{ "media_type": "text", "post_content": "Anyone got charged a delinquency fee on Amex along with a late fee? Any way to get it removed? Ugh should've done the expenses earlier 🙄", "post_id": "599b5f869970bf0010771741", "reply_count": 6, "vote_count": 1, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting" }

Anyone got charged a delinquency fee on Amex along with a late fee? Any way to get it removed? Ugh should've done the expenses earlier 🙄

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Yeah... when I begged they waived a couple but it had been accumulating for a while without me noticing so there was still a decent sum left to pay out of pocket. I check my balance regularly now to make sure it doesn't happen again. Now that I think about it, the reason I haven't been able to save much money despite being fairly frugal is because I keep losing money to stupid stuff like this that I have no excuse not to stay on top of.

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Our amex card does not affect our credit. Don't believe me? Call and ask. Also, just all to get the late fee waived, they'll do it no problem.

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Business CCs often have no influence on personal credit score

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I was around 2.5-3 months late. I paid partially in between. Will try calling, probably won't help.

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That's hard to do. You had to be at least 3 months to 6 months late. Is this true? That's procrastinating seriously. Just saying. I hope it does not hit your credit honestly

Yes I have had then my a few times. They waived the first couple but now I am stuck with them when I'm delinquent by too many days. It sucks.

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