Anyone considering downgrading your credit card (CSR or Amex Plat)? Given that travel for the next year may not be happening as frequently as we were used to, making paying the high annual fee not worth it.

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I have a CSR and given the actual out of pocket cost of it is effectively only 150, it’s not worth downgrading and changing cards. Plus I still put enough general volume on it that is rather hold onto it and get the multiple x points one gets over their other products.

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Yeah there is no point of paying annual fee when ur not spending it much while traveling

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CSR is doing 5x on groceries through June 30. Doesn’t make up for the lack of the travel points right now but the incentive is keeping me around. Hope they extend the offer, I’m not going anywhere for a while. Except the grocery store.

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I’m going to cancel my Amex plat. Unless there’s a ridiculous retention offer

I don’t even think I got charged the annual fee this year for my CSR? Are they delaying charge dates cause of corona or something? I should’ve been charged in April I believe

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