AMEX Platinum. Yay or nay?

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Yay if you travel a lot - amazing travel insurance and lounge benefits. Otherwise expensive for day to day stuff

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Yay.

I’d need more context.
I use the cashback platinum card and whilst it isn’t the absolute best, I feel like it does the job. However, if there’s something better out there, I might switch.

Also depends a lot on your expenses and where you shop from. Cashback is good but it doesn’t make a huge dent.

Never tried the points card. May be, that might be worth exploring.

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Yay - though they’ve just raised the fee (the f*ckers) and recently removed the £120p/a taxi credit which they’re yet to replace. Net fee is currently around £100-150 depending on how savvy you are. DM me if you want a referral and we can both get some extra points.

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I believe if you have a “rewards card” then you don’t get the welcome bonus

Read somewhere they were offering £300 dining credit (half in UK, half abroad) and also £100 at Harvey Nichols each year. Wondering if that's targeted / how easy it is to use?

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Thanks, really helpful!

Yay, dinning credit/HN credit/travel insurance will break even fast

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