Anyone still looking at deals with net 0 cash flow at current interest rates? (assuming avg 3-5% appreciation). My current portfolio cashflows nicely (all financed from 2020-2022) so I’m struggling to pull the trigger on deals today and accept low cashflow until a potential refi at lower rate.

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

Hey 👋 is it advisable to invest in real estate / buying my first home with all the looming uncertainty with brexit ?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

I want to know which tax slab can be appropriate for a 10lpa and what are the way I can manage to reduce my tax computation.
I have been to this tax slab for the first time don't have. any knowledge.
can one of you assist what can be done or what are the steps for saving the tax or us it possible to have 0 tax.
FYI,
2.2lck is hra

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

How to transfer PF fund from hcl to epfo if i was a non pension member???

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

Which bank account is better for salary account?

HDFC
Axis

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Roth vs Traditional 401k, thoughts?

Thoughts on Bitcoin rising? Think it will crash?

Finally I am a tax payer of India.... After 3.2 years in TCS, will pay tax on 8k😂😜😜😜

Hi Fishes,
My Appraisal is due this september. Can anyone of you tell me how much hike can i expect.
Cctc:6.5
Designation:Engineer
Exp:2.6
I joined in jan2020 but the training period of our entire batch was extended due to covid. Hence getting first appraisal in sept 2021.
Thanks in Advance😀

If you recently left your company to take a fairly prestigious new job, but are right in the middle of MBB interviews, would it make sense to tell them? Or just maintain that you still work where you did when you originally applied? The MBB roles would start next summer anyhow

Is it possible to get International mobility in UBS ?

Is pwc sdc bangalore good for technical growth?

My wife is worried about her job. She works as a vendor to wipro.her manager told her to send resume and docs to upload, they will transition her from vendor to wipro payroll. Her parent company is asking her to tell wipro not interested.she wants to get converted to wipro permanent payroll. Is there any NOC required from vendor?pls comment

YOE - 7yrs, Automation Tester, what's the current market payout?

Recommendations on bathing suits for guys? I like the Vilebrequin / Mr. Swim style, but don't want to spend more than $50

Male swim trunk brand recommendations? Prefer shorter slimmer European cut

What cut of jeans/chinos are in style for men now? I’m 28 , 6’2 and thin. Have previously worn exclusive slim fit (pretty tight but not skinny jeans) but they don’t feel as comfortable or en vogue so curious what other people wear.

Anyone in the market for bags? Looking to sell a Celine Luggage, Celine Belt Bag, Givenchy Antigona and an LV Neverfull. All great for work!

Switching from commission to salary!

I’m considering a less sales-oriented role that doesn’t pay commission. The new role will have a higher base but lower overall earning potential.

What % haircut should be expected? As an example, if I make 100k (base + commission) today, would it be realistic to ask for 90k (10% cut) + equity to make up the difference?

I got married in 2021. Before my wedding I lived in State#1 and after the wedding I moved to State#2. My spouse lived in State#2 the entire year.
Can I file as Married Jointly in such a way that State#1 only calculates my income for the portion of the year I lived there?
Or do I need to file Married Seperately?

Any one relocating to banglore?

Boyfriend and I have been dating for ~1.5 years and we still only spend weekends together. I want to move in together at the 2 year mark but bf thinks it’s too soon... just feels our relationship is stagnant and not going anywhere. Any thoughts from ppl who’ve gone through similar situations?

How strict is Google about returning into the office? New York based

Would you tell your supervising partner at a biglaw firm that you are disappointed by the amount paid to you in the year-end bonus? If so, what's the likelihood that doing so would result in any further pay/anything good?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Can I get a commercial loan without 25% down?

What's the best city in UK to buy a buy to let property, with best returns?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated.