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There seems to be quite a few people in here looking to join a startup.
We're a mature aerospace impact startup (in Switzerland) pre launch for a new platform to engage and empower passangers in order to accelerate sustainability in aviation. Our product website is www.adaption.me and company website is www.optimaero .ai.
If you're interested in joining us, and you think you have skills that suit our business, you could drop me a speculative application by email at hello@OptimAero.ai.
Chief
This made me lol 😭
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Alas, I don't qualify.
If you’re white like me it’s so important to realize that we were raised in a society where institutionalized racism is normalized, and we were born with privilege. You can’t choose the color of your skin, but you can choose to put ego aside and reflect on why this isn’t happening to me, and be vocal about being anti-racist.
Any advice on nailing the perfect headline?
How I’m feeling today..
TBWA NY layoffs today.
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unlock all discussions on Fishbowl.
You pay tax on it now versus later. I figured taxes aren’t going to get any lower in my life so might as well bite the bullet now. Going to start investing in both soon to get the maximum possible from my companies match %.
If you’re young, go Roth for sure. Much higher earnings potential over time. Any earnings over time (compound interest, etc.) are yours entirely because you’ve already paid the taxes. Awesome option.
Yeah Roth you put in post tax but pay none later. Way better deal. My dad opened one for me when I was 18. You can’t contribute after a certain amount of household income though. I think $180k or something.
backdoor roth yall
Roth is awesome, my company doesn’t offer one though. 😔
Young folks tend to go traditional since it takes a smaller slice of your pay. But there is significantly more bang for your buck in Roth.
Rich people have Roth’s, regular folks have traditional plans. It’s one more way the rich guys in government helped themselves.
It’s that then you are, presumably, contributing to your company matched 401k and Then, in addition, contributing to an outside Roth. Most people font have that kind of extra money or discipline. Company 401ks work because they are easy. Having a Roth option there is a great perk.
Roth IRAs are great. Closer to retirement, traditional IRAs can make more sense. Any freelancers out there -- you can also start what's called a SEP IRA, which allows you to contribute 20%‐25% of your year's income, and write it off as a tax deduction. This is in addition to the maximum allowable contribution to your Traditonal or Roth IRA. I believe this financial product was intended to give independent business owners and contractors, who don't have access to 401Ks, a solid comparable option to build toward retirement. Remember, even if you can't max out your contribution, make whatever contribution you can. Compound interest is a wonderful thing.