Anyone else canceling their Chase Sapphire card? Not seeing much benefit considering I’m not traveling much this year or eating out. Open to hear which CC are worth the anual fee right now.

Has anyone considered the idea of traveling to Mexico to get stamping? For context I am in L1 and extension was approved last month. I need to travel outside to India for personal reason which does not qualify for emergency visa.

Tech folks - what do you think about Oracle stock??

Have an amount of Marriott points I would would like to use to buy United miles.

Any advice on carrying out this transaction?

Best Marriott property in Napa Valley on points?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

How is Austrian Air and Air Canada? Solid airlines for economy seats?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Just got a little tipsy and impulse-bought a $2,000 82” tv. Hope it’s worth it.

Is taking the bus to work as convenient as taking the tube? Thinking of getting a place that by bus has a lesser commute than train but worried about traffic, frequency, etc. of the bus. Basically 20 mins bus vs 27 mins tube? Thanks!

Is Tokyo doable as a solo traveler with zero knowledge of the language? Thinking of doing a group trip there but adding on a few days alone in Tokyo at the beginning. I’m pretty well traveled in general and do just fine alone, but a different alphabet certainly makes things harder (if translations aren’t common). Female if that makes a difference.

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Max you would spend on a condo/apartment with about $1.5M NW and 500-750K income? No kids so no fixed costs currently for childcare and school though could see those emerging in the next five years. Otherwise pretty low key lifestyle with maybe a few meals out a week. Interested in hearing both from a purchase price and rent perspective. Thanks!

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

Anyone have a Silvercar code?

What’s a good Marriott Bonvoy points vs $ conversion to make decisions on using points or $?
I’m contemplating 40k points vs $168 including taxes at a category 4 location

If anyone here is wondering how to best use their GI Bill... I HIGHLY recommend using the GI Bill comparison tool. Has anyone else here used it??

Thoughts on personal loans to consolidate Debt?

First year in consulting, is it worth purchasing a car this early? I’m living at home and about a 45 minute car ride away from my home office. Any suggestions? What have you done?

Just sharing! Landed in offer at AWS over five weeks ago and still waiting on a visa transfer update from US CIS. So many work updates from other folks in these five weeks moving in and out while I am unable to share an update with my folks or celebrate in anticipation of the final approval of the petition. Trying to stay calm and collected, but sometimes it takes a toll

Can anybody please suggest me how to get an offer letter and how to apply for jobs in Australia while residing in India? I am looking for a job in Australia. Currently working in a big4 company.

Hi, how do I start a career PHAMACOVIGILANCE ?
Really hoping for some advice.
Thanks.

Can someone confirm if Marriott does not give complimentary breakfast with a points booking? Booked with 25k points and was told no complimentary breakfast..

Looking for strong PR AS candidates to work on CPG brand! Chicago office, but WFH and flexible location. Let me if you're interested and we can talk more!

Hi everyone, what is equivalent to a associate consultant in cgi to outside world? Like equal to delivery lead, Project manager?

it’s disgusting to see in this city how people pay more attention to the dogs homeless people have than the people themselves - it’s dehumanizing and makes me sick when people give a strained smile to the homeless person while patting their pup like come on

Does your firm form leadership group trainings? We usually do every summer but we are starting one these last 2 months. We usually read books or watch something and then discuss. If you do them, do you think they are effective?

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Audi Q3 vs BMW x2 - opinions ?

What is the average salary of a project Engineer mechanical with 0-1 year of experience and with a Masters degree ? Talking about European countries precisely Nordic counties .

If I am planning on living somewhere in CT soon, is there some sort of general guideline to consider, keep in mind, calculate to figure out how much is enuf to take a job that requires you to commute to NYC 3 or more days a week? Or Boston 3 or more days/week?

While joining, the company says.. Congratulations, here is your offer letter. Kindly confirm your acceptance over email. As the last step you have to sign the OL "on the date of your joining."

Ques: Is signing OL on the date of joining a normal thing to do? On what basis should I be confident to tell my current org that I am leaving. What if they revoke?

Looking at full-time and application asks for expected salary and then expected total compensation as a number. How should I figure out the second? Health insurance, bonuses, life insurance, equity, PTO? I studied art, not math.

Looking for a serious job change, having 8 YOE as a business analyst and currently into data analytics space. Only bangalore location

Any Manager or Sm in this group ? Please DM me.

Also No referrals etc please.

Is it just me, or does Seattle not feel as "welcoming" for first-generation immigrants?

Where are good companies to apply for to get into data science? My offer right now for data science in the big4 is only 66k and I definitely can’t go that low. Industrial engineering background with experience in analytics.

I’ve practiced litigation in DC for about 5+ years at a larger plaintiffs’ firm, and am considering a switch to a defense firm. Is there any insight to how many billable hours this would require, and how much time that would actually be? For reference, the firm has a 1900 billable hour requirement and the partner said I would have “no problem” fulfilling that based on the work they have.

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

Would you cash out refi a rental property to buy another rental property?

If you were to buy only one, ARKW or ARKK and why?

You guys think that buying CGC or TLRY now that they’re beaten down are a good Long term play, or do you feel they still have more room to fall?

Reading alot of articles saying banks raising mortgage down payment minimums to 20%. (I know all the benefits and why it’s best practice) that being said any thoughts on how long that will last?

Best provider for good rates on used car loan?

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

How often are you concerned about losing your job? Ever since I got a mortgage a few months ago, this fear has been plaguing me. The volatile market doesn’t help either.

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

I have a brokerage account with 7k in it, split 70% VOO 30% SCHF. I now have an additional 11k I can add - how should I allocate it? Should I move towards an 80/20 split just in current funds or add things like a growth (VGT) or high dividend ETF (VYM). All of my retirement accounts are already maxed, FWIW and don’t need the $ for any large purchases needed in the near future.

Gl as a aor

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

Please, can some explain it to me like I’m 5 why Tesla’s stock keeps going up? But seriously, with a PE of almost 1,100, why?

Rental expenses: experts recommend spending no more than 30% of gross income on housing per month. What’s your: 1) monthly gross, 2) % spent on housing, 3) high/medium/low cost of living city? Trying to get an idea of how y’all investment fish prioritize housing vs savings.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?