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Always heard the CSR is king
OP, I’ve been doing a lot of research on this, so I can’t speak to it personally as I haven’t tried it yet, but if you already have a good score, it shouldn’t affect you too much. Google it - I was surprised to see how many people said it didn’t truly affect them.
American Express does have some good options with access to lounges and decent rewards programs . Are you looking for points? Or amenities ? Perks?
I’ve heard really good things about Chase Sapphire Rewards. And the Alaska card you can get a couple of times a year (open, meet minimum spend, get 30k miles, close, reopen 91 days later)
Mostly looking for points!
D1 - interesting re: Alaska card, but doesn’t closing cards like that mess up your credit score?
Chase Reserve
Reserve