Anyone with vanguard 401k allowing vanguard to manage your 401k investments or choosing funds by yourself. I allowed vanguard and last 5 yrs their returns are not even beating s&p500 index. Last year their returns are 19% vs s&p 24%. I am worried that with all the management fees their subpar returns will hurt me over long run. Any thoughts suggestions?

Best New Years trip for two

I’m in my 3rd year out of college. My salary is 85k with a bonus of 30k (35%), which brings my total comp just slightly below market. How can I ask for more base and less bonus?

As things start to reopen, please be patient with your servers. Expect longer wait times for most things that require customer service

I was complaining about wfh initially since it was right in the middle of busy season. But now since things have slowed down and I'm working 40 hour weeks, I don't want to go back 😫

What monitors would you recommend for home office? I am about to buy one myself. I work in FDD. Do you guys recommend the ultra wide? Curve screen? freesync?And what definition is good enough ? I really do love Apple Retina display but the price.

We are getting the letters on 12th September (Monday). Got to know from reliable sources in HR. Just 1 day guys, let's go!!!

Anyone know the salary range for Supervisor Customer Service at Fiserv? They just reached out and I have a phone screen in 2 hours.

Need 11 likes for DM .
Thanks everyone.

Hi everyone! Were there or are there any systems you were expected to be well trained in coming into your role? Thanks!!

Anyone opted for NPS Employer contribution, is it good for tax saving? Is there any maximum limit to it? Does employer really pay it or deduct it from our CTC only?
Please help.

Is firm travel back up to pre covid levels?

Hi all, need 11 likes to enable DM

I have around 4.5 year's of experience in front end technology now I am Switch my career in to Salesforce developer is good for my career

Hi guys, our company is going to be on halt so I must have to search somewhere else.
I have total 2.2 years of experience in QA.
I need your reference and support.
Thank you

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

If you could right now, would you buy a house in full cash or invest in the market?

Have 20k, what’s a good small business to start with this fund? Serious question here

Anyone else into Bank Bonus churning?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Learned on the day of the deadline to enroll, that my partner's employer offers voluntary participation on a deferred compensation plan. First time I hear of such a benefit/option after working for years! Any general (i.e. not plan-specific) lessons-learned, gotchas, pointers to offer as we will have to quickly decide to enroll or not?

TIA!

Decided to payoff my mortgage.

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

Can I do 1031 exchange with the profits from the sale of a second home into the purchase of a primary?

Anyone here read “Die with Zero”? What are your thoughts on the principles from the book?

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Looking for a financial advisor to help us begin investing - any recommendations? Is $30K enough to start with?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

Anyone know of a good cross-border US/UK financial fiduciary?