k, tax payments, planning and equip. It is key to be 1099 through the company. Even if what I make is a wash or less by some measures - life is so much better and work is meaningful. If you’d be w-2 that can be easier to manage but you’ve got a good rate to not feel taken advantage of long term.
I love this answer! ^^
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I’ve done it.
Budgets eventually dried up and so did the project, so I was back to the drawing board 9 months later. But it was worth it.
I approach every job as if it’s temporary. You never know when a global pandemic or a recession or a regime change is going to roll through,
Short-term, yes. Long-term - don't do it. I am and I am slowly dying inside. PTO is something you will seriously begin to miss as time stretches on.
Build in the PTO cost as part of the hourly rates you charge to determine whether the gig is worth it. I’d assume at least 30 days if not more per year to account for the public holidays given they are also not paid.
that's smart, that's how I've done it too. I always account for about a month of leave at the minimum when setting up targets for contract roles
The reason you get paid more is because you’re not expecting it to be full time. Your rate should be about 1.3 to 2x that of a full time gig to account for all the things you miss out on: vacation, 401k, health insurance, etc etc.
Just did it. Yes. Do it.
Hmm I'm not sure. I think I would but that would be hard. I think if I did that I would never end up taking time off. Might not be good for your wlb.