Anyone else recently buy a home on Long Island? Any tips? We just started looking and there’s barely any houses in our price range (850k to 1mm) and prices seem very inflated. Put in a couple offers recently and the houses went for significantly over and in cash.

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

Is it stupid of me that I scaled back my 401k contributions 12ish months ago because the market is so high? Considering increasing again but am wondering what y’all are doing?

Anyone build a house in NVA? We're planning to move to a bigger house in a couple of years and building is an option if it's not too expensive. Anyone got any builders or $/sq ft info? Thanks!

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

Why doesn’t the fidelity app show after hour prices? I end up googling stocks to see what happens

Thoughts on EquityZen’s Robinhood offer that opens today ($63/share at a $61B valuation?)

How do you guys invest in US equities. Obviously wealthsimple trade is a scam.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

December 31, 3018
Bitcoin: 30,000
Ethereum: 2500
Litecoin: 1000
Bitcoin Cash: 12,000
Ripple: 12
Cardano: 7
Neo: 500
Eos: 120
Dash: 3000

Alteryx stock - thoughts on the company as a longterm investment?

Anyone have a recommended tax person in Chicago?

Senior manager and associate partner at MBBKOW how comfortable are you in dubai? Can you afford a nice house, car and generally (within reason) not worry about money?

Assume wife works as manager in big 4 consulting

What stocks are you adding in this dip.

What percentage of your monthly income do you actually see in your check, your net pay? Basically, what percentage of your check goes towards all the different deduction? I get 50% of my gross income deducted.

any suggestions on where to rent? preferably manhattan downtown or midtown. budget is ~2.1k or so. priorities are having a doorman, elevator, laundry in building at the very least

Any downside to holding some funds from my Roth IRA in my vanguard federal money market fund until I can buy the dip? I’ve hit my max contribution limit for 2020 by having a few thousand hanging out in there until I’m ready to buy. I can buy with those funds after 2020 contribution deadline right?

Hi Fishes,
Can anyone help me with the tax implications on the bonus received . I got 2.5L bonus in this payroll and 56k tax was deducted at source. Now I’m on notice so I have to resign and return the gross amount that is 2.5L .. what happens to the tax I paid 56k ? Is that my loss ?

Has anyone here worked on SAP BTP yet?

Does anyone think it’s out of the question to ask for a 20% pay increase without a promotion? My duties on our team are closer to Director-level and no other Senior PM is managing half of what I am, so I feel like I should be compensated fairly.

Someone bring me back down to earth if I’m asking too much

What are some companies allowing people to work fully remotely that have reached out to you lately?

Doge is up 103% today

Hello Fishes,

Deloitte USI is offering me 15LPA fixed and 1lack joining bonus and HCL offering me 23LPA fixed. I've tried to negotiate with deloitte but they are not ready to negotiate and asking me to join on the same CTC which was initially provided. I'm confused to select the company. It would be really helpful if anyone could share their views. Thanks.

How is bofa in terms of job security and work life balance?

Question: if you get an EMBA, what does it say on the diploma? Also, how should you market yourself on LinkedIn?

Am I the only person who gets skeptical when a recruiter calls, like did my law firm send you to see if I’m interested in making a move? 🤨 I may be paranoid, though. Lol

Anyone here from Hudson County NJ and follows politics?
I am NJ-8, and would like to vote for most progressive candidate on the ballot but no candidate except for the corporate shill/ son of corrupt nepo Menendez, has a fully developed site and I just cannot in good conscience vote for him just because he has a D next to him. Just moved to this district 2 months so any guidance appreciated.

Figured the ex consultants would be a good place to ask - did anyone save down files before they left their firm?

Happy Be Kind to Lawyers Day!

Any single women like houses?

When can we change projects? Is there a time limit or it can go on for years?

I have some mental issues that affect how I do my work. Is it appropriate to bring them up ever, or is it seen as an excuse?

What inspired you to start on the career you've chosen?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Is it common for HOA to ask you to prove your car registration is up to date?

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Best way to start wholesaling real estate?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?