Already started a freelance gig for an IPG agency that just sent over the new hire paperwork. I think it’s asking me to wait 52 days for payment. Have you had success in negotiating a faster turnaround? Also think they are asking for business insurance. (“Opt in for 1099 Policy IC insurance or upload your own.” Who do you use and how much is it? Appreciate the 1099 employment (tax breaks), but not loving these late breaking details.

like
Posting as :
works at
You are currently posting as works at

My terms are a strict 30 days. I’d talk to the recruiter. You’re a creative, not a bank. And skip the biz insurance.

like

Is this just an initial payment takes 52 days to process (which I think is inexcusable for a large company and we also have the tech for ACH payments so wtf are these companies doing) or they only pay you every 52 days and that’s their pay schedule? I freelanced for Chobani and they had a 60 day pay period for freelancers, that was the first and last time I tolerated that a pay schedule beyond 15-30 days. I only worked for them for 2 pay periods before I found another gig I just wasn’t getting paid enough to wait that long between paychecks either. No one should have to wait that long, there’s no valid excuse in 2025.

The other benefit of a W2 is that you can get unemployment insurance down the road if needed.

like

I never apply for it. I know I should though.

I’ve worked freelance/1099 for IPG and never had 52 day terms come up. Must be the agency vs hold co? But yes, insurance is a pretty standard thing required by a some gigs.

helpful

@FPFD1 All they told me was what my hourly rate would be. That’s it. Two days in the onboarding docs have me as a contractor. I have an EIN so was happy for the 1099 work. This is also my first time being required to have insurance (have worked for several IPG agencies in the past).

I’ve had insurance required for client gigs but never agency.

helpful

Same

helpful

1099s are the worst, and you might not be covered by the FLSA (Fair Labor Standards Act), which guarantees you get paid for all hours at work, including wait time. W2 is a better way to go for me usually.

helpful

1099 all the way. You can operate as a small business and not get gouged on sole-proprietor taxes. W2 for freelance is the worse. All downside, you get none of the actual perks of full time.

like

Yep IPG does that for 1099 vendors I’ve worked with them a bunch. W2 they will pay weekly but not 1099 🫠

like

Yes I was able to negotiate everything on the contract. Very few times it’s a non-negotiable

Business insurance is standard. Get it

Got the insurance. The level of “Onboarding Specialist” I am dealing with may be a factor. She is slow to respond to emails, and also sends info only if I ask for it, and long afterwards.

Guys, my direct deposit alert came in four days after I invoiced. That means I will be able to pay rent, eat, and repay some of the money I borrowed from my IRA before the 60 day deadline. Advertising, I LYSM when you treat me well.

Related Posts

Why'd you chose to go into healthcare (and what's your field!), and what do you want out of your career?

like

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

like

Anyone is a tech role in healthcare ? If so what is your title so you enjoy it?

like

Hello everyone ,
I’m currently working in insurance customer service at an agency. I work in the mortgage department assisting w mortgage changes , payments etc. I’ve been thinking about becoming a claims adjuster most likely for property damage . Is it worth it ??? I hear a lot of talk about how claims adjusting is a lot of work and very demanding but I think my current position has prepared me for the challenge. What are some good companies I maybe should apply for after getting my license?

like

Looking to transition out of a clinical role to a “clinical data/tech role” to help bridge the gap between healthcare tech and implementation to healthcare companies/field clinicians. Any recommendations to look for healthcare tech companies or getting started for a clinical data training?

likehelpful

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

like

When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

like

Best books about product management for a good exit to industry? I already have an MBA and PMP but looking for a refreshed perspective since it’s been years since my formal education.

Currently reading “Product Managements Sacred Seven” but it’s geared toward the startup world. I am in healthcare and not looking for a startup role. TIA!!!

like

Which companies in Canada are giving remote opportunities in the insurance industry?

Who would be interested in providing a referral for Travelers Insurance? I will speak to a recruiter next week and appreciate your help. TIA

like

Hi does anyone have health anxiety while working out? Haven’t worked out since September and really scared of going back to the gym because I gained some weight and I become very panicky when my heart rate goes high. Anyone has any tips on how I can go back to the gym and go back to enjoying my workouts?

like

Hey guys

I have 2 offers to choose right now one is from Capgemini and 2nd is from mid scale Excellarate. Pls help me to choose better one overall. Also what kind of insurance or medical benefits we have in capgemini they gave me c1 band. As like wipro can capgemini change its pay in future?
First ss of capgeminire in of offered ctc is below.

2nd from Excellarate in comments.

Tech stack Reactjs with 6.6 yr experience.

Post Photo
like

Looking for an SM+ leader in healthcare financial due diligence and analytics to join our team. DM for more information!

like

How is EXL HEALTH (SCIO) Chennai In term of WLB and job security, Pay for 4 years experience

like

Which health insurance is good to take for family in a long run. Would like to stick to it for a decade.

like

When PTO is paid out during a exit from a company, do they take pre-tax deductions for insurance and dental etc? It has already taken from that months salary. Why is it being taken twice?

like

To the struggling healthcare student. It’s okay to struggle and not know stuff. Sincerely your friendly neighborhood physical therapist.

like

Can someone please brief about the health insurance scheme Cognizant provides for its employees and dependants? How much do we need to pay to upgrade it and what are the highest sum assured that is provided?
Cognizant

like

Hi fishes,
Want some feedback for Employees Assistant Program (EAP) by Capgemini which provides facilities to connect with Therapist.
Actually I am going through some tough times(going through a divorce), want to connect to EAP to discuss my mental health issues.
I had connected once and they say that the conversations are strictly confidential.
Just wanted to know do they really keeps stuff confidential or can they inform my Manager regarding the personal conversations.

like

Hi Fishes,

Can someone DM on the process of healthcare consulting companies approaching the pharma clients for business

Thanks

like

More Posts

So who else here is experiencing plummeting billable hours and exponential weight gain since this whole WFH thing started? Bought snacks for 30 days, finished in 48 hours.

likefunnysmart

Can’t remember whether or not I showered yesterday.

likefunny

Hey, can anybody tell me the salary bracket for process developer (band 5B) in Genpact
CCTC - 3.42LPA

This post is just a thread to evaluate the current industry standard.

To all those fishes, could you please list the below

YOE-
Current Designation-
Domain-
Tools known-
Salary-
Job timing-
Higesh education qualification-

like

Hello all

Could you please let me know the insurance coverage in Lti.

Would like to know coverage per person and is there option for floater against complete family.

Thanks in advance

like

Has anyone tried CT shoes? How’s the quality on them? They’ve got a lot of deals going on right now.

like

How much will be in hand salary if Barclays gives a CTC of 25 LPA?
Is the employer contribution towards PF deducted from the CTC?

like

I want to switch.

CCTC: 18 LPA (its been 9 months in the company)
YOE: 4 yrs 9 months
Tech: ReactJS, JavaScript etc.

Haven't put down the paper yet (notice period will be 2 months)

What can the expected CTC for a 5 YOE? I want good WLB and growth in a product based company.

Preferred location: Bengaluru (India)

like

Does ibm give any Diwali gifts?

Is there any industry recognition for poc creatives the way adage and others recognize creatives?

like

Does AFS provide a company phone?

Are there any good networking groups/clubs for young professionals in DC?

like

Hi Fishes,
Can anyone please refer me
UST for analyst position. I have job id with me

like

I’m student teaching and I’m completely stressed out. I’ve been in an elementary classroom as a TA, but this is way different.

I was hopeful and excited to have a better working experience while working with EY. But seems like tagline is building better working world in real it is building worse working world. Anyone here experiencing same ?

like

Anyone who joined after March’22 who got the VPB letter?

like

What kind of ratings are you supposed to give your counselee in LEAD feedback? Should be give one less than gold standard to everyone

like

For those in financial services strategy, I’d love to gain some more insight in what’s going on in the industry.
- What kind of projects are you working on?
- What problems are you solving for your clients?
- What challenges do you see coming up in the next 12 months on the client side?

likefunny

How are you all feeling about these plans to add more bike lanes to the city? I'm all for it but I've seen a lot of small business owners acting like it's the end of the world.

like

Additional Posts in WFH Freelancers

I’ve been dabbling with the idea of getting into copywriting as something to soon the side but I have no experience doing it. What steps should I take (books to read, gigs to start with or pursue, etc) if I want to go from $0 and next to ) experience to $40k or so a year?

Right now I’m currently unemployed and taking a break from my fine art stuff to try to get back into tech sales, but I was looking to expand my skill set and also generate extra money at the same time.

like

I pay $500+/month for health care premium and after going to urgent care for an injury I still ended up with a bill that was over $500. Curious to know if any freelancers are not on a healthcare plan and how that affects your taxes for the year.

like

All of my writers are busy. Went FT, family stuff, already booked. I had to leave a 5 week contract on the table because I don’t have a deep enough writer pool. I’m 17 years in the biz, have awards and primarily do TV and Digital. CD/AD. Anyone interested in building a professional partnership? Let me know.

likefunny

Need a NYC freelance team, or a single? Email fishbowlbowel@gmail.com and let's connect. Have a single CW or AD. Whatever you need from us

Where do you find storyboard artists? Rate? agents?

like

Massachusetts freelance but go to NY/travel for work occasionally. I am looking at marketplace insurance and leaning towards a Tufts plan. Anyone have problems with Tufts? The BCBS higher cost but there does not appear to be a good reason. I’m afraid of some of the smaller places/never heard of. Transitioning off Cobra with United Health. Anyone have advice?

like

Does anyone here freelance (in design or deckmaking) on top of their full time position? How does that work?

Recently started freelancing and working from home and realized that I really need a quality office chair cause my current one is killing my back. Any suggestions below $500 if possible?

like
like

Considering a contract to perm. Would be contract for 6 months. First time freelancing. 6 years experience. Job in NYC at a global brand. Would $130k be right to account for benefits? Less? More?

I enjoy being asked for samples when I featured my website 3 times through email. In the body, my signature and my resume. I spend 100~/year on it. It has my entire portfolio... 😒😒😒

like

Are there any freelance social strat directors willing to share their project rates for things? First time putting together a freelance scope

like

does anyone here have experience freelancing while taking care of a newborn? would love to hear your approach/perspective. my husband and I both work from home and his job is so lax, it’s practically part time. trying to formulate a plan for returning to freelance life after the kid is born.

like

Hi, my wife and I are expecting this upcoming year. So we are looking for health insurance that can properly cover her maternity visits and labor. Any recommendations (Florida)?

Have you ever quit a freelance job after taking it because you realized it was going to be absolutely terrible?

like

Does anyone know of a coworking spaces that focus on creatives and/or marketing companies? All the ones I know of like technexus, wework and 1871 in Chicago are tech company focused.

I’m double-dip-curious, but worried about scheduling conflicts. Are there types of freelance writing jobs that don’t involve many meetings? Could be outside of ad agencies.

like

I used to have a regular freelance client but haven’t heard from them or had work from them in 6 months. How do you approach this type of situation to retain the work?

like

The gaslighting here 😵‍💫

Post Photo
likefunnyhelpful

Has anyone here ever been sued by an agency? I’ve had a few places recently ask me to be insured. And was bugged out. Ended up being a good experience but still.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal