Anyone know how possible it is to get a mortgage for a property in England without a UK credit history (context: have a high credit score in the US and currently live in the US).

Any recs on lenders?

These paychecks aren't cutting it. Side hustle ideas?

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Is now a good time to buy a house?

Without thinking it through I signed up for two cards at the same time I need to spend 8k in three months which is fine but any way to track my second against promotion vs actually loooimg st my state

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Sub dollar coins that are going to absolutely pop in the next year or two?

If you’re trying to retire early (before 60), is it advisable to max out your 401k, or is it better to invest in a brokerage account instead?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

You know how when you do something bad to someone else you get bad karma w that person? Who decided who was in the wrong? What if you both think you’re right? Who gets the karmic debt?

Has anyone been able to refinance student loans on F1 OPT / H1 visa? Would love to hear about your experience.

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

I’m planning to pull 5k profit and forethought to invest on 5 or more meme coins, each of around1k..Is it good idea ? if yes what should be those 5 or more MEME’s.. TYIA !!

Thoughts on SoFi bank?

Thoughts on credit funds? Immediate start offer is tempting.

How are hours in CMAAS?

Just wanted to know how epam anywhere is in terms of WLB, projects and perks. Honest answer please .

Have offer and thinking to join ..

Hello guys i am working in a public sector bank as chief manager. I am looking for a job with better work life balance and flexibility. Can you suggest me options in finance companies where i can switch? I have 8 YOE in Treasury, forex and Marketing. Also, would it be better to look for opportunities abroad? Does anyone have suggestions regarding how to go about it?

Just curious, how many of the people who are very active on the Politics bowl women. It may not hurt to hear what they care. I get a sense that dudes from both sides seem to be speaking for you.....

Working on the tech side of the bank, looking to transition into finance (not IB) & came across the IBI course that helps gain skills like modeling etc. Anyone taken the course/know someone who did?

Hello,

I have cleared interview with Wipro a month ago and after 15 days I received a simple mail from HR saying you are selected.

Since that day, there is no communication from HR team of Wipro . I tired of sending multiple emails and when I tried to call he always declines my call.

Between director of respected technology is reaching me and he wants me to join ASAP and take over the project work.

What should I do now?

Thanks

Why do so many people need sponsorship? Most people I speak to in tech (data) require some sort of sponsorship. Just curious why this is.

How to be good at Sales and have a charismatic personality?
Any words of wisdom? Any great books to read? Any other recommendations?

Who else is reeling under the pain of taxes?

Hi, I got offer from KPMG Global Services. They have a component in their salary called "Flexible Compensation". I understand, it is something which the employees usually structure by themselves. I am confused about a few of the allowances, "Mobile/landline bill reimbursement", "Expenses in pursuit of Education", "Purchase of computer at home". Are these reimbursements or they will be paid as part of the salary?

What's the org structure at Deloitte? Is Assistant Director at EY GDS same as Director at Deloitte India?

Hi Guys,
I've provided all the details related to my employment, Qualifications and CCTC to HR very correct but I've miscalculated fixed and variable pay, will there be any issues on BGC?

Please help!

I had final round interviews last week for the company I really want to work for. I have an offer from another company, which I communicated to the recruiter which expedited the interview to final rounds. I need to respond to the other company's offer letter soon. Should I follow up with the hiring recruiter for the company I want an offer from? Or just move on if I haven't heard back by end of this week?

I have offer from global logic , mastercard , netcracker for java developer position -
pune location. Wanted your review in the basis on wlf, projects there in company

What are Auditors making at start ups/unicorns? Obviously the Software Engineers are the ones making small fortunes, but what about Auditors? Are they granted a good chunk of equity as well?

I’m struggling with an issue with a student right now. I teach in a suburban school outside of NYC that has a very large majority of white students. One of my Black students was recently involved in a biased incident with another student in which he received racist social media messages and racist spoken words from the other student. This was a kid that my Black student thought was his friend. He’s heartbroken, and so am I. I want to know how I can best support my student.

Does anyone have any insights on what Data Scientists earn in the Denver area?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

How can I invest in real estate ? Looking for an additional passive income source

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Has anyone here used New Western to buy real estate deals?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Hi - any good books recommendations for getting started on real estate investing?

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.