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Up 72% in coinbase acct
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Anyone on this bowl met up yet?
Anyone who have left Accenture recently and i initiated PF Transfer to New Company ...like when exactly should we initiate the process online.
The new company upon joining thier company will create your new EPF number, and the same will reflect in Govt site for which Date Of Exit (DOE) will show as Not available ,but for last company the DOE will be your date of exit...when Does this DOE for last company is visible in Govt aite after leaving the organisation ?
They do exist...
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How realistic is the 20 30 50 rule in NYC?
Rising Star
I spend $2000 for all living expenses (I own a co-op so my housing costs are just the co-op fee of $750). Monthly net income is $32,000. I invest around $20,000 of that a month then spend the rest of the $10,000 on travel and other non living expense items. For example I have been working all over Southeast Asia and Southern Europe for the last 10 months with brief trips home. I have been renting my apartment during this time for a year lease so that offsets a lot of my costs too.
Rising Star
I yeah I spent 8 years at D as a tech consultant, got hired at AMZN as an l6 sr product manager working on the same erp software I did at D and branched off to other programs. Then after 5 years got promoted to L7. I have a friend that works in real estate development and he works on Reno’s and rentals on the side so we’ve been working on projects together for 10 years. None of what I do is particularly hard. Anyone could do it.
A more realistic view:
I earn $125K base, spend $3500 per month ($1800 rent), $8K throughout the year on special purchases / travel.
Bonus varies by performance but I save all of it. Max out my 401K and working on maxing out the mega backdoor 401K. I don’t eat out on weekdays or go clubbing very often, but I can comfortably go to restaurants and Broadway shows when I want (my priorities).
$500 also inclusive of household bills (Internet / electric have been cheap for me). Work fully pays phone and insurance.
Income: 175k (base, bonus, etc)
Monthly: 6400 (after max 401k, IRA, taxes, etc)
Before Dating:
Home and Expenses: 1950 (1b1b)
Emergency Savings: 1200 (blew it on renovating my apartment)
Gas: 100
Food: 300-600
Parents: 200
Rest: brokerages, crypto, starting my own business, car insurance, etc.
After Dating:
My food/experience expenses have gone way up. I’m basically living paycheck to paycheck. Trying to tone it down.
Ideally I’d like to live on half my income and save/invest the rest. Lifestyle creep is real y’all
Have you used YNAB/Mint where you can link across your accounts to analyze your spend by category?
Monthly CC last month: $5500
Major Expense - $1.2k car insurance, $700 in CC renewals
The other $3.5k went to food/miscellaneous purchases which was insane
5.5k does not include rent
Ideally, I’d like to keep spending <3k